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Heather Sapp - Loan Originator | NMLS# 1277020 in Toledo, OH

Heather Sapp

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Loan Originator | NMLS# 1277020

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Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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  • SFTP
    B
    Bradley M
    Napoleon, OH
    Posted on June 17th, 2024 01:16 PM
    Heather is always available to answer my and my clients questions. If she doesn't have the answer, she will find it as quickly as possible. Fantastic leader!
    Reply from Heather Sapp
    June 17th, 2024 02:35 PM
    Thanks Brad! I enjoy working with you!!
  • SFTP
    A
    Alicia L
    Fayette, OH
    Posted on June 17th, 2024 12:57 PM
    Heather was on top of things, per usual and was great with communicating with my client and myself.
    Reply from Heather Sapp
    June 17th, 2024 02:38 PM
    Thanks Alicia! It is always a pleasure to work with you!
  • SFTP
    E
    Elaine S
    Toledo, OH
    Posted on June 14th, 2024 01:52 PM
    Heather’s forthright nature of delivering news, good or bad in a timely manner, and her ability to counsel clients regarding next steps.
    Reply from Heather Sapp
    June 17th, 2024 02:56 PM
    Thanks Elaine! Of course I much rather deliver the good news but sometimes the bad is inevitable! So the most important thing is to address it quickly and come up with a solution!
  • SFTP
    P
    Phyllis R
    Deshler, OH
    Posted on June 14th, 2024 01:05 PM
    Always a good transaction with Heather
    Reply from Heather Sapp
    June 17th, 2024 02:57 PM
    I'm so pleased to hear that you had another positive experience with your recent purchase transaction, Phyllis. It’s always wonderful working with you and I appreciate your kind words and high rating. Your trust in Howard Hanna Mortgage Services...
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  • SFTP
    K
    Kimberly D
    Montpelier, OH
    Posted on June 14th, 2024 12:53 PM
    Heather helped move a sale along that another lender wasn't able to do. Client was not only happy with another option but they received a lower rate as well.
    Reply from Heather Sapp
    June 17th, 2024 02:59 PM
    I'm truly grateful for your kind review, Kimberly. It was a pleasure to assist with your purchase and I'm overjoyed to hear that you not only received a lower rate but are also happy with your experience. At Howard Hanna Mortgage Services,...
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  • SFTP
    J
    Jordyn Y
    Bowling Green, OH
    Posted on June 14th, 2024 12:41 PM
    Heather answers questions quickly, even over weekends. She does a great job of educating real estate agents so they know what red flags to look for.
    Reply from Heather Sapp
    June 17th, 2024 03:00 PM
    I am delighted to hear such positive feedback, Jordyn. It's always my aim to provide efficient responses, regardless of the day of the week. I also believe that educating real estate agents is a crucial part of the process to ensure a smooth...
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  • ManualUpload
    J
    Jennifer W
    Archbold, Ohio
    Posted on May 2nd, 2024 10:18 PM
    Heather was super easy to talk to and explained everything in great detail! Since I was new to the whole house buying thing she was very helpful and patient with me. Thank you so so much Heather! You rock!
    Reply from Heather Sapp
    May 3rd, 2024 02:45 PM
    Jen it was a pleasure to work with you! Thank you for trusting me with the purchase of your new home!
  • SFTP
    C
    Cynthia C
    Toledo, OH
    Posted on December 13th, 2023 01:53 PM
    Heather was right on top of working with my client and getting her prequalified. That made the difference in both writing the offer and closing. Thank you!
    Reply from Heather Sapp
    June 17th, 2024 03:00 PM
    Thank you so much, Cynthia, for your kind words and a full five-star rating. I'm thrilled to hear that your experience with Howard Hanna Mortgage Services was positive, and that I could assist in getting your client prequalified. My aim is...
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  • SFTP
    M
    Maureen R
    Toledo, OH
    Posted on September 23rd, 2023 12:16 PM
    Heather remained upbeat and positive even when things got difficult. She stayed calm and collected when I got frustrated and helped me figure out how to go about what I needed to do. She truly went above and beyond for me and I am incredibly...
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    Reply from Heather Sapp
    June 17th, 2024 03:01 PM
    Hi Maureen, I'm thrilled to hear that you had a positive experience with me during your purchase process. It was my pleasure to help you navigate through the difficult moments and your feedback truly means a lot. I'm here to assist you anytime...
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  • SFTP
    D
    Dalton T
    Paulding, OH
    Posted on September 22nd, 2023 10:01 AM
    Heather was easy to work with and got quicker responses and answers from her then I did the other company I was pre-approved with
    Reply from Heather Sapp
    June 17th, 2024 03:01 PM
    Thank you for such a positive review, Dalton! I'm delighted to hear that you found our process easy and efficient. It was a pleasure assisting with your purchase and striving to provide quick responses and answers. Your feedback is very much...
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    About
    Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Mortgages, Refinances, and Credit Repair
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    Positions
    • Howard Hanna Mortgage Services - Mortgage Loan Officer
      Jul 25th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1277020
    Hobbies
    • Riding Harleys
    • Traveling
    • Horse Back Riding
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.