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Heather Sapp - Loan Originator | NMLS# 1277020 in Toledo, OH

Heather Sapp

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Loan Originator | NMLS# 1277020

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Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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  • SFTP
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    Shalonda T
    Toledo, OH
    Posted on January 7th, 2023 04:55 PM
    Heather made it great experience she is the main reason my client maintained using Howard Hanna Mortgage.
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    John M
    Defiance, OH
    Posted on January 5th, 2023 07:19 PM
    Heather was very knowledgeable and approachable. She worked diligently and communicated often with us to secure the best rates and help as as first time home buyers. We would definitely recommend her services to anyone who is looking
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    Rachel S
    Toledo, OH
    Posted on January 2nd, 2023 11:09 PM
    Have exact numbers for final closing cost. Not keep telling the client they need more. Then they get more then tell them again that was not enough and the client accutally needs ever more. Poor communication on Heather's end over
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    Mark B
    Toledo, OH
    Posted on December 27th, 2022 01:28 PM
    as a girst time buyer she was right on top of everything that my client needed to do and guided her through the process and everything went smooth and made it so we could of closed earlier on her part
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    Olivia T
    Toledo, OH
    Posted on December 24th, 2022 02:29 PM
    The process was made simple for me and they helped through every step of the way.
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    Jane B
    Toledo, OH
    Posted on December 23rd, 2022 04:35 PM
    Heather worked very hard to keep all parties informed! Taking special care that all items were clear to all parties even with a slight language barrier. Thanks Heather
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    Lynda C
    Toledo, OH
    Posted on December 17th, 2022 01:46 PM
    Heather Kiomento! You can call her at any time and she is always pleasant!
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    Ryan G
    Napoleon, OH
    Posted on December 14th, 2022 12:04 AM
    Heather was always there when I needed help with the process.
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    Beth A B
    Defiance, OH
    Posted on November 28th, 2022 02:08 PM
    Heather does a fabulous job in communicating with my clients and me at all times. I have totally enjoyed the working relationship we have developed so far!! Only see it continuing to be a solid work relationship. Thank you Heather!!
  • SFTP
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    Kelley R
    Hamler, OH
    Posted on November 17th, 2022 01:09 AM
    Heather and Kim were very informant and patient for me. If I had any questions , they always got me the answer within the same day or next. Heather took all of my information and made it happen for me to buy a house! Very easy and pleasant...
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    About
    Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Mortgages, Refinances, and Credit Repair
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    Positions
    • Howard Hanna Mortgage Services - Mortgage Loan Officer
      Jul 25th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1277020
    Hobbies
    • Riding Harleys
    • Traveling
    • Horse Back Riding
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.