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Heather Sapp - Loan Originator | NMLS# 1277020 in Toledo, OH

Heather Sapp

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Loan Originator | NMLS# 1277020

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Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into... Show More
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  • SFTP
    M
    Morgan D
    Helena, OH
    Posted on August 1st, 2023 01:05 PM
    Heather was amazing, as usual. Once it left Heather, the communication was not as good.
    Reply from Heather Sapp
    June 17th, 2024 03:37 PM
    I'm thrilled to hear that you had a positive experience working with me at Howard Hanna Mortgage Services. It's my goal to provide top-notch service, and your feedback is greatly appreciated. I'm sorry to hear that communication wasn't as strong...
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  • SFTP
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    MEGAN M
    Defiance, OH
    Posted on July 20th, 2023 02:20 AM
    Was able to get information rather quickly. Was able to reach out to figure out what information on our closing documents were with a rather quick response
    Reply from Heather Sapp
    June 17th, 2024 03:37 PM
    I'm thrilled to hear you found value in the speed and efficiency of our process, Megan. It was a pleasure assisting you with your home purchase. Your feedback is greatly appreciated and will help us continue to improve our services at Howard...
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  • SFTP
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    Samuel M
    Defiance, OH
    Posted on July 13th, 2023 11:13 AM
    Thanks Heather!
    Reply from Heather Sapp
    June 17th, 2024 03:38 PM
    Glad to hear you're satisfied with the service, Samuel! It was my pleasure to assist with your home purchase. Your feedback is very important to us at Howard Hanna Mortgage Services, and I'm thankful for your positive rating. Looking forward...
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  • SFTP
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    Nicholas G
    Defiance, OH
    Posted on July 13th, 2023 02:17 AM
    I was provided a lot of help and resources along the way.
    Reply from Heather Sapp
    June 17th, 2024 03:38 PM
    Thanks for the positive feedback, Nicholas! I'm thrilled to hear that you found the resources and assistance helpful during your purchasing process. At Howard Hanna Mortgage Services, we aim to make everything as smooth as possible for our...
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    Julia C
    Defiance, OH
    Posted on July 10th, 2023 03:29 PM
    Heather is great at her job! She is professional and yet personal. I love working with her!
    Reply from Heather Sapp
    June 17th, 2024 03:39 PM
    I'm thrilled to hear such positive feedback, Julia! I truly appreciate your kind words and the 5-star rating. I strive to provide a balance between professionalism and personal touch, and I'm glad you appreciated that. It was a pleasure assisting...
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    Michelle M
    Holland, OH
    Posted on July 5th, 2023 02:19 PM
    Heather was always available to answer questions. This transaction and the loan changed several times with the Buyers changing circumstances. There is no doubt that if this had not been a Howard Hanna Transaction all the way around it would...
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    Reply from Heather Sapp
    June 17th, 2024 03:39 PM
    Thank you so much for your kind words, Michelle. I'm glad I was able to provide you with the helpful service that you needed during your purchase transaction. It's true, things often change in the process, but at Howard Hanna Mortgage Services,...
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    Anne M
    Defiance, OH
    Posted on July 4th, 2023 01:25 PM
    Such excellent communication and service. Very professional service. Thank you so much.
    Reply from Heather Sapp
    June 17th, 2024 03:40 PM
    I'm truly grateful for your glowing review, Anne! It pleases me to know that my communication and service met your expectations. Your satisfaction is my top priority, so it's gratifying to hear that my professionalism was well-received during...
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  • SFTP
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    Scott D
    Deshler, OH
    Posted on June 28th, 2023 11:23 AM
    Heather kept us update every step of the way and always had time to take are phone calls no matter what time it was
    Reply from Heather Sapp
    June 17th, 2024 03:40 PM
    I'm so glad to hear that you had such a positive experience, Scott. Your feedback is greatly appreciated. It was a pleasure to guide you through every step of your home purchase. Remember, I'm always here to assist, no matter the time. Thank...
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    Lori D
    Deshler, OH
    Posted on June 25th, 2023 11:52 PM
    Heather K. was very knowledgeable about all aspects of the lending process. We felt like she had our best intredt at heart, and worked very hard to get us the mortgage we needed and a lower rate. She was easy to talk to, and was available any...
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    Reply from Heather Sapp
    June 17th, 2024 03:42 PM
    I'm truly grateful for your kind words, Lori. It was my pleasure to guide you through the lending process and I'm glad that you felt supported. It's important to me that my clients understand everything and feel confident. Knowing that I was...
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  • SFTP
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    Alicia L
    Deshler, OH
    Posted on June 25th, 2023 01:22 PM
    Heather was always available whenever myself or our clients had questions. She got things done on a very timely manner. 10/10 hands down would recommend her to everyone with their mortgage needs!
    Reply from Heather Sapp
    June 17th, 2024 03:19 PM
    I'm thrilled to hear such positive feedback, Alicia! It was a pleasure to assist you and your clients with your mortgage needs during your purchase process. I'm always here to answer any questions and ensure everything runs smoothly. Thank...
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    About
    Who you work with Matters! When you want guidance in buying or refinancing a home, entrust that process to me! With 10 years’ experience in the Mortgage Industry, I will use all my skills and knowledge to put you on the right path and into the right loan program that fits your needs. You can expect open and honest communication throughout the whole process as I know first-hand how stressful it can be. My number one goal is to make sure that you have the best experience possible so that you want to tell all of your family and friends! Referrals are the heart of my business!
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    Specialities
    Mortgages, Refinances, and Credit Repair
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    Positions
    • Howard Hanna Mortgage Services - Mortgage Loan Officer
      Jul 25th, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2022

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1277020
    Hobbies
    • Riding Harleys
    • Traveling
    • Horse Back Riding
    Disclaimer

    Equal Housing Lender

    NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.