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Heather Humphreys - Licensed Mortgage Professional | NMLS#215869 in Scottsdale, AZ

Heather Humphreys

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Licensed Mortgage Professional | NMLS#215869

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Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of... Show More
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  • Encompass
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    Nathaniel L P
    Nashville, TN
    Posted on August 29th, 2025 02:26 PM
    Heather is knowledgeable, friendly, and keeps you informed throughout the process.
    Reply from Heather Humphreys
    September 2nd, 2025 07:05 PM
    Thank you Nate! It was a pleasure working with you again! Thank you for allowing me to opportunity to assist you with your refinance and for all of your diligence throughout the loan process.
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    Allison J
    Posted on August 29th, 2025 12:04 AM
    Heather could not have been more professional, timely, responsive, and helpful during the mortgage process. As a first time homebuyer, my list of questions were endless - and Heather was always there to answer or direct me to the right resources,...
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    Reply from Owner
    September 2nd, 2025 07:04 PM
    Thank you for the great review and kind words! It was truly a pleasure and an honor working with you on your first home purchase! Your new home is beautiful and I am so excited for you to settle it in and make it your own.
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    Allison A J
    Nashville, TN
    Posted on August 29th, 2025 12:02 AM
    Heather could not have been more professional, responsive, or helpful during the process. As a first-time homebuyer, I had an endless list of questions ranging from "how do I even pay a mortgage" to "what type of insurance do I need"? Though...
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    Reply from Heather Humphreys
    September 2nd, 2025 07:03 PM
    Hi Allison, thank you so much for the great review! It was truly a pleasure and an honor working with you on your first home purchase! Your diligence with all of the paperwork and fast responses made my part a piece of cake! Congratulations...
    read more
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    Bryan H
    Casa Grande, AZ
    Posted on August 7th, 2025 11:20 PM
    Heather did a great job and completely took care of us timely and professionally
    Reply from Heather Humphreys
    August 8th, 2025 06:55 PM
    Thank you so much Bryan! It was a pleasure working with you! Thank you for trusting me with your mortgage needs!
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    Mary H
    Posted on August 4th, 2025 02:23 PM
    Great communication, smooth transaction. Highly recommend.
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    Mary M H
    Casa Grande, AZ
    Posted on August 4th, 2025 02:21 PM
    Tim and Heather made the process go very smoothly and the communication was excellent. Very professional. I woiuld recommend them to everyone.
    Reply from Heather Humphreys
    August 4th, 2025 05:15 PM
    Thank you Mary! It was a pleasure working with you! Thank you for allowing us to assist you with your financing!
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    Ann K H
    Phoenix, AZ
    Posted on July 5th, 2025 04:14 PM
    Heather was am absolute pleasure to work with!
    Reply from Heather Humphreys
    July 14th, 2025 06:14 PM
    Thank you Ann! You were an absolute pleasure to work with as well! Thanks for the great review!
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    Michelle K
    Phoenix, AZ
    Posted on July 2nd, 2025 03:31 PM
    Heather and TIm went above and beyond to communicate with us. Heather remained responsive even while out of the office.
    Reply from Heather Humphreys
    July 2nd, 2025 05:33 PM
    Thank you Michelle! Despite the extremely tight timeline and the challenging circumstances your patience, communication and diligence made everything much easier (and perhaps even possible!)! It was truly a pleasure for Tim and I to work with...
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    Victoria S
    Posted on June 8th, 2025 11:35 PM
    Amazing lender, extremely responsive and gets it done fast! Will definitely use again.
    Reply from Owner
    June 18th, 2025 08:24 PM
    I'm thrilled to hear that you had such a positive experience with your lending process. It was a pleasure assisting you, and I look forward to working with you again in the future. Thank you for your kind words!
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    Victoria R S
    Florence, AZ
    Posted on June 8th, 2025 11:35 PM
    Heather is just the best! Communication was great, she's SUPER friendly and fast! She's also just so competent and I will definitely go to her for refinancing and future purchases.
    Reply from Heather Humphreys
    June 9th, 2025 10:03 PM
    Thank you so much Victoria! I really enjoyed working with you and getting to know you! I look forward to working with you again and hope rates cooperate in our favor soon so we can work together again on a refinance!!!
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    About
    Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of mortgage guidelines, credit, self employed income, complex tax returns, and everything in between. She really enjoys sharing her knowledge and helping others inside and outside of the mortgage industry with their mortgage needs and questions. Heather was raised in Southern Utah and moved to the valley in 2001. She has two daughters that keep her on her toes.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    Refinance Loans
    Conventional Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    FHA Loans
    VA Loans
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    What is the Search Rank Score®?
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    Memberships
    • State Bar of Arizona
    • ASU Alumni
    • SAAR
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#215869
    Awards
    Scotsman Guide Top...
    Achievements
    • Earned Masters Degree with distinction in Legal Studies
    Hobbies
    • Camping
    • Traveling
    • Reading
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    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.