

Heather Humphreys
Licensed Mortgage Professional | NMLS#215869

Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of... Show More
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Reviews from Web
Heather is knowledgeable, friendly, and keeps you informed throughout the process.
Reply from Heather Humphreys
September 2nd, 2025 07:05 PM
Thank you Nate! It was a pleasure working with you again! Thank you for allowing me to opportunity to assist you with your refinance and for all of your diligence throughout the loan process.
Heather could not have been more professional, timely, responsive, and helpful during the mortgage process. As a first time homebuyer, my list of questions were endless - and Heather was always there to answer or direct me to the right resources,...
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Reply from Owner
September 2nd, 2025 07:04 PM
Thank you for the great review and kind words! It was truly a pleasure and an honor working with you on your first home purchase! Your new home is beautiful and I am so excited for you to settle it in and make it your own.
Heather could not have been more professional, responsive, or helpful during the process. As a first-time homebuyer, I had an endless list of questions ranging from "how do I even pay a mortgage" to "what type of insurance do I need"? Though...
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Reply from Heather Humphreys
September 2nd, 2025 07:03 PM
Hi Allison, thank you so much for the great review! It was truly a pleasure and an honor working with you on your first home purchase! Your diligence with all of the paperwork and fast responses made my part a piece of cake! Congratulations...
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Heather did a great job and completely took care of us timely and professionally
Reply from Heather Humphreys
August 8th, 2025 06:55 PM
Thank you so much Bryan! It was a pleasure working with you! Thank you for trusting me with your mortgage needs!
Great communication, smooth transaction. Highly recommend.
Tim and Heather made the process go very smoothly and the communication was excellent. Very professional. I woiuld recommend them to everyone.
Reply from Heather Humphreys
August 4th, 2025 05:15 PM
Thank you Mary! It was a pleasure working with you! Thank you for allowing us to assist you with your financing!
Heather was am absolute pleasure to work with!
Reply from Heather Humphreys
July 14th, 2025 06:14 PM
Thank you Ann! You were an absolute pleasure to work with as well! Thanks for the great review!
Heather and TIm went above and beyond to communicate with us. Heather remained responsive even while out of the office.
Reply from Heather Humphreys
July 2nd, 2025 05:33 PM
Thank you Michelle! Despite the extremely tight timeline and the challenging circumstances your patience, communication and diligence made everything much easier (and perhaps even possible!)! It was truly a pleasure for Tim and I to work with...
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Amazing lender, extremely responsive and gets it done fast! Will definitely use again.
Reply from Owner
June 18th, 2025 08:24 PM
I'm thrilled to hear that you had such a positive experience with your lending process. It was a pleasure assisting you, and I look forward to working with you again in the future. Thank you for your kind words!
Heather is just the best! Communication was great, she's SUPER friendly and fast! She's also just so competent and I will definitely go to her for refinancing and future purchases.
Reply from Heather Humphreys
June 9th, 2025 10:03 PM
Thank you so much Victoria! I really enjoyed working with you and getting to know you! I look forward to working with you again and hope rates cooperate in our favor soon so we can work together again on a refinance!!!
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About
Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of mortgage guidelines, credit, self employed income, complex tax returns, and everything in between. She really enjoys sharing her knowledge and helping others inside and outside of the mortgage industry with their mortgage needs and questions. Heather was raised in Southern Utah and moved to the valley in 2001. She has two daughters that keep her on her toes.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
New Home Loans
Refinance Loans
Conventional Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
FHA Loans
VA Loans
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Memberships
- State Bar of Arizona
- ASU Alumni
- SAAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#215869
Awards
Scotsman Guide Top...
Achievements
- Earned Masters Degree with distinction in Legal Studies
Hobbies
- Camping
- Traveling
- Reading
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Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.