Heather Humphreys
Licensed Mortgage Professional | NMLS#215869
Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of... Show More
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Heather made the process very easy. There was great communication and advic. We would not have closed with out Heather
Reply from Heather Humphreys
May 27th, 2026 08:34 PM
Thank you so much Jay for the great review! I wish you years of making happy memories in your new home! You were absolutely wonderful to work with!
Heather was exceptional. I can't say enough about her bedside manor, availability and ability to answer questions, and most importantly - she guided me through every step and made the experience easy. I would recommend her every time!
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Reply from Heather Humphreys
May 26th, 2026 07:19 PM
Thank you Julie for the great review! You were an absolute pleasure to work with! I wish you the best in your new home!
Heather exceeded expectations from the beginning to the end of the transaction, as always! It's such a pleasure when I can refer a client to Heather because I just know that they are, and I am, going to get an A++ experience!
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Reply from Heather Humphreys
May 19th, 2026 08:41 PM
Hi Chris, Thank you so much for the great review! The feeling is mutual, I LOVE working with you and your clients anytime I get the opportunity! Thank you for being such a great real estate partner!
Great service, timely communication
Reply from Heather Humphreys
April 29th, 2026 07:10 PM
Thank you Melisa! It was a pleasure working with you again!
Heather is so wonderful with buyers who are new to the process. She is patient and takes her time to explain everything so that they feel comfortable. Thank you!
Reply from Heather Humphreys
April 29th, 2026 07:10 PM
Thank you so much for the great review! I really enjoyed working with you and your client again, it's always a pleasure!
very professional, and good at communicating
Reply from Heather Humphreys
April 23rd, 2026 08:18 PM
Thank you Christine for the great review! It was a pleasure working with you!
Heather is amazing! She's so kind and helped me through every step of the process which made my experience as a first time homebuyer pleasant and less intimidating.
Reply from Heather Humphreys
April 2nd, 2026 05:02 PM
Thank you so much Mariela! It was a pleasure working with you and an honor to be part of your journey for your first home purchase! I wish you years of happy times in your new home!
She is a true professional, great communictor, and answered my calls and questions in a timely manner. She has lots of knowledge and expeirence, she always makes the deadline (or before), and is always pleasent.
Reply from Heather Humphreys
April 2nd, 2026 05:02 PM
Thank you Morgan! It is an absolute pleasure working with you! I loo forward to the next one!
Smooth transaction
Reply from Heather Humphreys
January 12th, 2026 11:41 PM
I'm glad to hear that the transaction went smoothly for you. If there's anything else you'd like to discuss or any feedback you have, feel free to reach out. I appreciate you taking the time to leave us a review! It was a pleasure working with...
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Communication was excellent, updates were sent to all parties in the transaction. Everyting went smoothly, no hiccups. Great job Heather!
Reply from Heather Humphreys
January 5th, 2026 05:37 PM
Thank you Jason for the great review! It takes a team to make a transaction go smoothly and you were a big part of that! It was a pleasure working with you!
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About
Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of mortgage guidelines, credit, self employed income, complex tax returns, and everything in between. She really enjoys sharing her knowledge and helping others inside and outside of the mortgage industry with their mortgage needs and questions. Heather was raised in Southern Utah and moved to the valley in 2001. She has two daughters that keep her on her toes.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
New Home Loans
Refinance Loans
Conventional Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
FHA Loans
VA Loans
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Memberships
- State Bar of Arizona
- ASU Alumni
- SAAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#215869
Awards
Scotsman Guide Top...
Achievements
- Earned Masters Degree with distinction in Legal Studies
Hobbies
- Camping
- Traveling
- Reading
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Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.