Heather Humphreys
Licensed Mortgage Professional | NMLS#215869
Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of... Show More
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Heather was professional and articulate. I appreciate the solid and timely communication. The appraisal aspect was disappointing, but I do not blame Heather for that. Thank you for getting creative so we could get this deal completed
Heather was absolutely amazing throughout our entire home-buying process! She was incredibly responsive, patient, and always willing to answer the many questions I had along the way. She explained everything clearly and made sure we always...
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Heather was absolutely amazing throughout our entire home-buying process! She was incredibly responsive, patient, and always willing to answer the many questions I had along the way. She explained everything clearly and made sure we always...
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Heather was a pleasure to speak to on the phone.
Heather is an amazing lender! She has a back up plan for her back up plan when it comes to crafting the best loan for her clients. I really appreciated her partnership in closing on our mutual client's home!
Heather was so communicative and she had a back up plan for her back up plan for our mutual client's loan options. I was very impressed by her level of service. Her preparedness gave me confidence in crafting a strong offer!
Reply from Heather Humphreys
August 12th, 2026 06:18 PM
Thank you so much for the great review! It was a pleasure working with you on your client's purchase! I look forward to working with you again in the future!
I felt like I was working with someone that truly cared and was able to get things done efficiently
Reply from Heather Humphreys
August 10th, 2026 06:26 PM
Hi Cyndi, thank you so much for the great review! It was a pleasure working with you! I wish you years of happy memories in your new home!
Heather sends friendly reminders and keeps everything on track to close on time.
Heather made the closing process so easy! She was available, was always one step ahead, and so great to work with!
Reply from Heather Humphreys
June 29th, 2026 05:21 PM
Thank you Kate for the great review! It was a pleasure working with you on your first home purchase! It was an honor to be a part of your homebuying journey!
Very profes and was always available to answer any questions
Reply from Heather Humphreys
June 15th, 2026 06:19 PM
Hi Ernie, Thank you for the great review! It was a pleasure working with you!
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About
Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of mortgage guidelines, credit, self employed income, complex tax returns, and everything in between. She really enjoys sharing her knowledge and helping others inside and outside of the mortgage industry with their mortgage needs and questions. Heather was raised in Southern Utah and moved to the valley in 2001. She has two daughters that keep her on her toes.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
New Home Loans
Refinance Loans
Conventional Loans
USDA Loans
Jumbo Loans
Bank Statements, DSCR, no ratio, STR - Non-QM
FHA Loans
VA Loans
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Memberships
- State Bar of Arizona
- ASU Alumni
- SAAR
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#215869
Awards
Scotsman Guide Top...
Achievements
- Earned Masters Degree with distinction in Legal Studies
Hobbies
- Camping
- Traveling
- Reading
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Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.