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Heather Humphreys - Licensed Mortgage Professional | NMLS#215869 in Scottsdale, AZ

Heather Humphreys

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Licensed Mortgage Professional | NMLS#215869

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Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of... Show More
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  • google
    B
    Britney B
    Posted on January 1st, 2026 05:13 PM
    Heather is amazing to work with. She is experienced, detailed, and a great communicator. I would highly recommend her professional expertise to anyone buying a home.
    Reply from Owner
    January 5th, 2026 05:38 PM
    Thank you Brit! It was an absolute pleasure working with you on your purchase! You made my job easy!
  • Encompass
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    Britney A B
    Rimrock, AZ
    Posted on January 1st, 2026 05:12 PM
    Heather is amazing! This home buying can be quite the experience. Heather went above and beyond with communication. She is thorough and detailed. Thank you for everything!!
    Reply from Heather Humphreys
    January 5th, 2026 05:38 PM
    Thank you Brit! It was an absolute pleasure working with you! I hope you enjoy your new home and look forward to working with you again in the future!
  • Encompass
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    Michael A L
    Scottsdale, AZ
    Posted on November 30th, 2025 10:49 PM
    Service and communication
    Reply from Heather Humphreys
    December 2nd, 2025 09:29 PM
    Thank you Mike! I know it was a LONG wait for you but we truly enjoyed working with you and getting to know you! I hope you are getting settled in and enjoying your new community!
  • Encompass
    R
    Rochelle E
    New River, AZ
    Posted on November 25th, 2025 04:53 PM
    Heather has great communication, is pro-active and knows her loan products well. I can always trust that there won't be any unexpected issues she hasn't prepared for and communicated tonme to me about , and she always gets the loan closed on...
    read more
    Reply from Heather Humphreys
    December 2nd, 2025 09:29 PM
    Thank you Rochelle! You are absolutely wonderful to work with! I appreciate your trust and referrals and enjoy being part of your team!
  • Encompass
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    James K H
    Scottsdale, AZ
    Posted on November 17th, 2025 05:30 PM
    Couldn't ask for more!
    Reply from Heather Humphreys
    December 2nd, 2025 09:28 PM
    Thank you Jim! It is always a pleasure working with you! We appreciate your loyalty and trust in our services!
  • Encompass
    A
    Awilda D
    Scottsdale, AZ
    Posted on November 15th, 2025 03:12 PM
    Both Heather and Tim were exceptional every step of the way! They are famil...
    Reply from Heather Humphreys
    November 16th, 2025 08:28 PM
    Thank you Willi! We appreciate your trust and friendship and truly enjoy working with you!
  • Encompass
    A
    Angela C
    Scottsdale, AZ
    Posted on October 29th, 2025 01:24 PM
    Heather goes beyond and is amazing! I'm very grateful for her!
    Reply from Heather Humphreys
    November 12th, 2025 10:30 PM
    Thank you so much Angie! It was a pleasure working with you on your purchase! I hope you are getting things all settled in the new home and everything is going well!
  • google
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    John K
    Posted on October 1st, 2025 05:13 PM
    Heather Humphreys has received a review with 5 star rating from John K
  • Encompass
    J
    John K
    Phoenix, AZ
    Posted on October 1st, 2025 05:13 PM
    Everything from initial conversation to prequalification to approval and closing was the smoothest process I have experienced over 6 home purchases.
    Reply from Heather Humphreys
    October 6th, 2025 08:00 PM
    Hi John, thank you so much for the great review! It was a pleasure working with you! It wouldn't have been smooth if you weren't so prompt and responsive to my ever request! I hope you love your new home!
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    Jennifer A M
    Prescott, AZ
    Posted on September 29th, 2025 09:51 PM
    Heather is amazing!
    Reply from Heather Humphreys
    October 6th, 2025 08:01 PM
    YOU are amazing! It was a pleasure working with you!!
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    About
    Heather started in the mortgage business in 2005 and has worked in many different capacities in the industry. She has a Bachelor Degree in Business Management and a Masters in Legal Studies. She has developed vast knowledge in the areas of mortgage guidelines, credit, self employed income, complex tax returns, and everything in between. She really enjoys sharing her knowledge and helping others inside and outside of the mortgage industry with their mortgage needs and questions. Heather was raised in Southern Utah and moved to the valley in 2001. She has two daughters that keep her on her toes.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Specialities
    New Home Loans
    Refinance Loans
    Conventional Loans
    USDA Loans
    Jumbo Loans
    Bank Statements, DSCR, no ratio, STR - Non-QM
    FHA Loans
    VA Loans
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    Memberships
    • State Bar of Arizona
    • ASU Alumni
    • SAAR
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#215869
    Awards
    Scotsman Guide Top...
    Achievements
    • Earned Masters Degree with distinction in Legal Studies
    Hobbies
    • Camping
    • Traveling
    • Reading
    • View All
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.