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Heather Bozarth, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1551 South Piazza Drive, Bloomington, Indiana, 47401
Telephone: +1-812-361-6667
Rating: 4.93

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington

4.93

(285)

West Virginia University

Mortgage

Mortgage Loan Officer

Mortgage Lender

West Virginia University

Contact Info

(812) 361-6667

Bloomington, IN

https://www.ruoff.com/HeatherBozarth

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24 hours

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24 hours

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24 hours

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4.93

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Experience.com

4.91

(202)

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5.0

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My husband and I worked with Heather for our loan. She was amazing and efficient!

Reply from Owner

May 8th, 2026 01:45 PM

Thanks so much! I look forward to working together again (just in a different way this time!)

Our team has worked with Heather on a few projects! She is very dedicated and works hard for her clients!

Reply from Owner

May 8th, 2026 01:44 PM

Thanks so much! I appreciate your partnership!

I’ve had the privilege of working with Heather in the real estate industry and having her write the loan for my personal home. Working with her has always been smooth and effortless.

Reply from Owner

May 8th, 2026 01:45 PM

Thank you so much for this! Cheers to a new adventure!

Very accessible and knowledgeable

Reply from Owner

April 20th, 2026 02:27 PM

Thank you so much!

Very accessible and knowledgeable

Reply from Heather Bozarth, Ruoff Mortgage

April 20th, 2026 02:28 PM

Thanks Garrett! I love working with repeat clients helping you move into your forever home!

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Hannah H

Reply from Owner

April 20th, 2026 02:28 PM

Thanks Hannah!

Everything was very quick and easy. Heather was very responsive and great with constant reminders!

Reply from Heather Bozarth, Ruoff Mortgage

April 20th, 2026 02:28 PM

Thank you so much! I appreciate getting to work with your family more than once!

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Brent P

Reply from Owner

April 20th, 2026 02:28 PM

Thanks Brent!!

Heather was excellent to work with

Reply from Heather Bozarth, Ruoff Mortgage

April 14th, 2026 03:38 PM

Thanks Brent! The feeling is mutual; sometimes it can be overwhelming using local programs as a first-time buyer. But you navigated it flawlessly!

Heather helped us close with such a tight time frame. If we would have gone with a larger lender, there is no way we would have been able to close on time. She was straightforward, courteous, and extremely knowledgeable. Extremely thankful...

Reply from Owner

April 14th, 2026 03:38 PM

Thanks Josh!

61–70 of 285

About

Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Mortgage Lender

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities