Top 5%
Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather was amazing and was able to do everything she promised. She was timely, communicative, courteous, and allowed us to close quickly and efficiently.
Reply from Heather Bozarth, Ruoff Mortgage
April 8th, 2026 03:44 PM
Thank you so much for letting me help you with your VA loan. Keeping promises is pretty important in my line of work.
Heather was quick, efficient, and extremely knowledgeable throughout the VA mortgage loan process. We had a very tight timeline before closing and moving in, and she made it happen without any issues. Her communication was always clear, concise,...
read more
Reply from Owner
April 8th, 2026 03:44 PM
Thank you so much! Having clients like you guys makes my job easy!
Heather was quick, efficient, and extremely knowledgeable throughout the VA mortgage loan process. We had a very tight timeline before closing and moving in, and she made it happen without any issues. Her communication was always clear, concise,...
read more
Reply from Heather Bozarth, Ruoff Mortgage
April 7th, 2026 06:41 PM
Thank you so much! Having clients like you guys makes my job easy!
Heather was quick, efficient, and extremely knowledgeable throughout the VA mortgage loan process. We had a very tight timeline before closing and moving in, and she made it happen without any issues. Her communication was always clear, concise,...
read more
Reply from Owner
May 7th, 2026 12:00 AM
Thank you so much! Having clients like you guys makes my job easy!
Helpfulmess! I'm having trouble navigating some of today's technology and much appreciated your patience helping me!
Reply from Heather Bozarth, Ruoff Mortgage
April 6th, 2026 02:02 PM
Thank you so much Kathy! We are always here to help navigate the technological side of home buying.
Can’t recommend Heather enough! She is an excellent communicator and kept the process moving efficiently! As first time home buyers, we couldn’t have asked for a better experience!
Reply from Owner
April 6th, 2026 02:03 PM
Thanks Jade! I wish I had 100 more first time home buyers just like you.
Heather's seamless work with our realtor and the title company was first rate. Thank you!
Reply from Heather Bozarth, Ruoff Mortgage
March 24th, 2026 03:51 PM
Welcome to the Hoosier State! You were so great to work with and I'm glad we helped you find your forever home in the woods.
Very quick and clear communication. Everyone on the loan team kept me up to date with every step of the process. They were all able to answer all questions and made the process very streamlined.
Reply from Heather Bozarth, Ruoff Mortgage
March 16th, 2026 01:22 PM
Quick and clear are some of my favorite adjectives- right there with VA loan. You were great to work with too and I'm so happy we got you into your home!
Completely seamless experience filling out all paperwork and finalizing the loan
Reply from Heather Bozarth, Ruoff Mortgage
March 3rd, 2026 01:51 PM
Thank you so much! I'm so glad I was able to help you with financing for a really unique property, you guys were great to work with!
Heather was was very quick to communicate with me and made the process super simple.
Reply from Heather Bozarth, Ruoff Mortgage
February 20th, 2026 05:27 PM
Thank you so much for your kind review, Jean. Great clients like you make refinances easy!
71–80 of 285
About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004
Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
Gallery
Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
View All
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us