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Heather Bozarth, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1551 South Piazza Drive, Bloomington, Indiana, 47401
Telephone: +1-812-361-6667
Rating: 4.93

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington

4.93

(280)

West Virginia University

Mortgage

Mortgage Loan Officer

Mortgage Lender

West Virginia University

Contact Info

(812) 361-6667

Bloomington, IN

https://www.ruoff.com/HeatherBozarth

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4.93

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4.9

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Heather did an excellent job walking alongside us for over a year as we tried to sell and then eventually started building! I would highly recommend her to anyone looking for a loan!

Reply from Heather Bozarth, Ruoff Mortgage

September 4th, 2026 07:58 PM

Thank you so much Maddie! I loved working with you all and we for sure shared some ups and downs (maybe just adventures) over the last year; but it all worked out just how it was supposed to! Welcome home!

Heather is so great to work with. She is on top of the whole process. She made it so easy for us to get all the paperwork in for our loan . She answered all our questions in a clear and precise fashion. We would highly recommend Heather! You...

Reply from Heather Bozarth, Ruoff Mortgage

September 2nd, 2026 02:23 PM

Thank you so much Rick! Working with you and Sherry was truly a delight! I hope you love your forever home in the country!

As first time home buyers, we were very nervous and didn't know anything about the process. We are so thankful to our loan officer, Heather, for all the effort she put in to making this experience smooth and stress-free! Heather is an excellent...

Reply from Heather Bozarth, Ruoff Mortgage

March 25th, 2026 02:09 PM

This is so kind! You all were so prepared that you made my job easy! It was my pleasure helping you finance your first home.

Heather was fantastic! My situation was unusual and Heather worked hard to get everything in place for my closing. She always kept me informed and always took time to explain things to me when I had questions.

Reply from Heather Bozarth, Ruoff Mortgage

June 3rd, 2025 05:32 PM

Oh gosh, Gail...thank you! I loved being part of your journey. You deserve the world!

Heather remembered us from working with us on our first home four years ago, and has always impressed us with her professionalism and lightning fast response time. She and Ruoff work seamlessly with our realtor at 21 Century Sheetz. The communication...

Reply from Heather Bozarth, Ruoff Mortgage

April 21st, 2025 02:23 PM

Thank you so much for the kind review. You guys were great to work with (both times), and I really enjoy being your go-to lender.

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Lori

Heather was spot on throughout the whole process! She never wasted any of my time or made me feel confused. She worked so hard and fast to get everything ready for closing within 10 days! She was absolutely amazing to work with! Thank you Heather!...

Reply from Heather Bozarth, Ruoff Mortgage

September 8th, 2026 04:17 PM

THANK YOU for trusting me with with your home purchase. You did this all on your own and it was my honor to help you.

Heather started out strong by helping me find out if I could even afford a house - she helped me get pre approval, then when I needed to adjust the amount, she made it easy. Once I had an accepted offer on the house, she helped me navigate...

Reply from Owner

September 8th, 2026 01:54 PM

You said I was cheerful! What an amazing compliment. Enjoy your new garden and thank you for the kind words.

Reply from Heather Bozarth, Ruoff Mortgage

September 8th, 2026 01:55 PM

You said I was cheerful! What an amazing compliment. Enjoy your new garden and thank you for the kind words.

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Maddie B

Reply from Owner

September 8th, 2026 02:00 PM

Thank you so much for sticking with me on your home buying journey. I'm so happy for you both!

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About

Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Mortgage Lender

Specialities

Purchase Mortgage

Refinance Mortgage

Jumbo Mortgage

Construction Loans