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Heather Bozarth, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1551 South Piazza Drive, Bloomington, Indiana, 47401
Telephone: +1-812-361-6667
Rating: 4.93

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington

4.93

(268)

West Virginia University

Mortgage

Mortgage Loan Officer

Mortgage Lender

West Virginia University

Contact Info

(812) 361-6667

Bloomington, IN

https://www.ruoff.com/HeatherBozarth

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.93

(268)

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Experience.com

4.9

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5.0

(6)

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5.0

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As first time home buyers, we were very nervous and didn't know anything about the process. We are so thankful to our loan officer, Heather, for all the effort she put in to making this experience smooth and stress-free! Heather is an excellent...

Reply from Heather Bozarth, Ruoff Mortgage

March 25th, 2026 02:09 PM

This is so kind! You all were so prepared that you made my job easy! It was my pleasure helping you finance your first home.

Heather was fantastic! My situation was unusual and Heather worked hard to get everything in place for my closing. She always kept me informed and always took time to explain things to me when I had questions.

Reply from Heather Bozarth, Ruoff Mortgage

June 3rd, 2025 05:32 PM

Oh gosh, Gail...thank you! I loved being part of your journey. You deserve the world!

Heather remembered us from working with us on our first home four years ago, and has always impressed us with her professionalism and lightning fast response time. She and Ruoff work seamlessly with our realtor at 21 Century Sheetz. The communication...

Reply from Heather Bozarth, Ruoff Mortgage

April 21st, 2025 02:23 PM

Thank you so much for the kind review. You guys were great to work with (both times), and I really enjoy being your go-to lender.

Heather was very helpful in my loan process and quick to respond to my questions and keep me posted on the progress of my loan. She was easy to work with and worked quickly and efficiently to see that my closing went seamlessly.

Heather was great to work with and handled our mortgage application quickly and efficiently. She was always quick to respond to any question and moved the whole process along with ease and competency. Heather graciously helped us out with another...

Great communication!

Reply from Heather Bozarth, Ruoff Mortgage

August 10th, 2026 04:51 PM

Thank you for this great review. Communication is something that I really pride myself in and is so important to the mortgage process.

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Tami D

Reply from Owner

August 21st, 2026 03:21 PM

Thank you, Tami, for the great rating! I'm pleased to know you had a positive experience with Ruoff Mortgage.

Customer service, offering suggestions to meet my needs

Reply from Heather Bozarth, Ruoff Mortgage

August 10th, 2026 04:43 PM

Tami, thank you so much for leaving me a review. I'm always happy to meet with my clients in person, especially when they are as great as you!

Heather did an outstanding job of obtaining and processing our mortgage loan. She was efficient and professional, and kept us informed of our progress at each step in the process. Heather was also very personable and easy to work with. She...

Reply from Owner

August 10th, 2026 01:08 PM

Thank you so much Brian! Some clients turn into family ;)

It closed as advertised

Reply from Heather Bozarth, Ruoff Mortgage

August 7th, 2026 04:27 PM

As advertised is always the goal!! Thank you so much for leaving me a review!

10 of 268

About

Additional Licenses: NMLS 427579. Heather M. Bozarth | Senior Mortgage Loan Officer Hi, I’m Heather Bozarth, a Senior Mortgage Loan Officer at Ruoff Mortgage serving Bloomington, Monroe County, Indiana, Tennessee, and the Florida Panhandle. With 16+ years of banking expertise, I provide 24/7 night/weekend access to ensure a seamless process. Named Bloomington Branch Originator of the Year and President’s Club leader (2023, 2024, 2025), I proudly maintain a 99.21% Customer Satisfaction rating YTD and an industry-leading average of 14 days to close. I also drive local housing policy as an Indiana Mortgage Bankers Association Board Member and Co-Chair for Government Affairs. Whether you're a first-time buyer or investor, let's bring #HappyLending to your journey!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Mortgage Lender

Specialities

Purchase Mortgage

Refinance Mortgage

Jumbo Mortgage

Construction Loans