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Heather Bozarth, Ruoff Mortgage

Name: Ruoff Mortgage
Address: 1551 South Piazza Drive, Bloomington, Indiana, 47401
Telephone: +1-812-361-6667
Rating: 4.93

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington

4.93

(247)

Mortgage

Mortgage Loan Officer

Mortgage Lender

Contact Info

(812) 361-6667

Bloomington, IN

https://www.ruoff.com/HeatherBozarth

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Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM(Open now)

Thu

9 AM to 5 PM

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4.93

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4.91

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5.0

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As first time home buyers, we were very nervous and didn't know anything about the process. We are so thankful to our loan officer, Heather, for all the effort she put in to making this experience smooth and stress-free! Heather is an excellent...

Reply from Heather Bozarth, Ruoff Mortgage

March 25th, 2026 02:09 PM

This is so kind! You all were so prepared that you made my job easy! It was my pleasure helping you finance your first home.

Heather was fantastic! My situation was unusual and Heather worked hard to get everything in place for my closing. She always kept me informed and always took time to explain things to me when I had questions.

Reply from Heather Bozarth, Ruoff Mortgage

June 3rd, 2025 05:32 PM

Oh gosh, Gail...thank you! I loved being part of your journey. You deserve the world!

Heather remembered us from working with us on our first home four years ago, and has always impressed us with her professionalism and lightning fast response time. She and Ruoff work seamlessly with our realtor at 21 Century Sheetz. The communication...

Reply from Heather Bozarth, Ruoff Mortgage

April 21st, 2025 02:23 PM

Thank you so much for the kind review. You guys were great to work with (both times), and I really enjoy being your go-to lender.

Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Lesley S

Professionail, Prompt, Informative and Kind!

Heather consistently went above and beyond during my mortgage process. She has meticulous attention to detail, responds very quickly in communication, and made sure everything went smoothly. She is beyond the best!

Heather consistently went above and beyond to make sure my mortgage process went smoothly and quickly. I appreciated her meticulous attention to detail, and her ability to put me at ease during the stress of obtaining a mortgage. She is the...

Clear communication and user-friendly website. closing costs were less than estimated!

Reply from Heather Bozarth, Ruoff Mortgage

June 9th, 2026 01:00 PM

Lower than estimated closing costs is always a plus! I'm glad we were able to help you and Matt buy your first home. I hope you make so many memories there!

Everyone is very knowledgeable. All terms were clear and no surprises. Great experience, Heather did an excellent job for us.

Reply from Owner

June 1st, 2026 03:05 PM

Caleb, I'm glad to hear that you had a great experience and found everything clear and straightforward. It was my pleasure to assist you, and I appreciate your kind words about my work.

Communication was great. Heather really goes above and beyond! She is very knowledgeable from start to finish. From the title work to closing everyone treated us great. Thank you so much Ruoff!

Reply from Heather Bozarth, Ruoff Mortgage

June 1st, 2026 03:06 PM

Caleb- it was my pleasure helping you finance this family home purchase. Let's do it again soon!

10 of 247

About

Additional Licenses: NMLS 427579. Heather M. Bozarth | Senior Mortgage Loan Officer Hi, I’m Heather Bozarth, a Senior Mortgage Loan Officer at Ruoff Mortgage serving Bloomington, Monroe County, Indiana, Tennessee, and the Florida Panhandle. With 16+ years of banking expertise, I provide 24/7 night/weekend access to ensure a seamless process. Named Bloomington Branch Originator of the Year and President’s Club leader (2023, 2024, 2025), I proudly maintain a 99.21% Customer Satisfaction rating YTD and an industry-leading average of 14 days to close. I also drive local housing policy as an Indiana Mortgage Bankers Association Board Member and Co-Chair for Government Affairs. Whether you're a first-time buyer or investor, let's bring #HappyLending to your journey!

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Mortgage Lender

Specialities

Purchase Mortgage

Refinance Mortgage

Jumbo Mortgage

Construction Loans