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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Communication was great and everything was very clear. they got everything done very fast and was very smooth process. Very informative and helped through multiple offers we put in.
Reply from Heather Bozarth, Ruoff Mortgage
May 27th, 2026 03:57 PM
Thanks Neil! I'm glad I was able to help you finance your first home!
Great company with great people! Heather was awesome!
Reply from Owner
May 27th, 2026 03:57 PM
Jenna, I appreciate your kind words and am happy to hear that you had such a great experience. It's always appreciated to work with people like you.
She was very nice and proffessional
Reply from Heather Bozarth, Ruoff Mortgage
May 20th, 2026 05:38 PM
Thanks Jenna! I'm so happy I could help you with your family home here in Bloomington! You all were great to work with too!
Kept us on schedule!
Reply from Heather Bozarth, Ruoff Mortgage
May 18th, 2026 06:19 PM
Thanks Mark! Closing on time is vital! I hope those countertops are everything you wanted! Welcome to Bloomington!
Upon meeting Heather, we felt we had known her a very long, time. She is professional, knowledgeable, patient and led us through the process stress-free. We are happy, happy homeowners with her guidance! Thank you, Heather. We highly recommend...
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Reply from Owner
May 18th, 2026 01:59 PM
Thank you for being so easy (and fun) to work with! I'm glad we helped get you to Bloomington and enjoy your forever home!
Upon meeting Heather, we felt we had known her for a long time. She was patient with us and explained if we were a little "lost". I would highly recommend Heather!
Reply from Heather Bozarth, Ruoff Mortgage
May 18th, 2026 01:59 PM
Thank you for being so easy (and fun) to work with! I'm glad we helped get you to Bloomington and enjoy your forever home!
I recently was able to make my new home purchase thanks to Heather Bozarth with Ruoff Mortgage in Bloomington, Indiana. She was able to process my loan application expeditiously to meet a tight closing schedule. She and her assistant Justina...
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Reply from Owner
May 11th, 2026 01:48 PM
Chris, I'm glad I could assist with your home purchase and meet your tight closing schedule. It's great to hear that you found the process smooth with the help of Justina and me. Thank you for recommending us to your colleagues and friends!
Heather was very responsive and helped me accomplish my goal to finance my new home.
Reply from Heather Bozarth, Ruoff Mortgage
May 11th, 2026 01:51 PM
Thanks for your review! I told you how much I love helping veterans and you solidified that. Getting a quick close on a home loan is easy when we have great clients!
First loan officer gave me paperwork to sign without telling me he took the apr up .2%. Was not pleased at all was looking for other places to go. Then I was recommended to Heather and was assured by agent to use her. Heather Bozarth did a...
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Reply from Heather Bozarth, Ruoff Mortgage
May 11th, 2026 02:03 PM
You were so great to work with...clearly communication is important in this job and I'm glad I did right by you. Welcome home!
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Reply from Heather Bozarth, Ruoff Mortgage
May 8th, 2026 01:44 PM
Hi Dan- thank you so much for this perfect review! Welcome to retirement on Lake Lemon!
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004
Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
Gallery
Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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