

Top 5%
Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...


West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Heather was amazing! She was patient with us and all of our questions and got everything done sooo fast. We love her!!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:27 PM
Thank you!
Heather was a literal dream to work with and I could not have asked for a better person to navigate me through this process. As a first time home buyer, I had a ton of questions and she was super responsive, patient and helpful the whole time....
read more
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:28 PM
Thank you!
Communication was great! Heather made me feel like I was her #1 client!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:28 PM
Thank you!
Heather was very hands on and helped me me every step of the way. The Ruoff website made signing for everything very easy , and simple.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:28 PM
Thank you!
Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Carly B
Reply from Heather Bozarth, Ruoff Mortgage
July 27th, 2026 01:51 PM
Thank you, Carly, for the wonderful rating! I'm grateful for your support and trust in my services at Ruoff Mortgage.
Heather went ABOVE AND BEYOND for me and my family! She went to bat for us more than once, and dealt with all of my annoying texts and questions with grace and compassion. She is by FAR the best loan officer I have ever had, and if I could...
read more
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:28 PM
Thank you!
Heather was fabulous! When things with purchase got a little crazy, she kept me grounded. her customer service was top notch. Heather definitely went above and beyond!!! THANK YOU HEATHER!!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:28 PM
Thank you!
Everything went perfectly! Better than expected!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:28 PM
Thank you!
Heather was wonderful to work with when refinancing our home! She was very communicative at each step of the process and always available to answer any questions. She did a great job advising us on our options and what was the best financial...
read more
Reply from Heather Bozarth
January 26th, 2023 07:28 PM
Thank you so much! I hope we get work together again soon!
Heather was very informative and always kept me up to speed with the mortgage process. Her knowledge and customer service are second to none. She found a strategy and solution that worked for my situation. Other lenders either didn’t know that...
read more
Reply from Heather Bozarth
January 26th, 2023 06:28 PM
I appreciate you taking the time to leave such a thoughtful review! Thanks!
271–280 of 285
About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
Gallery



Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
View All
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
©2025 All Rights Reserved Licensing | Privacy | Contact Us