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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...


West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Was fantastic with our VA loan and was always on top of things and kept us extremely informed would recommend them to anyone trying to get a mortgage.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
March 8th, 2024 05:47 PM
Thank you! You know I LOVE VA LOANS! See you in the fall for that IRRRL refinance.
Thank you Heather you’re amazing!!!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
March 6th, 2024 07:32 PM
Thank you so much for the great review! I can't wait to work together on a refinance later this year.
Loan process was handled well. I did have a frustrating experience with changes that needed to be made to my eligibility due to miscalculations on the front end by my mortgage agent.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
March 1st, 2024 12:27 PM
Hi John- I agree that situation was frustrating. Thank you for having faith in me and seeing it through. Welcome to Bloomington and GO IU!
Heather was really helpful even when I asked questions after hours.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
February 28th, 2024 01:04 PM
Thanks so much for the kind words and review. It was my pleasure helping you buy your first house!
Great customer service by all of the people involved Heather and Meghan.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
January 30th, 2024 08:53 PM
Thank you so much! I hope you get to come to visit often and see that sweet baby.
Communication, Heather and Meghan were great.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
January 30th, 2024 08:09 PM
We loved helping you both so much! Thanks for your kind words!
Heather made everything simple and easy to understand!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
January 18th, 2024 03:07 PM
Thanks, Anna! You're a dream client and I'm happy for you and your first home purchased!
Heather was very informative and helpful. She made things as straight forward as possible and was very easy to work with on setting up a loan that works best for me.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
January 16th, 2024 03:27 PM
Thanks Alex! It was a pleasure working with you on this as well.
I am a first time home buyer and Heather was absolutely amazing throughout the whole process. She answered all my questions, no matter how silly I thought they were. She told me that she would get us in a house by Christmas and we closed on...
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Reply from Heather Bozarth | NMLS# 427579 | Ru...
December 26th, 2023 02:10 PM
I hope you stuck a bow on the front door and told the kids Merry Christmas! For real, Misty, you're a dream client. Thank you for trusting me with this huge step in your life.
Communication from our loan officer, Heather Bozarth and her assistant, Meghan Butner was excellent!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
December 11th, 2023 01:51 PM
Thanks so much Rick! I'm so happy to have you and Debbie in town and closer to your family!
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
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Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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