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Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
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Heather Bozarth, Ruoff Mortgage

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Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

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West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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West Virginia University
West Virginia University
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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5 Star
97%
4 Star
3%
3 Star
0%
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Reviews from Web
  • Encompass
    S
    Sarah R
    Bloomington, IN
    Posted on October 19th, 2023 08:51 PM
    Heather was amazing from start to finish. There's nothing that could have been done differently or better. 💜 We're so grateful for her help.
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 23rd, 2023 02:40 PM
    Working with you and Tom was an absolute dream! I can't wait to do it again... for real... go buy another house!
  • Encompass
    J
    Jaskuhlm
    Bloomington, IN
    Posted on October 19th, 2023 05:31 PM
    Made everything nice and easy
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 19th, 2023 05:44 PM
    I'm truly glad to hear that you found our process to be nice and easy. Thank you for trusting me to help you buy your first home! Cheers to working together for many more years to come!
  • Encompass
    C
    Carolyn J V
    Bedford, IN
    Posted on October 13th, 2023 04:06 PM
    Very smooth and easy process.
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 13th, 2023 05:29 PM
    Thanks! It was great working with you and Crista!
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    A
    Ashley D M
    Columbus, IN
    Posted on October 12th, 2023 03:47 PM
    Heather was great. I did not like not knowing closing costs until 2 days prior.
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 12th, 2023 07:34 PM
    Hi Ashley- I also think that you're great! I'm sorry about the closing costs coming in late. It's pretty common that it's last minute to have those final figures and I know that can be a frustration when you're buying a home.
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    Hilary R E
    Paoli, IN
    Posted on October 10th, 2023 03:47 PM
    I love that I could text Heather any day or time and she would get back to me. I knew I could ask as many questions as I needed as she would answer them without fuss!
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 10th, 2023 04:12 PM
    Well, it helps that I like you! But for real, buying a house is such a big deal...you need access to your loan officer during non-business hours!
  • Encompass
    C
    Coyle B E
    Paoli, IN
    Posted on October 9th, 2023 03:03 PM
    Don't change a thing. Everyone done great!
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 9th, 2023 03:25 PM
    You all are too sweet! I love working with you!
  • Encompass
    S
    Steven W V
    Bloomington, IN
    Posted on October 3rd, 2023 03:08 PM
    Heather was clear, concise, and accurate. Appreciated how easy the process was.
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    October 3rd, 2023 03:25 PM
    I'm so glad to hear that you found the process straightforward! I really appreciate your high rating and positive feedback. Thank you for allowing me to help you!
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    A
    Amber S
    Elizabethtown, IN
    Posted on August 31st, 2023 07:28 PM
    Our loan officer's communication was effective and efficient. All questions were answered and updates were given along the way
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    August 31st, 2023 07:46 PM
    Thank you for allowing me to help you buy your new home! Congrats!
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    Frances M L
    BLOOMINGTON, IN
    Posted on August 31st, 2023 03:26 PM
    Working with Heather at Ruoff was a great experience! Everything moved quickly and easily.
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    August 31st, 2023 07:47 PM
    I am sincerely grateful for your kind words and high rating, Franki. Thank you again for choosing us and please feel free to reach out if you need anything in the future.
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    Alyssa J T
    Bloomington, IN
    Posted on August 24th, 2023 12:13 AM
    Amazing attitude and communication. I will definitely recommend Heather and ruoff with others.
    Reply from Heather Bozarth | NMLS# 427579 | Ru...
    August 24th, 2023 01:44 PM
    Thank you so much for your kind words! I'm so happy I got to help you guys find your first home!
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    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
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    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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