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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...


West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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Reviews from Web
Heather was amazing from start to finish. There's nothing that could have been done differently or better. 💜 We're so grateful for her help.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 23rd, 2023 02:40 PM
Working with you and Tom was an absolute dream! I can't wait to do it again... for real... go buy another house!
Made everything nice and easy
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 19th, 2023 05:44 PM
I'm truly glad to hear that you found our process to be nice and easy. Thank you for trusting me to help you buy your first home! Cheers to working together for many more years to come!
Very smooth and easy process.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 13th, 2023 05:29 PM
Thanks! It was great working with you and Crista!
Heather was great. I did not like not knowing closing costs until 2 days prior.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 12th, 2023 07:34 PM
Hi Ashley- I also think that you're great! I'm sorry about the closing costs coming in late. It's pretty common that it's last minute to have those final figures and I know that can be a frustration when you're buying a home.
I love that I could text Heather any day or time and she would get back to me. I knew I could ask as many questions as I needed as she would answer them without fuss!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 10th, 2023 04:12 PM
Well, it helps that I like you! But for real, buying a house is such a big deal...you need access to your loan officer during non-business hours!
Don't change a thing. Everyone done great!
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 9th, 2023 03:25 PM
You all are too sweet! I love working with you!
Heather was clear, concise, and accurate. Appreciated how easy the process was.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
October 3rd, 2023 03:25 PM
I'm so glad to hear that you found the process straightforward! I really appreciate your high rating and positive feedback. Thank you for allowing me to help you!
Our loan officer's communication was effective and efficient. All questions were answered and updates were given along the way
Reply from Heather Bozarth | NMLS# 427579 | Ru...
August 31st, 2023 07:46 PM
Thank you for allowing me to help you buy your new home! Congrats!
Working with Heather at Ruoff was a great experience! Everything moved quickly and easily.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
August 31st, 2023 07:47 PM
I am sincerely grateful for your kind words and high rating, Franki. Thank you again for choosing us and please feel free to reach out if you need anything in the future.
Amazing attitude and communication. I will definitely recommend Heather and ruoff with others.
Reply from Heather Bozarth | NMLS# 427579 | Ru...
August 24th, 2023 01:44 PM
Thank you so much for your kind words! I'm so happy I got to help you guys find your first home!
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
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Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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