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Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
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Heather Bozarth, Ruoff Mortgage

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Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

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West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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West Virginia University
West Virginia University
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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97%
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3%
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Reviews from Web
  • Encompass
    A
    Adrien V C
    Niceville, FL
    Posted on December 17th, 2024 06:00 PM
    Heather was very informative and great to work with. the negative part of the experience was that I felt several steps took longer than they should have. communication between ruoff and the title office delayed our closing . all of this wouldn't...
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    December 18th, 2024 03:57 PM
    Hi Adrien- I would agree that closing took longer than it should have. Ruoff and the title company worked really hard to get things done as quickly as possible. However, there was an unforeseen delay that required us to do some last-minute...
    read more
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    Cindy H
    Posted on December 17th, 2024 05:47 PM
    Heather was very knowledgeable and answered many questions before we even knew we had them. She was extremely quick to respond with complete answers when we did have questions.
    Reply from Owner
    December 18th, 2024 03:57 PM
    Thanks, Cindy! Welcome to Indiana!
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    Cynthia C H
    Spencer, IN
    Posted on December 17th, 2024 05:46 PM
    Heather was very knowledgeable and answered many questions before we even knew we had them. She was extremely quick to respond with complete answers when we did have questions.
    Reply from Heather Bozarth, Ruoff Mortgage
    December 18th, 2024 03:58 PM
    Thank you so much, Cynthia, your feedback has truly made my day. Please feel free to reach out if you have any more questions in the future.
  • Encompass
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    Kristian C
    Bloomington, IN
    Posted on November 29th, 2024 04:15 PM
    VVFVVVVery
    Reply from Heather Bozarth, Ruoff Mortgage
    December 2nd, 2024 02:15 PM
    I appreciate the perfect rating, Kristian! So glad that your experience with me at Ruoff Mortgage was positive. Thank you for your feedback. If you have any other needs or questions, please don't hesitate to ask.
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    Sheri S
    Posted on November 28th, 2024 06:40 PM
    Heather is very helpful because she is well informed and knows what she is doing. She kept me updated and helped me to understand the process. She was great to work with and made a hectic time less stressful. Also, she has a great sense of...
    read more
    Reply from Owner
    November 29th, 2024 04:08 PM
    Thank you, Sheri! I'm so glad I got to help you through this process. My goal is always to make the home buying less stressful and to do it with a laugh!
  • Encompass
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    Sheri L S
    Ellettsville, IN
    Posted on November 28th, 2024 06:38 PM
    Heather was always on top of things and was kind when I would forget where we were in the process. I felt comforted during this hectic time in knowing that Heather had my back and knew exactly what she was doing. She and my real estate agent...
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    November 29th, 2024 04:09 PM
    Thank you! I love getting to work with Kelly (she has the best clients). Making the home buying process less stressful is a really important part of what I do.
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    Adam D F
    Springville, IN
    Posted on November 20th, 2024 01:26 AM
    Heather was prompt to get back to us when we had questions and guide us through the process.
    Reply from Heather Bozarth, Ruoff Mortgage
    November 20th, 2024 02:35 PM
    Thank you so much for your positive review, Adam! Your feedback means a lot and helps me strive to deliver the best service possible. Should you have any other questions in the future, don't hesitate to reach out.
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    Jennifer A
    Solsberry, IN
    Posted on November 18th, 2024 05:31 PM
    The process was timely and efficient. The technology was convenient and easy to use. Any questions were answered promptly and thoroughly.
    Reply from Heather Bozarth, Ruoff Mortgage
    November 18th, 2024 05:54 PM
    Thank you so much! This is always the goal!
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    Jocelyn T H
    Columbus, IN
    Posted on November 4th, 2024 04:20 PM
    Heather was amazing! She is very friendly, professional, and works quickly to help you complete the loan application process. I would absolutely recommend Heather to anyone!
    Reply from Heather Bozarth, Ruoff Mortgage
    November 4th, 2024 04:27 PM
    Thank you so much! You were so easy to work with as well! Congrats on your first home!
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    Dean W B
    Ellettsville, IN
    Posted on November 4th, 2024 04:09 PM
    Heather was Amazing.
    Reply from Heather Bozarth
    November 4th, 2024 04:27 PM
    Thanks! I think you're pretty amazing too!
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    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
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    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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