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Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
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Heather Bozarth, Ruoff Mortgage

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Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

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West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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West Virginia University
West Virginia University
Location & Business Hours
Business Hours
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24 hours
Wed
24 hours
Thu
24 hours
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5 Star
97%
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3%
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Reviews from Web
  • Encompass
    W
    William T D
    Bloomington, IN
    Posted on October 31st, 2024 08:52 PM
    Great experience all around. Seamless transition to our new home
    Reply from Heather Bozarth, Ruoff Mortgage
    November 1st, 2024 02:52 PM
    I'm so happy to hear this!
  • Encompass
    C
    Caitlyn N D
    Bloomington, IN
    Posted on October 31st, 2024 03:05 PM
    I loved how fast everyone got back to us! They made the process very simple thank you!
    Reply from Heather Bozarth, Ruoff Mortgage
    October 31st, 2024 06:14 PM
    Thank you, Caitlyn! Speediness is our goal every time!
  • Encompass
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    Ranjith E
    Bedford, IN
    Posted on October 28th, 2024 03:24 PM
    We had an outstanding experience working with Heather as our Loan Originator. Her dedication to service was exceptional; she consistently went above and beyond to ensure every detail of the loan process was handled with care and efficiency....
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    October 28th, 2024 07:03 PM
    I'm not sure anyone has ever given a review this kind before! Thank you so much! I love working with your family and appreciate you!
  • Encompass
    R
    Rsgladish
    Bloomington, IN
    Posted on October 12th, 2024 12:06 PM
    Great communication!
    Reply from Heather Bozarth, Ruoff Mortgage
    October 14th, 2024 01:11 PM
    Thanks, Rick! Always a pleasure working with your family!
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    Ethan F
    Posted on October 11th, 2024 05:44 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Ethan F
    Reply from Owner
    October 14th, 2024 01:11 PM
    Ethan, thank you so much for the perfect rating. I greatly appreciate the opportunity to serve you and look forward to helping you with any future mortgage needs.
  • Encompass
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    Ethan C F
    Ellettsville, IN
    Posted on October 11th, 2024 05:44 PM
    They had an answer for every obstacle we ran into.
    Reply from Heather Bozarth, Ruoff Mortgage
    October 11th, 2024 07:45 PM
    That's the goal! No problem that we can't solve.
  • Encompass
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    Caitlyn C G
    Bloomington, IN
    Posted on October 11th, 2024 05:38 PM
    Above and beyond customer service and efficiency! Heather is amazing!
    Reply from Heather Bozarth, Ruoff Mortgage
    October 11th, 2024 07:46 PM
    Thank you for your kind words. I love working with you and your family.
  • Encompass
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    Laura A K
    Bloomington, IN
    Posted on October 10th, 2024 06:04 PM
    Heather was great, but the amount of emails, texts phone calls is a bit overwhelming. We were happy overall with our refinance, but the amount of communication is a bit much especially for a couple who both have full time jobs.
    Reply from Heather Bozarth, Ruoff Mortgage
    October 10th, 2024 06:19 PM
    I appreciate your feedback, Laura. It's great to hear that you were happy with your refinance. I understand your point about the amount of communication and I will certainly aim to be more conscious of this moving forward. We try to keep our...
    read more
  • Encompass
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    Frances M L
    Bloomington, IN
    Posted on October 10th, 2024 03:21 PM
    Our refinance process was smooth and easy. Heather is a great communicator and made the process simple.
    Reply from Heather Bozarth, Ruoff Mortgage
    October 10th, 2024 03:32 PM
    Thank you so much! It helps when I have great clients like you!
  • Encompass
    J
    Jesus A F
    Spencer, IN
    Posted on October 1st, 2024 03:05 PM
    Heather and her team were so efficient. We needed to move fast in order to close on our new home and they delivered. It was a pleasure working with them and weight off our shoulders knowing we had them on our side.
    Reply from Heather Bozarth, Ruoff Mortgage
    October 1st, 2024 04:59 PM
    Thank you so much! We are only as good as our clients and you all were top notch!
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    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
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    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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