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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...


West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Heather was just so in too of everything . My loan wasn't huge, but I felt just as valued!
Reply from Heather Bozarth, Ruoff Mortgage
April 14th, 2025 05:33 PM
You are valued!! Thank you so much for your kind words!
Communication made everything incredibly smooth and it was easy for us to find out information quickly when we had questions
Reply from Heather Bozarth, Ruoff Mortgage
April 7th, 2025 01:08 PM
I'm glad to hear that our communication efforts made the process smooth for you. You were great to work with as well! I appreciate your feedback. Welcome home!
Heather was very easy to work with and very relatable. This is the easiest house I have bough t and would recommend Heather to anyone
Reply from Heather Bozarth, Ruoff Mortgage
April 1st, 2025 02:10 PM
Thanks so much, Tyler! Relatable is such a nice way to say quirky and weird. Kidding... congrats on the house and welcome back to Bloomington!
Ruoff and Heather have always been great!
Reply from Heather Bozarth, Ruoff Mortgage
February 17th, 2025 04:24 PM
Once again... always a pleasure!
Easy and smooth, all I can ask for
Reply from Heather Bozarth, Ruoff Mortgage
February 10th, 2025 02:58 PM
Thanks, Kaleb! That's the goal. Can't wait for the housewarming party!
Heather was amazing throughout the entire process! We would recommend her to everyone!
Reply from Owner
February 10th, 2025 02:59 PM
Thank you so much!!
Heather was the BEST!! We had a few delays with closing, but she kept us well informed and was amazing through the entire process!
Reply from Heather Bozarth, Ruoff Mortgage
December 27th, 2024 09:25 PM
Thanks, Megan. I'm sorry for the closing delays- last minute surprises can indeed delay things. I hope you enjoyed your first Christmas in your new home!
Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Allen B
Reply from Owner
December 27th, 2024 09:23 PM
Thanks, Allen!
Heather was very knowledgeable and stayed in touch to get my loan handled in a professional and productive manne!
Reply from Heather Bozarth, Ruoff Mortgage
December 23rd, 2024 01:01 PM
Thanks, Allen! I loved getting to work with you and I'm so happy to help you buy your first home!
Overall great experience and, no surprises and a smooth process.
Reply from Heather Bozarth
December 23rd, 2024 01:01 PM
Thanks, Kip!
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
Gallery



Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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