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Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
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Heather Bozarth, Ruoff Mortgage

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Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

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West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
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West Virginia University
West Virginia University
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
97%
4 Star
3%
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0%
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Reviews from Web
  • Encompass
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    Allison C
    Bloomington, IN
    Posted on April 14th, 2025 03:59 PM
    Heather was just so in too of everything . My loan wasn't huge, but I felt just as valued!
    Reply from Heather Bozarth, Ruoff Mortgage
    April 14th, 2025 05:33 PM
    You are valued!! Thank you so much for your kind words!
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    Kiera N M
    LINTON, IN
    Posted on April 6th, 2025 08:53 PM
    Communication made everything incredibly smooth and it was easy for us to find out information quickly when we had questions
    Reply from Heather Bozarth, Ruoff Mortgage
    April 7th, 2025 01:08 PM
    I'm glad to hear that our communication efforts made the process smooth for you. You were great to work with as well! I appreciate your feedback. Welcome home!
  • Encompass
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    Tyler L
    Bloomington, IN
    Posted on March 31st, 2025 03:06 PM
    Heather was very easy to work with and very relatable. This is the easiest house I have bough t and would recommend Heather to anyone
    Reply from Heather Bozarth, Ruoff Mortgage
    April 1st, 2025 02:10 PM
    Thanks so much, Tyler! Relatable is such a nice way to say quirky and weird. Kidding... congrats on the house and welcome back to Bloomington!
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    Konnor J G
    Bloomington, IN
    Posted on February 17th, 2025 04:17 PM
    Ruoff and Heather have always been great!
    Reply from Heather Bozarth, Ruoff Mortgage
    February 17th, 2025 04:24 PM
    Once again... always a pleasure!
  • Encompass
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    Kaleb R
    Springville, IN
    Posted on February 9th, 2025 05:13 PM
    Easy and smooth, all I can ask for
    Reply from Heather Bozarth, Ruoff Mortgage
    February 10th, 2025 02:58 PM
    Thanks, Kaleb! That's the goal. Can't wait for the housewarming party!
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    Nicole M
    Posted on December 27th, 2024 06:16 PM
    Heather was amazing throughout the entire process! We would recommend her to everyone!
    Reply from Owner
    February 10th, 2025 02:59 PM
    Thank you so much!!
  • Encompass
    M
    Megan E C
    Niceville, FL
    Posted on December 27th, 2024 06:15 PM
    Heather was the BEST!! We had a few delays with closing, but she kept us well informed and was amazing through the entire process!
    Reply from Heather Bozarth, Ruoff Mortgage
    December 27th, 2024 09:25 PM
    Thanks, Megan. I'm sorry for the closing delays- last minute surprises can indeed delay things. I hope you enjoyed your first Christmas in your new home!
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    Allen B
    Posted on December 23rd, 2024 12:08 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Allen B
    Reply from Owner
    December 27th, 2024 09:23 PM
    Thanks, Allen!
  • Encompass
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    Allen E B
    Martinsville, IN
    Posted on December 23rd, 2024 12:08 PM
    Heather was very knowledgeable and stayed in touch to get my loan handled in a professional and productive manne!
    Reply from Heather Bozarth, Ruoff Mortgage
    December 23rd, 2024 01:01 PM
    Thanks, Allen! I loved getting to work with you and I'm so happy to help you buy your first home!
  • Encompass
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    Kipling E H
    Spencer, IN
    Posted on December 20th, 2024 07:07 PM
    Overall great experience and, no surprises and a smooth process.
    Reply from Heather Bozarth
    December 23rd, 2024 01:01 PM
    Thanks, Kip!
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    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
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    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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