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Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
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Heather Bozarth, Ruoff Mortgage

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Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Ruoff Mortgage - Bloomington
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West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Mortgage
Mortgage Loan Officer
Mortgage Lender
Company Logo
West Virginia University
West Virginia University
Contact Info
(812) 361-6667
Bloomington, IN
https://www.ruoff.com/HeatherBozarth
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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5 Star
97%
4 Star
3%
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0%
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Reviews from Web
  • Encompass
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    Ryan H
    BLOOMINGTON, IN
    Posted on May 23rd, 2025 03:24 PM
    Heather and Justina were great to work with. They were very professional and responsive.
    Reply from Heather Bozarth, Ruoff Mortgage
    June 2nd, 2025 02:03 PM
    I'm thrilled to hear that you had a great experience working with both myself and Justina. Let's be honest here, she really runs the ship!
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    Matthew D R
    Bloomington, IN
    Posted on May 16th, 2025 05:22 PM
    Heather has always been excellent to work with, and made the entire process seamless
    Reply from Heather Bozarth
    May 26th, 2025 05:23 PM
    I'm delighted to know that your experience was seamless and that I could assist you effectively. It has always been a pleasure working with you at Ruoff Mortgage. Thank you for your kind words.
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    Teressa R
    Posted on May 13th, 2025 03:08 PM
    Heather is amazing❤️❤️
    Reply from Owner
    June 2nd, 2025 02:06 PM
    so are you!
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    Teressa D R
    Bloomington, IN
    Posted on May 13th, 2025 03:07 PM
    Everythin!!!
    Reply from Heather Bozarth, Ruoff Mortgage
    May 13th, 2025 06:08 PM
    haha! Thanks! I love working with you!
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    NattyDaddy M
    Posted on May 11th, 2025 04:14 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from NattyDaddy M
    Reply from Owner
    May 12th, 2025 12:28 PM
    I'm thrilled to hear that you had a positive experience with Ruoff Mortgage. Your satisfaction is very important to me, and I greatly appreciate your feedback. If you have any further questions or need assistance in the future, please feel...
    read more
  • Encompass
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    Michael F
    Bedford, IN
    Posted on May 11th, 2025 04:14 PM
    Clear and consistent communication throughout the whole process.
    Reply from Heather Bozarth, Ruoff Mortgage
    May 12th, 2025 12:29 PM
    Thanks! You all were great to work with and I'm so excited that we found the right house!
  • Encompass
    S
    Samantha W
    Bloomington, IN
    Posted on May 9th, 2025 03:22 PM
    Quick responses, clear instructions, and no surprises. Very friendly and kind.
    Reply from Heather Bozarth
    May 12th, 2025 12:29 PM
    thank you! Congrats on the new house!
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    James F W
    Bloomington, IN
    Posted on May 9th, 2025 02:37 PM
    The entire experience was excellent. Heather was incredibly helpful, providing prompt and thorough responses to our questions. We felt very supported throughout the home buying process.
    Reply from Heather Bozarth, Ruoff Mortgage
    May 9th, 2025 02:54 PM
    Thank you so much! This is always the goal!
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    Kelsey M R
    Bloomington, IN
    Posted on May 6th, 2025 03:47 PM
    Heather did an amazing job always being available for any questions my wife and I had. She went above and beyond in helping us understand the loan proces. Thank you for making the loan process a breeze.
    Reply from Heather Bozarth, Ruoff Mortgage
    May 7th, 2025 01:02 PM
    I loved working with you all from the first conversation we had! You had great questions and were so prepared! Welcome home!
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    Jesse L C
    Bloomington, IN
    Posted on April 19th, 2025 07:56 PM
    What a pleasure to work with Heather and the entire team. Thanks for a wonderful experience!
    Reply from Heather Bozarth
    April 21st, 2025 02:24 PM
    It was our pleasure!
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    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
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    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
      • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Awards
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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