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Heather Bozarth, Ruoff Mortgage
Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...


West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Heather was amazing!
Reply from Heather Bozarth, Ruoff Mortgage
July 28th, 2025 04:34 PM
What if I said that Greg and Chelsea were amazing? Welcome home!
Heather made it extremely easy and was very transparent about the proces! 10/10 will be recommending her!!
Reply from Heather Bozarth, Ruoff Mortgage
July 28th, 2025 01:58 PM
Thank you so much! I loved working with you and Sunny!
The whole experience was quick, efficient, and easy to understand. Any questions I had were answered promptly.
Reply from Heather Bozarth, Ruoff Mortgage
July 22nd, 2025 04:27 PM
I'm really glad to hear that you found the experience quick and efficient, and that everything was easy to understand. Communication is key, so I'm pleased that your questions were answered promptly. I love working with your family and hope...
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Heather and the Ruoff team were very help and easy to work with.
Reply from Heather Bozarth, Ruoff Mortgage
July 22nd, 2025 01:05 PM
Thanks, Kenny! That's always the goal.
Constant communication
Reply from Heather Bozarth, Ruoff Mortgage
July 7th, 2025 02:25 PM
Thanks, Baylee! Enjoy the new house!
If you want happy lending...Heather is your girl! I have had countless transactions with Heather and she makes each transaction smooth and keeps all the agents and clients informed every step of the way! I love working with Heather!
Reply from Heather Bozarth, Ruoff Mortgage
July 7th, 2025 02:26 PM
Thanks!! You know that I love working with you too!
Yes it was excellent. Thank you so much.
Reply from Heather Bozarth, Ruoff Mortgage
June 11th, 2025 01:21 PM
You guys were also excellent! Dream Team!
Made first time homebuying a dream. Heather answered any question promptly took time to explain anything I did not understand. And recommended an amazing realtor also. Would 100% use her again!
Reply from Owner
June 2nd, 2025 02:02 PM
It was my pleasure! I'm glad the gaggle of Heather's worked well for you!
Heather was super easy to work with. Always pleasant. Answered any question I had promptly and took time to explain everything. She recommended an amazing realtor. The entire process was a dream. As a first time buyer I couldn't ask for a better...
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Reply from Heather Bozarth, Ruoff Mortgage
June 2nd, 2025 02:02 PM
I'm thrilled to hear that your first-time buying experience was so positive. I'm also glad you were happy with the realtor recommendation.
Heather and her team were excellent with our home buying experience. They were very responsive and professional. Highly recommend!
Reply from Owner
June 2nd, 2025 02:02 PM
I'm thrilled to hear that your home buying experience was excellent. It was a pleasure to assist you, and I appreciate your recommendation. Thank you for choosing Ruoff Mortgage.
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About
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Mortgage
Refinance Mortgage
Jumbo Mortgage
Construction Loans
Down Payment Assistance Mortgage
FHA Loans
USDA Loans
No Money Down Loans
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Education
- West Virginia UniversityPublic Relations/Image Managementbachelor of journalismSep 2001 -Dec 2004

Positions
- Ruoff Mortgage - Senior Loan OfficerJul 20, 2020 - Current
Memberships
- SCIMBA
- BBOR
- Boys and Girls Club Auxiliary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 427579
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Videos
Achievements
- Loan Officer of the Month- Company Wide
- Loan Officer of the Month- Branch Wide
Hobbies
- Exercise
- Letting the dog in and out then back in again...and also back out.
- Travel
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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