Heather Bozarth, Ruoff Mortgage's Cover Image
Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
Top 5%

Heather Bozarth, Ruoff Mortgage

ClaimedPro

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Company Logo
West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Company Logo
West Virginia University
West Virginia University
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    C
    Chelsea L
    Bloomington, IN
    Posted on July 28th, 2025 04:18 PM
    Heather was amazing!
    Reply from Heather Bozarth, Ruoff Mortgage
    July 28th, 2025 04:34 PM
    What if I said that Greg and Chelsea were amazing? Welcome home!
  • Encompass
    A
    Aylah A
    Worthington, IN
    Posted on July 27th, 2025 03:14 PM
    Heather made it extremely easy and was very transparent about the proces! 10/10 will be recommending her!!
    Reply from Heather Bozarth, Ruoff Mortgage
    July 28th, 2025 01:58 PM
    Thank you so much! I loved working with you and Sunny!
  • Encompass
    L
    Lisa J S
    Bloomington, IN
    Posted on July 22nd, 2025 04:15 PM
    The whole experience was quick, efficient, and easy to understand. Any questions I had were answered promptly.
    Reply from Heather Bozarth, Ruoff Mortgage
    July 22nd, 2025 04:27 PM
    I'm really glad to hear that you found the experience quick and efficient, and that everything was easy to understand. Communication is key, so I'm pleased that your questions were answered promptly. I love working with your family and hope...
    read more
  • Encompass
    K
    Kenneth L S
    Bloomington, IN
    Posted on July 21st, 2025 07:15 PM
    Heather and the Ruoff team were very help and easy to work with.
    Reply from Heather Bozarth, Ruoff Mortgage
    July 22nd, 2025 01:05 PM
    Thanks, Kenny! That's always the goal.
  • Encompass
    B
    Baylee M
    INDIANAPOLIS, IN
    Posted on July 5th, 2025 03:23 PM
    Constant communication
    Reply from Heather Bozarth, Ruoff Mortgage
    July 7th, 2025 02:25 PM
    Thanks, Baylee! Enjoy the new house!
  • google
    C
    Cortney W
    Posted on June 25th, 2025 04:27 PM
    If you want happy lending...Heather is your girl! I have had countless transactions with Heather and she makes each transaction smooth and keeps all the agents and clients informed every step of the way! I love working with Heather!
    Reply from Heather Bozarth, Ruoff Mortgage
    July 7th, 2025 02:26 PM
    Thanks!! You know that I love working with you too!
  • Encompass
    R
    Rachel C
    Bloomington, IN
    Posted on June 11th, 2025 02:11 AM
    Yes it was excellent. Thank you so much.
    Reply from Heather Bozarth, Ruoff Mortgage
    June 11th, 2025 01:21 PM
    You guys were also excellent! Dream Team!
  • google
    A
    Ashley M
    Posted on June 1st, 2025 07:19 PM
    Made first time homebuying a dream. Heather answered any question promptly took time to explain anything I did not understand. And recommended an amazing realtor also. Would 100% use her again!
    Reply from Owner
    June 2nd, 2025 02:02 PM
    It was my pleasure! I'm glad the gaggle of Heather's worked well for you!
  • Encompass
    W
    William S M
    Bedford, IN
    Posted on June 1st, 2025 07:18 PM
    Heather was super easy to work with. Always pleasant. Answered any question I had promptly and took time to explain everything. She recommended an amazing realtor. The entire process was a dream. As a first time buyer I couldn't ask for a better...
    read more
    Reply from Heather Bozarth, Ruoff Mortgage
    June 2nd, 2025 02:02 PM
    I'm thrilled to hear that your first-time buying experience was so positive. I'm also glad you were happy with the realtor recommendation.
  • google
    A
    Ashley H
    Posted on May 23rd, 2025 03:38 PM
    Heather and her team were excellent with our home buying experience. They were very responsive and professional. Highly recommend!
    Reply from Owner
    June 2nd, 2025 02:02 PM
    I'm thrilled to hear that your home buying experience was excellent. It was a pleasure to assist you, and I appreciate your recommendation. Thank you for choosing Ruoff Mortgage.
  • 131–140 of 285
    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
    ©2025 All Rights Reserved

    NMLS CONSUMER ACCESS

    Licensing | Privacy | Contact Us