Heather Bozarth, Ruoff Mortgage's Cover Image
Heather Bozarth, Ruoff Mortgage - Senior Loan Officer | NMLS# 427579 | Ruoff Mortgage NMLS# 141868 in Bloomington, IN
Top 5%

Heather Bozarth, Ruoff Mortgage

ClaimedPro

Senior Loan Officer | NMLS# 427579 | Ruoff Mortgag...

Company Logo
West Virginia University
West Virginia University
Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, ... Show More
Company Logo
West Virginia University
West Virginia University
Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    R
    Rosanne L P
    Bloomington, IN
    Posted on September 4th, 2025 03:32 PM
    Heather had no surprise she kept me informed every step of the way. Of she didn't know so she would go out her way to find out. Thank you Heather
    Reply from Heather Bozarth, Ruoff Mortgage
    September 5th, 2025 03:12 PM
    Thank you so much. I appreciate you seeing our hard work...and also enjoyed visiting you at your work! What a delicious treat you gave me!
  • Encompass
    L
    Lili D L
    Bloomington, IN
    Posted on September 2nd, 2025 05:34 PM
    Easy process from start to finish.
    Reply from Heather Bozarth, Ruoff Mortgage
    September 2nd, 2025 06:40 PM
    Thanks Lili! I loved working with you guys and hope that house becomes a warm home for you all.
  • google
    T
    Timothy H
    Posted on August 23rd, 2025 12:01 AM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Timothy H
    Reply from Owner
    August 24th, 2025 04:36 PM
    Thanks, Timmy!
  • Encompass
    T
    Timothy W H
    Columbus, IN
    Posted on August 23rd, 2025 12:01 AM
    The whole process.
    Reply from Heather Bozarth, Ruoff Mortgage
    August 24th, 2025 04:36 PM
    Thanks! You and Jamie were great to work with. I'm glad we were able to help!
  • Encompass
    J
    Jamie M H
    Columbus, IN
    Posted on August 22nd, 2025 06:39 PM
    Very quick and efficient
    Reply from Heather Bozarth
    August 24th, 2025 04:36 PM
    Thanks Jamie! I'm so glad we were able to get you guys into that house!
  • Encompass
    N
    Nelliann C
    Bloomington, IN
    Posted on August 6th, 2025 01:02 AM
    Attention to detail, smooth process and clear communication.
    Reply from Heather Bozarth, Ruoff Mortgage
    August 6th, 2025 01:08 PM
    Thank you so much! Enjoy your new home.
  • google
    J
    Joel R
    Posted on August 4th, 2025 04:46 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Joel R
    Reply from Owner
    August 6th, 2025 01:08 PM
    Thanks, Joel!
  • Encompass
    J
    Joel R
    Bloomington, IN
    Posted on August 4th, 2025 04:46 PM
    The team was amazing, quick responses, clarification were made, overall for a 1st time buying a house, Heather made the process feel pree smooth.
    Reply from Heather Bozarth, Ruoff Mortgage
    August 4th, 2025 04:55 PM
    Thanks Joel! We loved working with you too. Enjoy your new home!
  • Encompass
    A
    Andrea C
    Bloomington, IN
    Posted on July 29th, 2025 02:17 PM
    Heather is fantastic, I will recommend to anyone needing this service.
    Reply from Heather Bozarth, Ruoff Mortgage
    July 29th, 2025 03:47 PM
    Thank you so much. You're great as always!
  • google
    C
    Chelsea L
    Posted on July 28th, 2025 04:18 PM
    Heather Bozarth, Ruoff Mortgage has received a review with 5 star rating from Chelsea L
    Reply from Owner
    July 29th, 2025 03:47 PM
    Thanks for a perfect review!
  • 121–130 of 285
    About
    Heather Bozarth is a Senior Mortgage Loan Officer at Ruoff Mortgage, NMLS 427579, serving clients in Indiana, Tennessee, and Florida. With over 16 years of finance experience, she prioritizes elite execution and client-first accessibility, rejecting 9-to-5 constraints to be available when real estate happens. A consistent industry leader and President’s Club member, Heather averages just 14 days to close. She is a dedicated advocate for housing policy as a board member for the Indiana Mortgage Bankers Association and Co-Chair of the IURA Government Affairs Committee. Whether you are a first-time buyer or an experienced investor, Heather delivers unparalleled local market insight and seamless financing solutions. #HappyLending
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Purchase Mortgage
    Refinance Mortgage
    Jumbo Mortgage
    Construction Loans
    Down Payment Assistance Mortgage
    FHA Loans
    USDA Loans
    No Money Down Loans
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Education
    • West Virginia University
      Public Relations/Image Management
      bachelor of journalism
      Sep 2001 -Dec 2004
      West Virginia University logo
    Positions
    • Ruoff Mortgage - Senior Loan Officer
      Jul 20, 2020 - Current
    Memberships
    • SCIMBA
    • BBOR
    • Boys and Girls Club Auxiliary
    • View All
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 427579
    Gallery
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Heather Bozarth, Ruoff Mortgage - Gallery Photo
    Videos
    Achievements
    • Loan Officer of the Month- Company Wide
    • Loan Officer of the Month- Branch Wide
    Hobbies
    • Exercise
    • Letting the dog in and out then back in again...and also back out.
    • Travel
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
    ©2025 All Rights Reserved

    NMLS CONSUMER ACCESS

    Licensing | Privacy | Contact Us