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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164


Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
I Have never experienced so many delays and lack of communication and frustration in a closing process
Reply from Heath Barnes
June 25th, 2026 06:10 PM
We apologize for the frustration and communication issues you experienced during the closing process, Nanine. Please reach out to us directly so we can address your concerns and work towards a resolution.
Heath's personal touch and willingness to go the extra step.
Reply from Heath Barnes
May 20th, 2026 08:51 PM
We appreciate your feedback, David. It's appreciated to hear that Heath's personal touch and dedication stood out to you. If there's anything more we can do for you, please don't hesitate to reach out.
Heath Barnes and Team came through. It's a lot of work, but they know exactly what they are doing and always ahead. All in all satisfied with the job done.
Reply from Heath Barnes
May 20th, 2026 08:52 PM
We're pleased to hear that you are satisfied with the work done, Martin. It's great to know that Heath Barnes and the team were able to meet your expectations. If you have any further feedback or need assistance in the future, please feel free...
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Heath is great. Communicates well and simplified the process.
Reply from Heath Barnes
May 20th, 2026 08:52 PM
We appreciate your positive feedback, Todd. It's appreciated to hear that Heath's communication and ability to simplify the process made a difference for you. If there's anything else we can do for you, please let us know.
Heath and the whole Cardinal Financial team are extremely responsive. They are a big plus for my business. They are professional and deliver on their promises.
Reply from Heath Barnes
May 20th, 2026 08:53 PM
Thank you for highlighting our responsiveness and professionalism, Selina. We're pleased to know that we're a positive asset to your business. If you ever need further assistance, please feel free to reach out.
Constant communication and willingness to help
Reply from Heath Barnes
May 20th, 2026 08:53 PM
We appreciate your feedback, Elizabhet. It's great to know that our communication and willingness to assist have been positive aspects of your experience with us. If there's anything more we can do, please don't hesitate to reach out.
Heath of course
Reply from Heath Barnes
May 20th, 2026 08:53 PM
We appreciate your feedback, Cole. It sounds like your experience with Heath was positive, and we're glad to be a part of it. If you have any more insights to share or need further assistance, please feel free to reach out.
Start to finish the communication was very good, clients was kept up to date on the process, would highly recommend Heath and his group.
Reply from Heath Barnes
May 20th, 2026 08:54 PM
We appreciate your positive feedback, Richard. It's great to know that our communication kept your clients well-informed throughout the process. Thank you for recommending Heath and our team at Guild Mortgage.
Heath and Luke did a great job of assisting with my cash out refi. This is the second time I have used Heath and his Team and he has worked hard to provide exceptional service!
Reply from Heath Barnes
May 20th, 2026 08:54 PM
We're grateful for your feedback, Derrick. It's appreciated to hear that Heath and Luke were able to assist you effectively with your cash-out refinance. We appreciate your continued trust in us and are pleased to provide you with strong service....
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Heath and Luke were instrumental in our successful refinance. Luke was in constant contact with me and responded promptly to my emails and phone calls.
Reply from Heath Barnes
May 20th, 2026 09:56 PM
We appreciate your feedback, Henry. It's nice to know that Heath and Luke played a key role in your successful refinance and that Luke's communication was prompt and helpful. If you need any further assistance, please don't hesitate to reach...
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor

Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.