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Guild Mortgage - Heath Barnes
Branch Manager | NMLS# 210164


Texas A&M University
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He special... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Heath and Tommy
Reply from Heath Barnes
May 20th, 2026 09:52 PM
Thank you for your review, Blake. We're glad to hear that Heath and Tommy have been a part of your positive experience. If you have any more feedback or need assistance, please feel free to reach out to us directly.
Finding solutions
Reply from Heath Barnes
May 20th, 2026 09:52 PM
Thank you, Jon. We're pleased to hear that our solutions have been helpful to you. If there's anything else we can assist with, please feel free to reach out.
The end result was very good, but there were several confusing communication issues during the data gathering process for the refi.
Reply from Heath Barnes
May 20th, 2026 09:53 PM
We appreciate your feedback, Timothy. While we're glad the end result met your expectations, we're sorry for any confusion during the data gathering process. Please reach out to us directly if you'd like to discuss this further or have suggestions...
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The communication was great.
Reply from Heath Barnes
May 20th, 2026 09:53 PM
We appreciate your feedback, Adan. It's nice to know that our communication met your expectations. If there's anything else we can assist you with, please let us know.
Heath and his team were exceptional they truly worked with us the entire way to closing. My wife and I are truly greatfull.
Reply from Heath Barnes
May 20th, 2026 09:53 PM
We're grateful for your kind words, Anthony. It's appreciated to know that Heath and his team provided strong support throughout your journey to closing. If you or your wife have any further questions or need assistance, please feel free to...
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Tommy Rivera and Luke Nunes were good communicators, diligent, and professional throughout the process which can be frustrating at times. Hats off to them for a job well done! Thank you. And thank you, Heath, for reviewing my file and pulling...
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Reply from Heath Barnes
May 20th, 2026 09:54 PM
We're grateful for your kind words, John. It's appreciated to hear that Tommy and Luke provided diligent and professional service, and that Heath was able to assist in lowering your monthly payment. We're pleased to have had the opportunity...
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The requirements requested kept changing as the process went along. At one point, one of Tommy's assistants sent me information regarding the loan that had changed several days prior. It appeared that the team was not communicating. I believer...
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Reply from Heath Barnes
May 20th, 2026 09:54 PM
Thank you for sharing your experience, Catherine. We appreciate your understanding and patience with the changes during the process. We're glad to hear that Tommy Rivera was able to assist you and represent our company well. If you have any...
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Very knowledgeable and helpful group!
Reply from Heath Barnes
May 20th, 2026 09:55 PM
Thank you, Lucian! We're pleased to hear you found our team knowledgeable and helpful. If you have any more questions or need assistance, please don't hesitate to reach out to us.
Heath explained everything clearly and was extremely efficient. Fantastic experience.
Reply from Heath Barnes
May 20th, 2026 09:55 PM
We're glad to hear you had a good experience, Andrew. It's nice to know that Heath's clear explanations and efficiency made a positive impact. If you have any other questions or need assistance, please feel free to reach out.
Highly recommend.
Reply from Heath Barnes
May 20th, 2026 08:51 PM
Thank you for your recommendation, Demetrius. We're pleased to hear that you had a positive experience with Guild Mortgage. If there's anything else we can assist you with, please feel free to let us know.
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About
Heath Barnes is a Houston-based Branch Manager with Guild Mortgage, NMLS #210164. Since 2002, Heath has helped homebuyers, homeowners, Realtors, business owners, self-employed borrowers, and investors navigate mortgage financing. He specializes in first-time buyer guidance, self-employed borrower strategies, jumbo loans, FHA, VA, conventional financing, bank statement loans, DSCR loans, and investment property loans
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Non-QM
DSCR Loans
Self-Employed Mortgages
Specialities
Home Financing
Bridge
Conventional
Down Payment Assistance
Energy-Efficient
FHA
Jumbo
Lock and Shop
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Education
- Texas A&M UniversityBusiness AdministrationBachelor

Memberships
- Guild Giving - Do What Matters
- Guild Giving
- Growth Only Coaching
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Licenses
- NMLS# 210164
Awards
2025 President's C...
Top Originators 20...
Top 1% Mortgage Or...
Achievements
- Heavy-weight boxing champion
- Hiked to the summit of the Grand Tetons
- 6x Ironman competitor
Hobbies
- Wine Tasting
- Pickleball
- Playing Piano
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Disclaimer
I am authorized to do business in the states of California, Colorado, Florida, Georgia, Indiana, Minnesota, New Mexico, South Carolina and Texas. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 210164; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.