Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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I was struggling with another loan broker. I expressed my concerns to my daughter and son-in-law and they said call Greg. He had helped them with their loan And they were very happy with the experience. I contacted Greg and very quickly had...
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Greg and his team are amazing!! They are always communicating every step of the process to both the buyer and myself as the agent to make it a true 5-star experience. Their attention to detail sets buyers up to win and feel confident in an...
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Greg and his team are amazing!! They are always communicating every step of the process to both the buyer and myself as the agent to make it a true 5-star experience. Their attention to detail sets buyers up to win and feel confident in an...
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NFM Lending was amazing to work with. They walked me through the whole home buying process. They were very communicative and fast to respond to any questions I had.
Greg Cowart at NFM Lending has received a review with 5 star rating from Madeleine F
The Greg Cowart Team has provided personalized mortgage services and consulting for me & my clients for years. Starting with the pre-approval process, their steady guidance & wisdom has prepared buyers up front, offered wise counsel on the...
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The Greg Cowart Team has provided personalized mortgage services and consulting for me & my clients for years. Starting with the pre-approval process, their steady guidance & wisdom has prepared buyers up front, offered wise counsel on the...
read more
Reply from Greg Cowart
February 4th, 2026 02:56 PM
A, I'm grateful for your trust in my services and your thoughtful words. It's been a pleasure providing personalized mortgage solutions for you and your clients over the years. Your appreciation for Mary-Margaret and Mandy is meaningful, as...
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Mary Margaret was the best of the best. She kept us updated, helped us connect with the right people to get us to where we needed to be to buy our home
Reply from Greg Cowart
February 4th, 2026 02:59 PM
Karen, I'm pleased to hear that Mary Margaret was able to provide you with excellent support during your home buying journey. Should you have any future needs or questions, I'm just a call away. Congratulations on your new home!
Mary -Margaret got us connected to the right people so that we were able to buy our home. She kept us updated all the way and answered all of our questions quickly and without hesitation.
Reply from Greg Cowart
February 4th, 2026 02:43 PM
Karen, I'm glad to learn about your positive experience. It's great to hear that the journey went smoothly with Mary-Margaret's help, connecting you to the right people and ensuring you stayed informed throughout the process. I am pleased that...
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I truly enjoyed working with Greg and his team and felt completely confident recommending them to my clients. From the very beginning, they approached the process with care, intention, and a clear plan tailored to my clients’ needs and long-term...
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Reply from Greg Cowart
February 4th, 2026 03:01 PM
Nicole, thank you so much for sharing your experience. I’m glad to hear that you felt confident in recommending me and the team at The Cowart Team Home Loans to your clients. Your kind words about our dedication and professionalism mean a lot...
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
