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Greg Cowart at NFM Lending - Branch Manager | Mortgage Consultant | NMLS# 204399 in Richmond, VA

Greg Cowart at NFM Lending

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Branch Manager | Mortgage Consultant | NMLS# 20439...

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Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process. Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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  • google
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    NICOLE B
    Posted on January 15th, 2026 12:00 AM
    I truly enjoyed working with Greg and his team and felt completely confident recommending them to my clients. From the very beginning, they approached the process with care, intention, and a clear plan tailored to my clients’ needs and long-term...
    read more
    Reply from Greg Cowart
    February 4th, 2026 02:58 PM
    Nicole, I appreciate your kind words and thoughtful review. Working with you has been an absolute pleasure, and I’m grateful for the trust you placed in me and my team. Thank you for your recommendation, and I look forward to any opportunity...
    read more
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    Chris L
    Posted on January 13th, 2026 12:00 AM
    Exceptional experience from start to finish, Greg Cowart and everyone at The Cowart Team expertly managed our lending needs for our home purchase. From Introduction call, Strategy development, Action Planning, and regular communication touchpoints...
    read more
    Reply from Greg Cowart
    February 4th, 2026 03:00 PM
    Chris, I'm pleased to hear that your experience with me and The Cowart Team was your best yet in mortgage processing. It’s rewarding to know that our approach, from the initial call to consistent communication, made the process smooth and professionally...
    read more
  • Zillow
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    Christopher L
    Henrico, VA
    Posted on January 13th, 2026 12:00 AM
    Exceptional experience from start to finish, Greg Cowart and everyone at The Cowart Team expertly managed our lending needs for our home purchase. From Introduction call, Strategy development, Action Planning, and regular communication touchpoints...
    read more
  • Encompass
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    Christopher E L
    Henrico, VA
    Posted on January 12th, 2026 02:09 AM
    Our loan originator, Greg Coward, matched us with th BEST POSSIBLE financing scenario, and we are grateful.
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    Lisa M
    Quinton, VA
    Posted on January 5th, 2026 02:01 PM
    The ability to close quickly gave us an edge in making an offer on our house. They accepted our first offer we avoided negotiations
  • Encompass
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    Annette B
    Quinton, VA
    Posted on December 31st, 2025 01:56 PM
    The Cowart Team is amazing to work with! Always competitive , professional and wonderful at keeping everyone up to date on the entire loan process. As a realtor, I highly recommend them to my buyers...
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    Craig L
    Midlothian, VA
    Posted on December 22nd, 2025 04:35 PM
    Always a great experience with The Cowart Team at NFM Lending! You can count on your deal closing on time while receiving timely updates. Best mortgage team in RVA...
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    Craig L
    Posted on December 22nd, 2025 12:00 AM
    Greg Cowart and his team set the gold standard for service in the mortgage industry.
    Reply from Owner
    September 25th, 2020 12:00 AM
    Thank you for your kind words, Craig! We really appreciate your support!
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    Patricia S
    Glen Allen, VA
    Posted on December 20th, 2025 12:25 PM
    Emails from Mary Margaret were too long with too much information. Would have liked less and organized per topic. Also received incorrect information from her twice. The first was concerning the homeowners insurance deadline. Then she gave...
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  • Encompass
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    Debora D
    Zion Crossroads, VA
    Posted on December 16th, 2025 08:16 PM
    It was a great experience- there are always hiccups but the team walked us through and helped us get to the end
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    About
    Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process. Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team. Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
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    Positions
    • NFM Lending - Branch Manager/Mortgage Loan Originator
      Nov 1st, 2015 - Current
    Memberships
    • BNI
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 204399
    Achievements
    • Top 1% of Mortgage Originators in America 2013 - Present
    • Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
    • 5 Star Mortgage Professional 2015 - Current
    • View All
    Hobbies
    • Mountain Biking, Triathlon, Gardening, Japanese Maples
    • Family time
    • Road biking
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.