

Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...

Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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I truly enjoyed working with Greg and his team and felt completely confident recommending them to my clients. From the very beginning, they approached the process with care, intention, and a clear plan tailored to my clients’ needs and long-term...
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Reply from Greg Cowart
February 4th, 2026 02:58 PM
Nicole, I appreciate your kind words and thoughtful review. Working with you has been an absolute pleasure, and I’m grateful for the trust you placed in me and my team. Thank you for your recommendation, and I look forward to any opportunity...
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Exceptional experience from start to finish, Greg Cowart and everyone at The Cowart Team expertly managed our lending needs for our home purchase. From Introduction call, Strategy development, Action Planning, and regular communication touchpoints...
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Reply from Greg Cowart
February 4th, 2026 03:00 PM
Chris, I'm pleased to hear that your experience with me and The Cowart Team was your best yet in mortgage processing. It’s rewarding to know that our approach, from the initial call to consistent communication, made the process smooth and professionally...
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Exceptional experience from start to finish, Greg Cowart and everyone at The Cowart Team expertly managed our lending needs for our home purchase. From Introduction call, Strategy development, Action Planning, and regular communication touchpoints...
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Our loan originator, Greg Coward, matched us with th BEST POSSIBLE financing scenario, and we are grateful.
The ability to close quickly gave us an edge in making an offer on our house. They accepted our first offer we avoided negotiations
The Cowart Team is amazing to work with! Always competitive , professional and wonderful at keeping everyone up to date on the entire loan process. As a realtor, I highly recommend them to my buyers...
Always a great experience with The Cowart Team at NFM Lending! You can count on your deal closing on time while receiving timely updates. Best mortgage team in RVA...
Greg Cowart and his team set the gold standard for service in the mortgage industry.
Reply from Owner
September 25th, 2020 12:00 AM
Thank you for your kind words, Craig! We really appreciate your support!
Emails from Mary Margaret were too long with too much information. Would have liked less and organized per topic. Also received incorrect information from her twice. The first was concerning the homeowners insurance deadline. Then she gave...
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It was a great experience- there are always hiccups but the team walked us through and helped us get to the end
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.