Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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Was a great experience knowing what we were going to expect from start to finish and all the in betweens
Wonderful team and helped in so many ways.
Reply from Owner
October 21st, 2026 12:00 AM
Constance, thank you for your perfect rating. We are pleased to know that your experience with us was a positive one.
Greg and Mary did an outstanding job getting me the best loan possible. They were very communicative and kept me informed throughout the process. The loan cleared underwriting without any issues. Would recommend them to anyone lookking for...
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Greg Cowart at NFM Lending has received a review with 5 star rating from Stephen C
100 percent would reco to a friend or family
Reply from Greg Cowart at NFM Lending
October 20th, 2026 02:00 PM
I'm grateful for your strong recommendation, Constance. It's wonderful to know you would refer a friend or family member to me and The Cowart Team.
From the first phone call through closing, we were able to get all of our questions answered and the whole process went very smoothly.
Reply from Greg Cowart at NFM Lending
October 20th, 2026 01:59 PM
I'm pleased to hear that your experience from the first phone call to closing went smoothly, Allison. At The Cowart Team, ensuring clear communication and answering all your questions is important to me. Thank you for your kind words!
Greg and Mandy answer all question and made the purchase of our first home seamless. I would recommend them again to anybody
Reply from Greg Cowart
October 20th, 2026 01:58 PM
We're pleased to hear that Greg and Mandy were able to make your first home purchase seamless, Chase. At The Cowar Team, providing a smooth and supportive experience is important to us. Thank you for recommending them, and we appreciate your...
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Matt and Mandy did an amazing job on my daughter's FHA loan. They were extremely responsive and prompt in their communications. They ensured that all the steps necessary were taken in the correct order and on time. They checked in with us frequently...
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Reply from Owner
October 21st, 2026 12:00 AM
Robyne, we’re so pleased to hear how well Matt and Mandy handled your daughter’s FHA loan process. It’s wonderful to know their responsiveness and coordination with Julian Spooner at Long & Foster helped secure such favorable terms. We’re grateful...
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I appreciated how Greg explained the back end of the work, showing us exactly how his team came up with the numbers he shared with us. He explained why the interest rate was what it was in a way that I could understand. He explained the process...
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Greg and Mary - Margaret were incredibly patient during our journey and provided advice and education along the way. We always felt like we could call for clarification and always knew what to expect during the process.
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Reply from Greg Cowart at NFM Lending
October 13th, 2026 04:32 PM
Ashley, I'm pleased to hear that you felt supported by both Mary-Margaret and me throughout your journey. It's important to us at The Cowart Team that you had a clear understanding and felt comfortable reaching out whenever needed.
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
