Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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Greg and Mary-Margaret were extremely clear and timely with all of their information. They were quick to respond to any questions we had, and were generally extremely pleasant to work with throughout the whole process. We could not be happier...
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Greg was extremely helpful and patient with me through the whole process. Very detail oriente. He gave clear instructions and advise. Greg did so much for me and was there every step of the way. I had no credit history , nothing in my name...
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Reply from Greg Cowart
July 27th, 2026 02:46 PM
Francis, I'm grateful for your kind words and am pleased to hear that I could assist you in achieving the dream of homeownership. Helping you build your credit and guiding you through each step was my pleasure. My team and I are dedicated to...
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Greg and his team provided the most exceptional service we could have hoped for. They were always available, had clear and proactive communication, engaged in discussion and teaching on all aspects of the loan process, and were a pleasure to...
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Reply from Greg Cowart
July 27th, 2026 02:47 PM
Caleb, I'm grateful for your kind words about the service provided by my team and me. It's wonderful to know that our communication and expertise made a positive impact during your home-buying journey. Thank you for choosing us to assist with...
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Greg and Mary-Margaret were simply outstanding, always responsive and cleared up any confusion and misunderstanding. They helped make a convoluted home-buying process much less stressful and much more manageable, and to boot they were generous...
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Reply from Greg Cowart
July 27th, 2026 02:40 PM
Joseph, I'm pleased to hear that Mary-Margaret and I could assist you in navigating the complexities of the home-buying process. It's great to know that our efforts in reducing some fees helped make your experience more manageable. Your kind...
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You guys always go the extra mile and help educate the buyers and help them through out.
Reply from Greg Cowart
July 27th, 2026 02:45 PM
Raul, I appreciate your kind words about my efforts in educating and supporting buyers throughout the process. It's great to know that you felt we went the extra mile for you. Thank you for sharing your experience with us!
Great job. Knowledge about how best to title the property when considering principal residence, investor, trust or LLC as investor.
Reply from Greg Cowart
July 27th, 2026 02:45 PM
Damian, I appreciate your kind words about my knowledge in property titling options. It's important to me that my clients feel confident in their decisions, and I'm glad I could assist you with this aspect. If you have any more questions or...
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Greg and his team were outstanding and went above and beyond to help make the home buying experience as smooth and easy as possible. We wanted a quick closing, and his team worked to make it happen without a hitch. I’d strongly recommend Greg...
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Greg and his whole team are amazing to work with! They are highly communicative, guaranteed to close the loan on time and they delivered on everything seamlessly! As a Realtor, I highly recommend using Greg Cowart & his lending team.
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Reply from Greg Cowart
July 27th, 2026 02:30 PM
Lisa, thank you for your kind words and for recommending my team and me. I'm pleased to hear that our communication and timely service met your expectations. Working with professionals like you makes the process even more rewarding.
Greg was awesome! He's knowledgeable and was available whenever we had questions or concerns. Helped us close in about 3 weeks with no issues . He's also outgoing and a pleasure to work with .
Reply from Greg Cowart
July 27th, 2026 02:36 PM
Nicole, thank you for your kind words! I'm pleased to hear that you found my knowledge and availability helpful throughout the process. It was great working with you, and I'm glad we were able to close smoothly in about three weeks. If you...
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Overall, I had a good experience. The process began with several phone conversations, and once everything was underway, communication transitioned to email.From the time I started the home purchase process to closing, everything was completed...
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Reply from Greg Cowart
July 27th, 2026 02:35 PM
Heather, thank you for sharing your experience. I'm pleased to hear that the process moved swiftly and that the team maintained good communication throughout. I appreciate your feedback regarding the title company and will take it into consideration....
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
