Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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100 percent would reco to a friend or family
From the first phone call through closing, we were able to get all of our questions answered and the whole process went very smoothly.
Greg and Mandy answer all question and made the purchase of our first home seamless. I would recommend them again to anybody
Matt and Mandy did an amazing job on my daughter's FHA loan. They were extremely responsive and prompt in their communications. They ensured that all the steps necessary were taken in the correct order and on time. They checked in with us frequently...
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I appreciated how Greg explained the back end of the work, showing us exactly how his team came up with the numbers he shared with us. He explained why the interest rate was what it was in a way that I could understand. He explained the process...
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Greg and Mary - Margaret were incredibly patient during our journey and provided advice and education along the way. We always felt like we could call for clarification and always knew what to expect during the process.
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Reply from Greg Cowart at NFM Lending
October 13th, 2026 04:32 PM
Ashley, I'm pleased to hear that you felt supported by both Mary-Margaret and me throughout your journey. It's important to us at The Cowart Team that you had a clear understanding and felt comfortable reaching out whenever needed.
Excellent experience from start to finish!
Reply from Greg Cowart at NFM Lending
October 13th, 2026 03:35 PM
I'm pleased to hear that you had an excellent experience from start to finish, Ashley. At The Cowart Team, my goal is to ensure a smooth and positive process for every client.
Your communication, patience and overall service to your customers is unmatched. Thank you for being such a great partner along our journey towards a home sale.
Reply from Greg Cowart at NFM Lending
October 7th, 2026 04:30 PM
Thomas, I appreciate your kind words and am glad to have been a supportive partner in your home sale journey. It's important to me that communication and service are top-notch, and I'm pleased that we could assist you so well.
I won an amazing weekend at the Iron Blossom Music Festival from the Cowart team! I will never forget the weekend, but more importantly, I want to acknowledge the focus and care that the Cowart group brings to mortgages. I recently asked a...
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Reply from Greg Cowart at NFM Lending
September 28th, 2026 05:04 PM
Alistair, I'm so glad to hear you enjoyed the Iron Blossom Music Festival weekend! Thank you for recognizing the dedication and care that my team at The Cowart Team Home Loans brings to each mortgage process. It's wonderful to know that your...
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Great team - easy to work with through all steps of the lending process.
Reply from Greg Cowart at NFM Lending
September 28th, 2026 05:07 PM
I'm pleased to hear that you found the team at The Cowart Team Home Loans easy to work with, Emina. Thank you for your kind words about our lending process.
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
