Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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Greg and his staff helped me navigate a very complicated loan process for over a year and now My family and I live on a large piece of property in a beautiful custom home.
Reply from Greg Cowart
January 23rd, 2025 04:51 PM
It's fantastic to hear about your positive experience, James! It was my pleasure to guide you through the loan process, as complex as it was. Thanks for taking the time to share your experience and for the 5-star rating. Let us know if there's...
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Greg and Mary Margaret went above and beyond to help us with our situation that was made complicated by a domino closing as well as a buyer with a lender who wasn't nearly as competent. we can't thank you all enough for supporting us and having...
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Reply from Greg Cowart
January 2nd, 2025 08:14 PM
I'm really thrilled to hear about your positive experience, Catherine! It was a complex situation, but I'm glad Mary Margaret and I could assist and make things easier for you. Please don't hesitate to reach out if you need any more assistance...
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The entire team was great to work with. Matt and Mandy did an excellent job. They were easy to work with and very professional. I feel very fortunate to have worked with Greg and the entire team!
Reply from Greg Cowart
December 23rd, 2024 11:02 PM
Michael, I’m so glad Matt and Mandy made the process smooth for you. Providing a seamless and professional experience is always our goal. Thank you for your kind words, please don’t hesitate to reach out if you need anything in the future.
Fast, pain free and VERY informative along the way
Reply from Greg Cowart
December 20th, 2024 07:18 PM
Thank you for sharing your experience, Shawn! I’m thrilled to hear that you found my service at The Cowart Team Home Loans fast, pain-free, and informative. Your perfect rating and feedback mean so much and help us continue to provide top-quality...
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I had the pleasure of working with Greg, Matt, and Josh at NFM, and I couldn’t be more impressed with the experience! From the moment we started the process of buying our first home, Greg and Matt stood out for their transparency and exceptional...
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Reply from Greg Cowart
December 20th, 2024 06:10 PM
Thank you for your review, Taxiarhis! I’m thrilled to hear that Matt, Josh, and I were able to provide you with transparent and exceptional service. Simplifying the home buying process is always our goal, and I’m glad we met your expectations....
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Friendly team.
Reply from Greg Cowart
December 20th, 2024 07:25 PM
Thank you for your feedback, John. We're glad to hear that you found me and The Cowart Team to be friendly. Your rating of 4.66 out of 5 stars is greatly appreciated and will motivate us to keep improving our service. We look forward to assisting...
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We met a tight deadline and got to closing. Working with VCU and a contract made it complicated but the team got it done.
Reply from Greg Cowart
December 20th, 2024 06:20 PM
Thank you for your kind words, Amy! I’m so glad that I, along with The Cowart Team, could meet your expectations and help navigate the complexities of tight deadlines and contract management. Your positive feedback means a lot, and I look forward...
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The best team to work with ensured the house buying process went smoothly and answered all my questions😊
Reply from Greg Cowart
December 20th, 2024 07:27 PM
Thank you for your glowing review, Julia! I’m so glad my team and I could make your home buying process smooth and straightforward. Your feedback means a lot and inspires us to keep delivering excellent service. Let me know if you ever need...
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it was a great experience
Reply from Greg Cowart
December 27th, 2024 10:19 PM
Thank you, Gabriella, for your stellar rating and for taking the time to share your positive experience with Greg Cowart at The Cowart Team Home Loans. We're delighted to hear it was a great experience for you. We truly value your feedback...
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The team was very responsive, even in nights and weekends to both field questions and to get documents out for signing. They were thorough, and made sure we fully understood the numbers as they fluctuated and moved in to their final position....
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Reply from Greg Cowart
November 21st, 2025 08:35 PM
Adam, thank you for your review. I'm pleased that we could provide the support and clarity you needed throughout the process. It's important to me that you felt informed and comfortable with every step. If there's ever anything else you need...
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.
