

Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...

Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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it was great!
I appreciated the high level of expertise from the team. Mary-Margaret kept everything on track and worked very hard to provide multiple options and scenarios to find the right fit. Mandy kept the process flowing right to the end, with documents...
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Was recommended The Cowart Team through my realtor and had a great experience with them. Most of my contact was through Nathan Conway who was helpful, expedient and knowledgeable. He was able to answer even the most inane questions I had about...
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Great team of individuals who care and work deligently to meet your needs
Katie was very knowledgeable and informative, explaining details and ready to answer any questions. The team came up with alternative plans and solutions when our situation changed a number of times, providing confidence and support throughout...
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My husband and I worked mostly with Katie. She was fantastic. She ran a few scenarios for us, explained every number, answered any questions and was a call away if we had more during this process. As our situation changed several times, the...
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The entire team is very knowledgeable, friendly and easy to work with. They are timely and specific with what they need from their customer and what they will do on their end. I found the whole process easy to do.
The whole team is so amazing to work with! Everyone is so friendly and make you feel so valued. Katie was so easy to communicate with and always wen the extra mile.
Reply from Greg Cowart
January 31st, 2025 08:07 PM
Wow, Sarah, a 5-star review – thank you! That really means a lot to me and the whole team here at The Cowart Team Home Loans. I'll be sure to pass along your kind words about Katie – she's a true asset to our team and always goes above and...
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We were truly impressed by the lengths Greg and the Cowart Team went to fully understand our situation and help us formulate a game plan for buying a new home in this crazy housing market. Most loan originators just approve you for a loan,...
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Reply from Greg Cowart
February 7th, 2025 09:21 PM
Eric, your words mean the world to me and the entire Cowart Team. We truly appreciate you taking the time to share your experience. It’s incredibly rewarding to hear that our efforts to understand your unique situation and develop a solid game...
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Mary Margaret and Greg were both great to work with and helped us navigate a complex situation. Thank you!
Reply from Greg Cowart
January 23rd, 2025 05:01 PM
I'm thrilled to hear you had a positive experience, Alexander. Navigating complex situations is part of the job, and your acknowledgment means a lot to both Mary Margaret and me. We're always here to make your lending experience as smooth as...
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.