

Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...

Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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We had a great experience working with NFM Lending. Mary-Margaret Wells, our loan originator, was professional, knowledgeable, and incredibly supportive throughout the entire process. She was always available to answer our questions and made...
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The best part was the continuous communication from the team. I was able to contact the team at any time, the team was able to answer all my questions and explained the process step by step.
Reply from Greg Cowart
September 17th, 2025 05:27 PM
Maintaining open communication is definitely an essential part of the process, and I'm pleased it made your experience more comfortable. Being available to answer questions and walk you through each step is something I aim for with every client....
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My experience was really good this was my second time ever getting a home loan. Greg and his team fought hard for me and my family against the crooked government controlled underwriters. They were never going to give up on me no matter how...
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Reply from Greg Cowart
July 16th, 2025 04:18 PM
Jonathan, thank you for sharing your experience. I'm glad I could support you and your family through the challenging process of securing a home loan. It means a lot that you trusted me to navigate the complexities involved. I’m here to make...
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I cannot say enough about the incredible experience my fiancé and I had with the Cowart Lending Team! From start to finish, they were nothing short of exceptional in helping us secure our dream home. The home loan process can be daunting, but...
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I thought buying a will be very stressful, but it wasn't because of NFM lending.
Reply from Greg Cowart
July 8th, 2025 03:17 PM
I'm glad to hear that your experience with NFM Lending was not as stressful as you expected. Making the home buying process smooth and manageable for my clients is one of my top priorities. Thank you for taking the time to share your positive...
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Greg Cowart at NFM Lending has received a review with 5 star rating from Nazish A
We had a great experience. Everyone we worked with was knowledgeable, helpful, and timely/attentive throughout every step of the process. Thank you!
Greg showed great patience and understanding through the entire process. He and his team worked quickly to provide an expedited closing and land my new home in two weeks.
Reply from Greg Cowart
June 25th, 2025 01:40 PM
I'm thrilled to hear that you had a great experience, Logan. It was a pleasure assisting you, and I'm glad our team could provide knowledgeable, helpful, and timely service throughout the process. Thank you for your kind words and for choosing...
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Greg showed great patience and understanding through the entire process. He and his team worked quickly to provide an expedited closing and land my new home in two weeks.
Everything was as easy as I would expect! Great communication. We ran into a few snags with paperwork during underwriting, but I think that is to be expected and everything was able to be worked out. We also had one issue with receiving multiple...
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Reply from Greg Cowart
June 25th, 2025 01:41 PM
I'm glad to hear that you found the process easy and that communication was effective. I appreciate your understanding regarding the paperwork and the multiple "final closing" amounts. It's great to know that everything was resolved satisfactorily....
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.