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Greg Cowart at NFM Lending - Branch Manager | Mortgage Consultant | NMLS# 204399 in Richmond, VA

Greg Cowart at NFM Lending

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Branch Manager | Mortgage Consultant | NMLS# 20439...

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Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process. Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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  • Encompass
    J
    Joseph D
    Topping, VA
    Posted on October 5th, 2025 03:20 PM
    Mary-Margaret and Mandy Barden were both great to work with. Both were always very helpful and very knowledgable and responded to any question very quickly (even after work hours). This was a lot easier of a process than any other house I have...
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    Joel D W
    Sandston, VA
    Posted on October 1st, 2025 10:08 AM
    All members on the team were very knowledgeable and expedient in steps ahead and were proactive in getting things done so there wouldn't be any hold ups.
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    Richard M
    Cumberland, VA
    Posted on September 14th, 2025 05:04 PM
    Everything from start to finish was fantastic. Nathan and Mandy are rockstars. Both answered every phone call and text message faster than would be expected at nearly anytime of day. The service from these 2 was outstanding. I have nothing...
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    Reply from Greg Cowart
    September 17th, 2025 02:20 PM
    We appreciate your kind words about your recent experience. It’s wonderful to know that from start to finish, you found the process seamless and supportive. Nathan and Mandy are indeed valuable members of our team, and it’s great to hear that...
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    K
    Kelsea M
    Cumberland, VA
    Posted on September 14th, 2025 10:37 AM
    Good experience with Nathan and Mandy, always responsive and helpful.
    Reply from Greg Cowart
    September 17th, 2025 02:17 PM
    It's great to hear that you had a positive experience from start to finish. I'm pleased to know that Nathan and Mandy provided the level of service you were hoping for. I appreciate your kind words about the team, and if you ever need any assistance...
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    Gregg D D
    Mineral, VA
    Posted on August 20th, 2025 01:37 PM
    I was confused when Mary Margaret started the process and then many took over I didn't know there was a handoff and wasn't sure who to talk to
    Reply from Greg Cowart
    September 17th, 2025 02:22 PM
    Thank you for bringing this to our attention. We understand how important clear communication is, especially during a process as complex as obtaining a loan. Our team strives to provide seamless service, and we apologize for any confusion the...
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    C
    Clinton G P
    Quinton, VA
    Posted on August 18th, 2025 02:25 PM
    The entire process went extremely smooth. Little to no hiccups.
    Reply from Greg Cowart
    September 17th, 2025 02:24 PM
    We're pleased to know that your experience with us was smooth and practically hiccup-free, Clinton. Ensuring a seamless process is one of our key goals at The Cowart Team Home Loans. Thank you for sharing your feedback, and if you ever need...
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    Clint P
    Posted on August 18th, 2025 12:00 AM
    Greg Cowart at NFM Lending has received a review with 5 star rating from Clint P
  • Encompass
    J
    Johnny L
    Manakin Sabot, VA
    Posted on August 17th, 2025 12:01 PM
    We appreciate that you have your clients best interest in mind, the depth of your knowledge, filtering details that are most important and relaying to your clients with respect and never talking down to them. You are eager to educate and give...
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    Reply from Greg Cowart
    September 17th, 2025 02:25 PM
    Johnny, we value your recognition of our dedication to keeping our clients' best interests at the forefront. Our goal is to provide clear communication and insight, ensuring that everyone feels respected and informed throughout the process....
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    Garland T S
    Henrico, VA
    Posted on August 12th, 2025 09:05 PM
    Absolutely beyond helpful and had a wonderfully smooth process through it all. Thank you for getting us into our new hom!
    Reply from Greg Cowart
    September 17th, 2025 02:28 PM
    We're pleased to know that your experience with us was both helpful and smooth. At The Cowart Team Home Loans, we aim to make the home buying process as straightforward and stress-free as possible. Thank you for sharing your experience and...
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  • Encompass
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    Robert S
    Chesterfield, VA
    Posted on August 12th, 2025 08:45 PM
    The entire staff at NFM Lending treated us like family from the moment we first called until the day we closed. Their love and support were clear in every heartfelt conversation, making the entire experience enjoyable and easy for my wife and...
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    Reply from Greg Cowart
    September 17th, 2025 02:29 PM
    We appreciate your kind words, Robert. It’s wonderful to hear that our team at The Cowart Team Home Loans made you and your wife feel like family throughout the process. Providing love and support in every interaction is something we deeply...
    read more
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    About
    Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process. Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team. Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
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    Positions
    • NFM Lending - Branch Manager/Mortgage Loan Originator
      Nov 1st, 2015 - Current
    Memberships
    • BNI
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 204399
    Achievements
    • Top 1% of Mortgage Originators in America 2013 - Present
    • Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
    • 5 Star Mortgage Professional 2015 - Current
    • View All
    Hobbies
    • Mountain Biking, Triathlon, Gardening, Japanese Maples
    • Family time
    • Road biking
    Disclaimer

    NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.