

Greg Cowart at NFM Lending
Branch Manager | Mortgage Consultant | NMLS# 20439...

Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior... Show More
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Great experience overall . Mandy and Mary-Margaret got us through it all and could not have felt better about the whole experience
It was great to work with the best team in the business!
Will need to let Cecilia answer...
Greg and his team made the entire process as smooth as possible and keep me informed the entire time.
Greg Cowart at NFM Lending has received a review with 5 star rating from Andrew S
The home-buying process isn’t for the faint of heart, but the Cowart Team made it feel effortless. They kept me informed at every step and made sure I always knew what was coming next. In the middle of a major life change, Greg didn’t just...
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Greg and Mary-Margaret were great to work with . Updated me often and was very informative . They supported me through the whole process and continue to after my closing! very good experience!
Reply from Greg Cowart
November 21st, 2025 07:53 PM
Terri, I appreciate you sharing your experience. It's great to know that you felt well-supported and informed throughout the process. Keeping you updated and providing guidance is something I take seriously, and I'm glad it made a difference...
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Greg Cowart at NFM Lending has received a review with 5 star rating from Terri H
Greg and his team were knowledgeable and professional . They helped us to save a lot of money!
Reply from Greg Cowart
November 21st, 2025 07:54 PM
Ryan, I appreciate your feedback on my services. I'm pleased that you found my team knowledgeable and professional, and that we were able to help you save money. If there's anything else you need or if you have any further questions, feel free...
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You guys were great! I know my tax structure can make things on your end extremely difficult for traditional lending, but you guys worked hard and thought outside the box to make it happen!
Reply from Greg Cowart
November 4th, 2025 04:59 PM
Seth, I'm pleased to hear that you appreciated the effort I put into making your lending experience a success. Navigating complex tax structures can indeed be challenging, but finding the right solutions for my clients is something I strive...
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About
Greg has been originating mortgages for over 20 years and has helped over 5,000 families through the homebuying process.
Greg’s career began in education and counseling; where he worked as a school counselor and coach for eight years prior to entering real estate. The same kindness and openness, and the caring approach he honed as a counselor continues to serve him in every interaction with his clients and members of his team.
Greg has led The Cowart Team, backed by NFM Lending, as branch manager for seven years. He is regarded as one of the top lenders in Richmond, having been ranked in the top 1% of mortgage lenders in the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Positions
- NFM Lending - Branch Manager/Mortgage Loan OriginatorNov 1st, 2015 - Current
Memberships
- BNI
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 204399
Awards
Achievements
- Top 1% of Mortgage Originators in America 2013 - Present
- Top 5 Originator at NFM Lending - 2015 Current - CEO CLUB
- 5 Star Mortgage Professional 2015 - Current
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Hobbies
- Mountain Biking, Triathlon, Gardening, Japanese Maples
- Family time
- Road biking
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.