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Ginny Richards - Sr. Loan Officer  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Sr. Loan Officer | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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  • google
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    Happy W
    Posted on November 8th, 2024 04:15 PM
    Ginny was a lifesaver. She expertly navigated me through the entire process, taught me so much, and if it wasn’t for her, my escrow would’ve fallen through. I can’t say enough, good things about her. She went the extra mile every step of the...
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    Reply from Owner
    November 22nd, 2024 05:13 PM
    I'm overjoyed to hear that you had such a positive experience, Happy! It was my pleasure to guide you through the process and I'm thrilled I could help ensure your escrow didn't fall through. Hearing such kind feedback is incredibly rewarding....
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    Heather W
    Ukiah, CA
    Posted on November 8th, 2024 04:13 PM
    Ginny was a life saver. She expertly navigated me through the whole process, taught me so much, and truly if she t wasn't for her, my escrow would have fallen through. She went the extra mile every step of the way. I can't say enough good things...
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    Reply from Ginny Richards
    November 8th, 2024 07:26 PM
    Hi Heather, Wow, your kind words made my day! I'm thrilled to hear that you had such a positive experience with Kind Lending and that I could play a part in that. It was truly my pleasure guiding you through the process and ensuring everything...
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    Kevin M
    Ukiah, CA
    Posted on November 8th, 2024 04:05 PM
    Ginny took over on a loan that was botched by another lender half way through or escrow Ginny got it done in record time with no hiccups impressive
    Reply from Ginny Richards
    November 8th, 2024 07:25 PM
    Thank you so much, Kevin, for your kind words and the stellar rating. It was my pleasure to step in and assist you with your client's loan. At Kind Lending, we strive to make the lending process as seamless as possible, especially in challenging...
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    Kinsey M
    Ukiah, CA
    Posted on November 1st, 2024 05:23 PM
    Thank you Ginny for making everything so smooth!
    Reply from Ginny Richards
    November 1st, 2024 05:26 PM
    So glad to hear that you had a smooth experience, Kinsey! It was an absolute pleasure helping you with your home loan. I'm here if you need any more assistance in the future! Thanks for your kind words and the stellar 5-star review. It really...
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    Laura X
    Ukiah, CA
    Posted on October 31st, 2024 03:52 PM
    Ginny is on point all the time. My favorite lender to work with!
    Reply from Ginny Richards
    October 31st, 2024 04:02 PM
    Hi Laura, I'm thrilled to hear such good feedback. It's wonderful to know you enjoyed working with me and Kind Lending. Your satisfaction is my top priority and I'm delighted to hear that reflected in your review. I look forward to working...
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    Hillary C
    Ukiah, CA
    Posted on October 31st, 2024 03:23 PM
    The support and guidance I received from Ginny throughout the loan process was outstanding. As a first time home buyer, navigating the home-buying process can certainly seem daunting, but Ginny was there every step of the way to answer questions...
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    Reply from Ginny Richards
    October 31st, 2024 04:03 PM
    Hi Hillary, I'm over the moon to hear about your positive experience with me during your home-buying journey. It was truly my pleasure to guide you through the process and I'm glad I could be there to answer any questions you had. Knowing that...
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    McKenna G
    Ukiah, CA
    Posted on October 24th, 2024 08:46 PM
    Very good all the time
    Reply from Ginny Richards
    October 24th, 2024 08:39 PM
    Hi McKenna, thank you so much for the glowing review! I'm thrilled to hear that your clients had such a positive experience. I strive to deliver professionalism and attention to detail in every interaction, so I'm glad it was noticed and appreciated....
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    A G U
    Posted on October 24th, 2024 06:36 PM
    It was an absolute pleasure working with you, Ginny! My clients couldn't stop raving about how seamless and positive their experience was with you. Your professionalism and attention to detail truly made a lasting impression. I’m looking forward...
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    Reply from Owner
    November 4th, 2024 08:07 PM
    Thank you, McKenna. It was my pleasure to work with you and your clients.
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    Brennon H
    Ukiah, CA
    Posted on October 21st, 2024 09:32 PM
    Ginny is amazing. My support and foundation for the home buying process quickly became Ginny Richards and she helped me through every step with excellent communication and wonderful support!
    Reply from Ginny Richards
    October 21st, 2024 11:41 PM
    I'm absolutely thrilled to hear that you had such a positive experience, Brennon! Helping clients through the home buying process is always a joy for me, and I'm so glad I could be there for you every step of the way. Your kind words truly...
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    Myriah B
    Posted on October 7th, 2024 09:11 PM
    Ginny Richards has received a review with 5 star rating from Myriah B
    Reply from Owner
    October 21st, 2024 11:42 PM
    I'm absolutely delighted to hear that you had a positive experience with me at Kind Lending. It's always wonderful to receive a full 5-star rating. I strive to provide the best service to all my clients and your feedback affirms the hard work...
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.