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Ginny Richards - Producing Branch Manager  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Producing Branch Manager | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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5 Star
98%
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1%
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Reviews from Web
  • SFTP
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    Lorrene P
    Ukiah, CA
    Posted on May 6th, 2025 10:28 PM
    Customer service is hard to find in these times. Ginny was beyond amazing! Ginny asks the questions you haven't even thought to ask yourself. I heard "I got that" many times during this transaction and she absolutely followed through on anything...
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    Reply from Ginny Richards
    May 6th, 2025 10:35 PM
    I'm thrilled to hear that you had such a positive experience, Lorrene. It was a pleasure assisting you, and I'm glad I could address all your needs effectively. Thank you for your kind words and for recommending my services. Your satisfaction...
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    Barton P
    Ukiah, CA
    Posted on May 5th, 2025 02:47 PM
    Ginny is amazing...great communicator her performance has always been above and beyond!
    Reply from Ginny Richards
    May 5th, 2025 04:39 PM
    Thank you for your kind words, Bart. I'm thrilled to hear that you found my communication effective and that you were satisfied with my performance. It was my pleasure to assist you and your client through the home loan process. Let's do it...
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    Bob D
    Posted on April 18th, 2025 12:43 AM
    Ginny was a complete pleasure to work with!My clients are very grateful for her excellent guidance and advice throughout the entire lending process. I look forward to working with her again very soon!5 star service and highly recommended!Cheers!🏝☀️...
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    Reply from Owner
    August 19th, 2025 03:15 PM
    I'm truly glad to hear that working together was such a pleasant experience for you and your clients. It's great to know that my guidance was appreciated throughout the lending process. Your recommendation means a lot, and I'm looking forward...
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    Clifford L
    Ukiah, CA
    Posted on April 8th, 2025 04:21 PM
    Ginny was very personal and proactive, patient too, educating me about the process, keeping me on task in a pleasant way and worked with me as a true support throughout this complicated time, sensitive undertaking.
    Reply from Ginny Richards
    April 8th, 2025 04:32 PM
    I'm thrilled to hear that you found the process both informative and supportive. It was a pleasure assisting you through the home loan process. Thank you for your kind words and trust in my services at Kind Lending.
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    Bob D
    Ukiah, CA
    Posted on April 8th, 2025 02:11 PM
    Ginny has been in the business for a long time an continues to exceed excellence.
    Reply from Ginny Richards
    April 8th, 2025 04:02 PM
    I'm thrilled to hear that you had a positive experience, Bob. It was a pleasure assisting you and your client, and I appreciate your kind words about my work. Thank you for your feedback.
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    Laura X
    Redwood Valley, CA
    Posted on March 13th, 2025 03:32 PM
    Excellent at what she does! Highly recommend!
    Reply from Ginny Richards
    March 13th, 2025 03:43 PM
    Laura, thank you so much for the fantastic review! I'm thrilled to hear that you had such a positive experience. It was a pleasure working with you, and I'm here for any future needs you might have. Wishing you all the best!
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    Johanna B
    Ukiah, CA
    Posted on March 11th, 2025 05:23 PM
    Extremely competent from her many years of experience. We were completely at ease knowing we could trust that she always made our best interest her top priority . Highly recommend .
    Reply from Ginny Richards
    March 11th, 2025 05:47 PM
    Johanna, thank you so much for your kind words. It was truly a pleasure working with you and helping you with your loan needs. I'm thrilled to hear that you felt at ease and that you trusted me throughout the process. Your satisfaction and...
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    Michael V
    Posted on January 24th, 2025 04:45 PM
    Ginny Richards has received a review with 5 star rating from Michael V
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    Michael V
    Ukiah, CA
    Posted on January 24th, 2025 04:45 PM
    Ginny was very pleasant to work with. She has a deep understanding of how the whole process works. There was not a question she couldn't answer. Excellent communicator. If you need a lender, see Ginny.
    Reply from Ginny Richards
    January 24th, 2025 04:58 PM
    I'm thrilled that your experience with me at Kind Lending was top-notch, Michael! It was a pleasure working with you, and I'm glad that my knowledge and communication helped make the loan process easier for you. Remember, if you ever have more...
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  • SFTP
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    Victor C
    Ukiah, CA
    Posted on January 13th, 2025 05:30 PM
    Ginny was very thorough and educational. She made our job as the buyer super easy with exact Instructions of what she needed. From starting at the initial appointment, to be at our signing to close the home. We appreciate her dedication and...
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    Reply from Ginny Richards
    January 13th, 2025 05:49 PM
    Thank you so much for your kind words, Victor. I'm thrilled to hear that you had such a positive experience with the loan process at Kind Lending. Your satisfaction as a buyer is my top priority, and I'm delighted that the clear instructions...
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.