Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny has been in the business for a long time an continues to exceed excellence.
Reply from Ginny Richards
April 8th, 2025 04:02 PM
I'm thrilled to hear that you had a positive experience, Bob. It was a pleasure assisting you and your client, and I appreciate your kind words about my work. Thank you for your feedback.
Excellent at what she does! Highly recommend!
Reply from Ginny Richards
March 13th, 2025 03:43 PM
Laura, thank you so much for the fantastic review! I'm thrilled to hear that you had such a positive experience. It was a pleasure working with you, and I'm here for any future needs you might have. Wishing you all the best!
Extremely competent from her many years of experience. We were completely at ease knowing we could trust that she always made our best interest her top priority . Highly recommend .
Reply from Ginny Richards
March 11th, 2025 05:47 PM
Johanna, thank you so much for your kind words. It was truly a pleasure working with you and helping you with your loan needs. I'm thrilled to hear that you felt at ease and that you trusted me throughout the process. Your satisfaction and...
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Ginny Richards has received a review with 5 star rating from Michael V
Ginny was very pleasant to work with. She has a deep understanding of how the whole process works. There was not a question she couldn't answer. Excellent communicator. If you need a lender, see Ginny.
Reply from Ginny Richards
January 24th, 2025 04:58 PM
I'm thrilled that your experience with me at Kind Lending was top-notch, Michael! It was a pleasure working with you, and I'm glad that my knowledge and communication helped make the loan process easier for you. Remember, if you ever have more...
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Ginny was very thorough and educational. She made our job as the buyer super easy with exact Instructions of what she needed. From starting at the initial appointment, to be at our signing to close the home. We appreciate her dedication and...
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Reply from Ginny Richards
January 13th, 2025 05:49 PM
Thank you so much for your kind words, Victor. I'm thrilled to hear that you had such a positive experience with the loan process at Kind Lending. Your satisfaction as a buyer is my top priority, and I'm delighted that the clear instructions...
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Ginny was great to work with. She was very friendly and knowledgeable and had great communicatio. I look forward to working with her again and I would definitely recommend her to y future clients.
Reply from Ginny Richards
January 9th, 2025 06:00 PM
Hello Tressa! It's such a pleasure to see your positive feedback. It's terrific to know that you found my services at Kind Lending to be helpful. I aim to provide friendly and well-informed solutions and it makes me happy to know that I was...
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IT was a great, easy, painless experience and the process went smoothly/
Reply from Ginny Richards
November 25th, 2024 05:34 PM
I'm absolutely thrilled to hear that you had a smooth and painless experience with your client's loan, Lia. Your satisfaction is my top priority, and I'm so pleased that I was able to meet your expectations. Your glowing feedback definitely...
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Ginny Richards has received a review with 5 star rating from A G U
Ginny was fabulous! She was very patient and always helpful. She made it easy to get everything necessary to be successful in getti g the funding we needed!
Reply from Ginny Richards
November 22nd, 2024 05:12 PM
Hi Amanda, it truly warms my heart to hear that you had a positive experience with Kind Lending. Patience and helpfulness are qualities I strive for every day, and I'm thrilled to hear they made a difference in your journey. I am glad that...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.