Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny is the most knowledgeable person in the business, she went above and beyond for us to make sure our deal happened without a hiccup . We would reccommend her to anyone looking to buy a home. We appreciate all of her help to make our transaction...
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Ginny Richards is the best, a superstar in the field of lending! She is very supportive through every step of the home buying process leaving no question unanswered. She always has your back and your well being in mind, you will find no one...
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From the very first phone call Ginny provided support in the home buying process that was beyond excellent! She explained every detail sometimes more than once because I was slow to retain the volumes of information involved for this first...
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Reply from Ginny Richards
September 3rd, 2026 04:38 PM
Tami, I truly appreciate your kind words and am so pleased to know that you felt supported and informed throughout your home buying journey. It means a lot to me that you took the time to visit my office and share your experience. I'm grateful...
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Ginny went above and beyond to help with this transaction . She was extremely helpful and knowledgeable throughout our process . I would and will highly recommend her to anyone that has an upcoming home purchase in the future . Thank you Ginny...
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Reply from Ginny Richards
September 3rd, 2026 03:27 PM
Dale, I appreciate your kind words and am happy to hear that you found the process easy and pleasant. It's great to know that my knowledge and support were helpful to you. Thank you for recommending me, and I'm here if you need any assistance...
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Ginny made the whole process easy to understand for this first time buyer. She was very helpful during house hunting to explain what to watch out for and what made a home qualify for lending and which wouldn't. Very helpful.
Reply from Ginny Richards
September 3rd, 2026 03:26 PM
James, I'm grateful to know that I could help make the process easy to understand for you as a first-time buyer. It was my pleasure to assist you during house hunting and explain the key aspects of home qualification. If you have any more questions...
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Ginney provides great service to her clients and their agents. She is always available and keeps you updated on the process. That is not true with all lenders.
Reply from Ginny Richards
September 1st, 2026 05:28 PM
Diane, I appreciate your kind words about my service and commitment to keeping everyone informed. It's important to me to be accessible and provide updates throughout the process. Thank you for your support and trust in me as your lender.
Ginny Richards has received a review with 5 star rating from Aaron T
Reply from Owner
September 1st, 2026 05:29 PM
Thank you, Aaron, for the great rating! I appreciate your support and am here if you need anything in the future.
Great experience
Reply from Ginny Richards
August 31st, 2026 06:51 PM
Aaron, I appreciate your kind words. I'm happy to hear you had a great experience with Kind Lending. If you ever have any questions or need assistance in the future, feel free to reach out.
Ginny was great and super communicative!
Reply from Ginny Richards
August 31st, 2026 02:40 PM
Madalyn, I appreciate your kind words. I'm happy to know that you found my communication helpful. If there's anything else I can assist you with, please let me know. Congratulations on your new home!
Ginny was phenomenal throughout the process of working with our mutual client. This specific transaction had veen been in the works for over a year and Ginny never once gave up even theoufh through many difficult obstacles. She explained everything...
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Reply from Ginny Richards
August 30th, 2026 11:18 PM
Cerra, I'm grateful for your kind words and for acknowledging the effort that went into this transaction. Navigating challenges together and ensuring clear communication is always my goal. I couldn't have done it without you! I truly appreciate...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.