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Ginny Richards - Sr. Loan Officer  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Sr. Loan Officer | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ...... Show More
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Overall Ratings
4.97
(357)
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Reviews from Web
  • 5.0
    SFTP
    S
    Sean H
    Nice, CA
    Posted on July 1st, 2026 10:55 PM
    Ginny is the best
    Reply from Ginny Richards
    July 1st, 2026 11:08 PM
    Sean, I appreciate your kind words and am pleased to know you had a positive experience. Thank you for sharing your thoughts!
  • 5.0
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    L
    Lisa O
    Willits, CA
    Posted on June 14th, 2026 02:10 PM
    Great experienc, Ginny is very knowledgeable and did everything in a timely manner.
    Reply from Ginny Richards
    June 15th, 2026 03:02 PM
    I'm grateful for your kind words, Lisa. It's nice to know that my knowledge and timely service made for a great experience. If there's anything more I can do for you, please let me know.
  • 5.0
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    L
    Lindsay G
    Bermuda Dunes, CA
    Posted on June 3rd, 2026 03:58 PM
    Ginny went above and beyond to make sure we understood and felt comfortable with the process as first time home buyers. She was able to clearly express what we needed to do and the swift cadence that keeps things moving for approval. She was...
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    Reply from Ginny Richards
    June 3rd, 2026 04:14 PM
    Lindsay, I'm grateful for your kind words and happy to hear that you felt comfortable and well-guided through the process. It's important to me that first-time home buyers like you have a positive experience, and I'm pleased I could help. If...
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  • 5.0
    SFTP
    J
    John M
    Bermuda Dunes, CA
    Posted on June 2nd, 2026 03:36 PM
    Ginny was amazing, helped us with a lot of things we would of not know. we will be using Ginny again!
    Reply from Ginny Richards
    June 2nd, 2026 04:01 PM
    I'm grateful for your kind words, Jj. It's great to know I could assist you and Lindsay with everything you needed. I look forward to working with you again in the future!
  • 5.0
    SFTP
    A
    Alex M
    Ukiah, CA
    Posted on May 27th, 2026 07:25 PM
    The best there is!!!!
    Reply from Ginny Richards
    May 27th, 2026 07:38 PM
    Thank you, Alex, for your enthusiastic feedback! I'm grateful to know you feel that way. If there's anything more I can do for you, please let me know.
  • 5.0
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    M
    Mae B
    Ukiah, CA
    Posted on May 26th, 2026 03:07 PM
    Ginny was incredible every step of the way!
    Reply from Ginny Richards
    May 26th, 2026 03:28 PM
    I'm grateful for your kind words, Mae. It's great to know that you felt supported throughout the process. Thank you for sharing your experience!
  • 5.0
    SFTP
    J
    James M
    Ukiah, CA
    Posted on May 1st, 2026 03:36 PM
    Ginny was very professional, organized and a total pleasure to work with. All my objectives were acheived Ang I couldn't be more pleased with her.
    Reply from Ginny Richards
    May 1st, 2026 04:26 PM
    James, I'm so glad to hear that you found my approach professional and organized. It's appreciated to know that we were able to achieve all your objectives together. Thank you for sharing your positive experience; it was a pleasure working...
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  • 5.0
    SFTP
    J
    John L
    Fort Bragg, CA
    Posted on April 17th, 2026 03:20 PM
    e moirst contacted Jenny until this moment of her performance review has been nothing less than stellar!
    Reply from Ginny Richards
    April 17th, 2026 03:53 PM
    I'm pleased to hear that you've had such a positive experience with my performance so far, John. It's great to know that my efforts have been appreciated. If you need anything else, feel free to reach out.
  • 5.0
    SFTP
    A
    Angela F
    Petaluma, CA
    Posted on April 11th, 2026 04:48 PM
    Ginny at Kind lending was fantastic to work with! The transaction went smoothly and she was able to get it done within a very short timeframe. I would definitely be happy to work with her again.
    Reply from Ginny Richards
    April 13th, 2026 03:31 PM
    Angela, I'm grateful for your kind words and am pleased to hear that the transaction went smoothly. It's great to know that you were satisfied with the timeframe. I look forward to the opportunity of working with you again in the future.
  • 5.0
    SFTP
    S
    Stacie L
    Ukiah, CA
    Posted on March 21st, 2026 06:19 PM
    Ginny is a valuable asset to Kind lending and the company is lucky to have her. If it was not for her I would have used a different company. Kindly, Stacie Lynch
    Reply from Ginny Richards
    March 23rd, 2026 04:24 PM
    I'm grateful for your words, Stacie. Knowing that my efforts were a significant part of your decision to choose Kind Lending means a lot. If you need any further assistance or have questions in the future, I'm here to help. Thank you for taking...
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  • 10 of 347
    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
    332
    /850
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.