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Ginny Richards - Sr. Loan Officer  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Sr. Loan Officer | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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  • SFTP
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    Myriah B
    Redwood Valley, CA
    Posted on October 7th, 2024 09:11 PM
    Ginny Richards is a great lender and would definitely refer her to everyone I know!! It was truly the best experience iv had working with a mortgage company!
    Reply from Ginny Richards
    October 7th, 2024 09:15 PM
    Thanks so much for the glowing review, Myriah! I'm thrilled to hear that you had such a positive experience with Kind Lending and my services. Your recommendation means a lot to me and I'm glad I could provide the best experience you've had...
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    Amelia R
    Willits, CA
    Posted on October 7th, 2024 08:34 PM
    Ginny was very helpful and patient. She answered questions I had and went over everything I needed to know!
    Reply from Ginny Richards
    October 7th, 2024 08:57 PM
    I appreciate your kind review, Amelia. It was a pleasure to assist you and ensure you have all the information you needed for your home loan. Your feedback means a lot! Remember, I'm always here to help at Kind Lending. Thank you for the 5-star...
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    Karena J
    Willits, CA
    Posted on October 1st, 2024 01:53 PM
    Ginny is amazing. Such a professional! I know that both my client and myself are in good hands when Ginny is handling the lending side of the process. Looking forward to the next chance of working with her.
    Reply from Ginny Richards
    October 1st, 2024 04:14 PM
    Thrilled to hear such positive feedback, Karena! It's always rewarding to know that both you and your client felt secure and taken care of during the lending process. It's my priority to instill confidence in my clients. I, too, am eagerly...
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    Antonio T
    Fort Bragg, CA
    Posted on September 24th, 2024 10:15 PM
    Enjoyed working with Ginny, she was very communicative and knowledgeable.
    Reply from Ginny Richards
    September 24th, 2024 10:30 PM
    I'm thrilled to hear you had such a positive experience, Antonio! Your feedback is greatly appreciated. It was a pleasure to assist you with your home loan. I pride myself on clear communication and sharing my knowledge to provide the best...
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    Michelle D
    Fort Bragg, CA
    Posted on September 24th, 2024 06:31 PM
    Hi, As a local RE Agent, I have referred clients to Ginny for many years. It is always a positive experience.
    Reply from Ginny Richards
    September 24th, 2024 06:41 PM
    I'm thrilled to hear your kind words, Michelle! It's always a pleasure working with you and your referrals. Providing a positive experience is what I strive for at Kind Lending. Thank you for the wonderful review and the 5-star rating. Looking...
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    Kristy P
    Nice, CA
    Posted on September 7th, 2024 03:50 PM
    Ginny made my first home buying process extremely easy and enjoyable. She always kept in contact and was very quick to respond to my calls/texts. She even showed up on closing day while I signed my docs! I would definitely call Ginny again...
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    Reply from Ginny Richards
    September 9th, 2024 03:14 PM
    Hi Kristy, I'm thrilled to hear about your positive experience with Kind Lending and that I could assist in making your first home buying process a smooth one. Keeping open lines of communication is key and I'm glad that this was delivered....
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    Shannon B
    Posted on September 3rd, 2024 10:45 PM
    Ginny is the best of the best! Available when you need her and always a smile no matter what going's on. Highly recommend!
    Reply from Owner
    September 4th, 2024 04:24 AM
    Thank you, Shannon. It was such a pleasure to work with you and your client. Your attention to detail and availability made for a smooth transaction. Thank you for trusting me with your friend.
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    Shannon B
    Nice, CA
    Posted on September 3rd, 2024 10:45 PM
    Wow! Talk about above and beyond! It did not matter what time or what day. Ginny was there when my client and I needed her. She got the job done and she educated us along the way. Thank you Ginny for your dedication to your craft.
    Reply from Ginny Richards
    September 3rd, 2024 11:28 PM
    Thank you so much for your kind words! It was truly a pleasure working with you and your client. I’m thrilled to hear that my efforts made a positive impact and that you felt supported throughout the process. Your feedback means a lot to me,...
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    Alicia W
    Ukiah, CA
    Posted on August 14th, 2024 04:29 AM
    Ginny was very helpful, kind, and informative. We needed to process the loan quickly, and Jenny really helped to keep the process moving quickly and smoothly. I will definitely recommend her to friends and co-workers.
    Reply from Ginny Richards
    August 14th, 2024 03:48 PM
    Thank you so much, Alicia! It was my pleasure to assist you. I'm really happy to hear that you found the loan process seamless and quick. Your kind words mean a lot to me and the whole team here at Kind Lending. I look forward to working with...
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    Shelly B
    Posted on August 12th, 2024 10:17 PM
    Ginny Richards is a gem! Knowledgeable and efficient. Couldn't ask for a better lender!
    Reply from Owner
    September 4th, 2024 04:29 AM
    Thank you, Shelly. Love working with you and your clients. You’re always on top of your game. It’s always so fun and refreshing working with you. Thank you for trusting me with your clients
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.