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Ginny Richards - Sr. Loan Officer  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Sr. Loan Officer | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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  • SFTP
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    Christie G
    Ukiah, CA
    Posted on May 29th, 2025 05:23 PM
    Ginny was the ultimate professional, always in communication with me every step ...her service was over and above my expectation. She is very knowledgeable of the loan process and guided me unerringly thru in a way that I could understand....
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    Reply from Ginny Richards
    May 29th, 2025 05:29 PM
    I'm thrilled to hear that you had such a positive experience. It was a pleasure to assist you throughout the loan process and ensure you felt informed and confident in your decisions. Your kind words and trust in my expertise mean a lot, and...
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    Coleton M
    Ukiah, CA
    Posted on May 20th, 2025 12:59 AM
    Ginny was amazing. She was quick to respond, quick to act, and very kind and professional throughout the entire process.
    Reply from Ginny Richards
    May 20th, 2025 03:41 PM
    I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you, and I'm glad I could provide quick and professional service. Thank you for your kind words and for choosing Kind Lending.
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    Rick M
    Posted on May 19th, 2025 03:23 PM
    Great lender! Great to work with! Thank you!
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    Richard M
    Ukiah, CA
    Posted on May 19th, 2025 03:22 PM
    Highly recommend to anyone who asks. Docusign was great also. Was kept informed during the whole process. Thank you, thank you.
    Reply from Ginny Richards
    May 19th, 2025 04:56 PM
    I'm thrilled to hear that you had such a positive experience with Kind Lending. It was a pleasure assisting you, and I'm glad that the process, including the use of Docusign, met your expectations. Thank you for your kind recommendation.
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    Shannon R
    Redwood Valley, CA
    Posted on May 13th, 2025 09:00 PM
    Ginny the loan Jeanie does it again! Always a pleasure working with her. She is so good at what she does.
    Reply from Ginny Richards
    May 13th, 2025 09:19 PM
    I'm thrilled to hear that you had such a positive experience, Shannon. It's always a pleasure working with you, and I appreciate your kind words. Thank you for trusting me with your client!
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    Skylar G
    Redwood Valley, CA
    Posted on May 12th, 2025 03:18 PM
    Ginny is incredible. She my sister with a house last year. And just helped me get a house. She made the process easy and explained everything along the way. She is easy to work with and great to ask questions too.
    Reply from Ginny Richards
    May 12th, 2025 03:24 PM
    I'm thrilled to hear that you found the home-buying process easy and informative. It was a pleasure assisting both you and your sister. Thank you for your kind words and trust in my services. If you have any further questions, feel free to...
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    Lorrene P
    Ukiah, CA
    Posted on May 6th, 2025 10:28 PM
    Customer service is hard to find in these times. Ginny was beyond amazing! Ginny asks the questions you haven't even thought to ask yourself. I heard "I got that" many times during this transaction and she absolutely followed through on anything...
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    Reply from Ginny Richards
    May 6th, 2025 10:35 PM
    I'm thrilled to hear that you had such a positive experience, Lorrene. It was a pleasure assisting you, and I'm glad I could address all your needs effectively. Thank you for your kind words and for recommending my services. Your satisfaction...
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    Barton P
    Ukiah, CA
    Posted on May 5th, 2025 02:47 PM
    Ginny is amazing...great communicator her performance has always been above and beyond!
    Reply from Ginny Richards
    May 5th, 2025 04:39 PM
    Thank you for your kind words, Bart. I'm thrilled to hear that you found my communication effective and that you were satisfied with my performance. It was my pleasure to assist you and your client through the home loan process. Let's do it...
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    Bob D
    Posted on April 18th, 2025 12:43 AM
    Ginny was a complete pleasure to work with!My clients are very grateful for her excellent guidance and advice throughout the entire lending process. I look forward to working with her again very soon!5 star service and highly recommended!Cheers!🏝☀️...
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    Reply from Owner
    August 19th, 2025 03:15 PM
    I'm truly glad to hear that working together was such a pleasant experience for you and your clients. It's great to know that my guidance was appreciated throughout the lending process. Your recommendation means a lot, and I'm looking forward...
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    Clifford L
    Ukiah, CA
    Posted on April 8th, 2025 04:21 PM
    Ginny was very personal and proactive, patient too, educating me about the process, keeping me on task in a pleasant way and worked with me as a true support throughout this complicated time, sensitive undertaking.
    Reply from Ginny Richards
    April 8th, 2025 04:32 PM
    I'm thrilled to hear that you found the process both informative and supportive. It was a pleasure assisting you through the home loan process. Thank you for your kind words and trust in my services at Kind Lending.
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.