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Ginny Richards - Producing Branch Manager  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Producing Branch Manager | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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Reviews from Web
  • SFTP
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    James U
    Ukiah, CA
    Posted on July 16th, 2025 07:19 PM
    Highly recommend Ginny and Kind Lending. Process was smooth as silk.
    Reply from Ginny Richards
    July 16th, 2025 07:38 PM
    I'm glad to hear that everything went smoothly for you. Your recommendation means a lot to me. If you ever need assistance in the future, don't hesitate to reach out. Thank you for taking the time to share your experience!
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    Kendyl S
    Posted on June 23rd, 2025 03:20 PM
    I cannot recommend Ginny highly enough! As my lending officer at Kind Lending, she made what could have been an overwhelming home-buying process incredibly smooth and manageable.From day one, Ginny was exceptionally responsive – always quick...
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    Alex M
    Ukiah, CA
    Posted on June 17th, 2025 04:48 PM
    Ginny is excellent with followip an communication
    Reply from Ginny Richards
    June 17th, 2025 05:29 PM
    I'm glad to hear that you were pleased with the follow-up and communication. It was a pleasure assisting your clients with their loan. Thank you for your kind words, Alex.
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    Kendyl S
    Ukiah, CA
    Posted on June 17th, 2025 04:36 PM
    I cannot recommend Ginny highly enough! She made what could have been an overwhelming home-buying process incredibly smooth and manageable.From day one, Ginny was exceptionally responsive – always quick to return calls, answer questions, and...
    read more
    Reply from Ginny Richards
    June 17th, 2025 05:28 PM
    I'm thrilled to hear that your home-buying process was smooth and manageable. It was a pleasure assisting you, and I'm delighted my guidance and proactive communication made a positive impact. Your kind words about my dedication and expertise...
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    Christie G
    Ukiah, CA
    Posted on May 29th, 2025 05:23 PM
    Ginny was the ultimate professional, always in communication with me every step ...her service was over and above my expectation. She is very knowledgeable of the loan process and guided me unerringly thru in a way that I could understand....
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    Reply from Ginny Richards
    May 29th, 2025 05:29 PM
    I'm thrilled to hear that you had such a positive experience. It was a pleasure to assist you throughout the loan process and ensure you felt informed and confident in your decisions. Your kind words and trust in my expertise mean a lot, and...
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  • SFTP
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    Coleton M
    Ukiah, CA
    Posted on May 20th, 2025 12:59 AM
    Ginny was amazing. She was quick to respond, quick to act, and very kind and professional throughout the entire process.
    Reply from Ginny Richards
    May 20th, 2025 03:41 PM
    I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you, and I'm glad I could provide quick and professional service. Thank you for your kind words and for choosing Kind Lending.
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    Rick M
    Posted on May 19th, 2025 03:23 PM
    Great lender! Great to work with! Thank you!
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    Richard M
    Ukiah, CA
    Posted on May 19th, 2025 03:22 PM
    Highly recommend to anyone who asks. Docusign was great also. Was kept informed during the whole process. Thank you, thank you.
    Reply from Ginny Richards
    May 19th, 2025 04:56 PM
    I'm thrilled to hear that you had such a positive experience with Kind Lending. It was a pleasure assisting you, and I'm glad that the process, including the use of Docusign, met your expectations. Thank you for your kind recommendation.
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    Shannon R
    Redwood Valley, CA
    Posted on May 13th, 2025 09:00 PM
    Ginny the loan Jeanie does it again! Always a pleasure working with her. She is so good at what she does.
    Reply from Ginny Richards
    May 13th, 2025 09:19 PM
    I'm thrilled to hear that you had such a positive experience, Shannon. It's always a pleasure working with you, and I appreciate your kind words. Thank you for trusting me with your client!
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    Skylar G
    Redwood Valley, CA
    Posted on May 12th, 2025 03:18 PM
    Ginny is incredible. She my sister with a house last year. And just helped me get a house. She made the process easy and explained everything along the way. She is easy to work with and great to ask questions too.
    Reply from Ginny Richards
    May 12th, 2025 03:24 PM
    I'm thrilled to hear that you found the home-buying process easy and informative. It was a pleasure assisting both you and your sister. Thank you for your kind words and trust in my services. If you have any further questions, feel free to...
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.