

Ginny Richards
Producing Branch Manager | NMLS #330735

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
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Reviews from Web
Highly recommend Ginny and Kind Lending. Process was smooth as silk.
Reply from Ginny Richards
July 16th, 2025 07:38 PM
I'm glad to hear that everything went smoothly for you. Your recommendation means a lot to me. If you ever need assistance in the future, don't hesitate to reach out. Thank you for taking the time to share your experience!
I cannot recommend Ginny highly enough! As my lending officer at Kind Lending, she made what could have been an overwhelming home-buying process incredibly smooth and manageable.From day one, Ginny was exceptionally responsive – always quick...
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Ginny is excellent with followip an communication
Reply from Ginny Richards
June 17th, 2025 05:29 PM
I'm glad to hear that you were pleased with the follow-up and communication. It was a pleasure assisting your clients with their loan. Thank you for your kind words, Alex.
I cannot recommend Ginny highly enough! She made what could have been an overwhelming home-buying process incredibly smooth and manageable.From day one, Ginny was exceptionally responsive – always quick to return calls, answer questions, and...
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Reply from Ginny Richards
June 17th, 2025 05:28 PM
I'm thrilled to hear that your home-buying process was smooth and manageable. It was a pleasure assisting you, and I'm delighted my guidance and proactive communication made a positive impact. Your kind words about my dedication and expertise...
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Ginny was the ultimate professional, always in communication with me every step ...her service was over and above my expectation. She is very knowledgeable of the loan process and guided me unerringly thru in a way that I could understand....
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Reply from Ginny Richards
May 29th, 2025 05:29 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure to assist you throughout the loan process and ensure you felt informed and confident in your decisions. Your kind words and trust in my expertise mean a lot, and...
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Ginny was amazing. She was quick to respond, quick to act, and very kind and professional throughout the entire process.
Reply from Ginny Richards
May 20th, 2025 03:41 PM
I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you, and I'm glad I could provide quick and professional service. Thank you for your kind words and for choosing Kind Lending.
Great lender! Great to work with! Thank you!
Highly recommend to anyone who asks. Docusign was great also. Was kept informed during the whole process. Thank you, thank you.
Reply from Ginny Richards
May 19th, 2025 04:56 PM
I'm thrilled to hear that you had such a positive experience with Kind Lending. It was a pleasure assisting you, and I'm glad that the process, including the use of Docusign, met your expectations. Thank you for your kind recommendation.
Ginny the loan Jeanie does it again! Always a pleasure working with her. She is so good at what she does.
Reply from Ginny Richards
May 13th, 2025 09:19 PM
I'm thrilled to hear that you had such a positive experience, Shannon. It's always a pleasure working with you, and I appreciate your kind words. Thank you for trusting me with your client!
Ginny is incredible. She my sister with a house last year. And just helped me get a house. She made the process easy and explained everything along the way. She is easy to work with and great to ask questions too.
Reply from Ginny Richards
May 12th, 2025 03:24 PM
I'm thrilled to hear that you found the home-buying process easy and informative. It was a pleasure assisting both you and your sister. Thank you for your kind words and trust in my services. If you have any further questions, feel free to...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.