Ginny Richards
Producing Branch Manager | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Reviews from Web
Ginny Richards has received a review with 5 star rating from Ian R
Reply from Owner
October 8th, 2025 08:01 PM
Thank you, Ian. Always a pleasure to work with you. Thank you for choosing Kind
Second time we've used Ginny, she's always very helpful and communicative. Explains the process briefly and clearly but will always take the time to go over the details if necessary. We'll definitely use her and kind lending again in the future....
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Reply from Ginny Richards
October 8th, 2025 05:18 PM
It's wonderful to know that you've returned to work with me again and found the experience helpful and communicative. I strive to provide clear explanations and am always here to delve into the details whenever needed. I appreciate your continued...
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We had a fantastic experience working with Ginny Richards at Kind Lending. From start to finish, Ginny made the entire loan process smooth, stress-free, and even enjoyable. Her deep industry knowledge and years of experience were evident in...
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Reply from Ginny Richards
August 19th, 2025 03:14 PM
Brittany, I'm truly grateful for your kind words. It means so much to know that I was able to make the loan process a positive experience for you. I'm glad that my communication and attention to detail helped you feel supported and confident...
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Ginny Richards has received a review with 5 star rating from Carlos C
Reply from Owner
March 23rd, 2026 04:24 PM
I appreciate the excellent rating, Carlos. If there's ever anything else you need, feel free to reach out.
Hi my name is Carlos C and Ginny was super patiet and worked super fast and professional with me . She explained Everyhting perfect and if I didn't understand she would try to explain in a way that I could understand if. i Would definitely...
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Reply from Ginny Richards
August 18th, 2025 02:08 PM
Thank you, Carlos, for your kind words. I'm glad I could provide you with fast and professional service while making sure everything was clear. Your willingness to refer friends and family is the greatest compliment I could receive. If there's...
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Ginny is informative easy to work with. I refer every one I work with to her , I trust her to do the best job for my buyers
Reply from Ginny Richards
August 15th, 2025 04:28 PM
Thank you, Russ, for sharing your thoughts. I'm grateful for your trust and the opportunity to work with your clients. It's important to me to provide information clearly and make the process as smooth as possible. Your referrals mean a lot,...
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Ginny is the best loan officer you could ever have! She is thorough, thoughtful, friendly, punctual, and a great educator. We had no doubt that she had our back through the entire home-purchasing process. She worked seamlessly with our realtor,...
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Reply from Owner
August 22nd, 2025 12:34 AM
Thank you so much Andi. It was my pleasure to assist you in your home financing. Thank you for trusting me with your home loan.
Ginny is the best loan officer you could ever have! She is thorough, thoughtful, friendly, punctual, and a great educator. We had no doubt that she had our back through the entire home-purchasing process. She worked seamlessly with our realtor,...
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Reply from Ginny Richards
August 7th, 2025 03:21 PM
Thank you so much for your heartfelt review, Angela. It's truly rewarding to hear that you felt supported throughout the home-purchasing process and that my approach met your high standards. I genuinely enjoyed working closely with both you...
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Ginny is amazing! She's very thorough prequalifying her borrowers and she's very efficient. I will always recommend her to my buyers.
Glenys Simmons
RE/MAX Gold
Reply from Ginny Richards
July 23rd, 2025 05:11 PM
I'm pleased to hear that you find my prequalification process thorough and efficient. It's wonderful to know that you feel confident recommending me to your buyers. Working with you is a joy, and I look forward to assisting more of your clients...
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Working with Ginny and Kind Lending was excellent and I recommend them when you are looking to buy, refinance or use your equity.
Reply from Owner
April 17th, 2026 03:53 PM
Thank you, James, for your recommendation. I'm pleased to know that you had an excellent experience with me and Kind Lending. If there's anything else I can assist you with, please feel free to reach out.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.