Ginny Richards

Name: Kind Lending - Ukiah, CA
Address: 309 West Perkins Street, Ukiah, California, 95482
Telephone: +1-707-489-5633
Rating: 4.97

Sr. Loan Officer | NMLS #330735

Kind Lending - Ukiah, CA

4.97

(383)

Mortgage

Mortgage Loan Officer

Contact Info

(707) 489-5633

Ukiah, CA

https://kindlending.com/grichards

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4.97

(383)

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Hi my name is Carlos C and Ginny was super patiet and worked super fast and professional with me . She explained Everyhting perfect and if I didn't understand she would try to explain in a way that I could understand if. i Would definitely...

Reply from Ginny Richards

August 18th, 2025 02:08 PM

Thank you, Carlos, for your kind words. I'm glad I could provide you with fast and professional service while making sure everything was clear. Your willingness to refer friends and family is the greatest compliment I could receive. If there's...

Ginny is informative easy to work with. I refer every one I work with to her , I trust her to do the best job for my buyers

Reply from Ginny Richards

August 15th, 2025 04:28 PM

Thank you, Russ, for sharing your thoughts. I'm grateful for your trust and the opportunity to work with your clients. It's important to me to provide information clearly and make the process as smooth as possible. Your referrals mean a lot,...

Ginny is the best loan officer you could ever have! She is thorough, thoughtful, friendly, punctual, and a great educator. We had no doubt that she had our back through the entire home-purchasing process. She worked seamlessly with our realtor,...

Reply from Owner

August 22nd, 2025 12:34 AM

Thank you so much Andi. It was my pleasure to assist you in your home financing. Thank you for trusting me with your home loan.

Reply from Ginny Richards

August 7th, 2025 03:21 PM

Thank you so much for your heartfelt review, Angela. It's truly rewarding to hear that you felt supported throughout the home-purchasing process and that my approach met your high standards. I genuinely enjoyed working closely with both you...

Ginny is amazing! She's very thorough prequalifying her borrowers and she's very efficient. I will always recommend her to my buyers. Glenys Simmons RE/MAX Gold

Reply from Ginny Richards

July 23rd, 2025 05:11 PM

I'm pleased to hear that you find my prequalification process thorough and efficient. It's wonderful to know that you feel confident recommending me to your buyers. Working with you is a joy, and I look forward to assisting more of your clients...

Working with Ginny and Kind Lending was excellent and I recommend them when you are looking to buy, refinance or use your equity.

Reply from Owner

April 17th, 2026 03:53 PM

Thank you, James, for your recommendation. I'm pleased to know that you had an excellent experience with me and Kind Lending. If there's anything else I can assist you with, please feel free to reach out.

Highly recommend Ginny and Kind Lending. Process was smooth as silk.

Reply from Ginny Richards

July 16th, 2025 07:38 PM

I'm glad to hear that everything went smoothly for you. Your recommendation means a lot to me. If you ever need assistance in the future, don't hesitate to reach out. Thank you for taking the time to share your experience!

I cannot recommend Ginny highly enough! As my lending officer at Kind Lending, she made what could have been an overwhelming home-buying process incredibly smooth and manageable.From day one, Ginny was exceptionally responsive – always quick...

Ginny is excellent with followip an communication

Reply from Ginny Richards

June 17th, 2025 05:29 PM

I'm glad to hear that you were pleased with the follow-up and communication. It was a pleasure assisting your clients with their loan. Thank you for your kind words, Alex.

I cannot recommend Ginny highly enough! She made what could have been an overwhelming home-buying process incredibly smooth and manageable.From day one, Ginny was exceptionally responsive – always quick to return calls, answer questions, and...

Reply from Ginny Richards

June 17th, 2025 05:28 PM

I'm thrilled to hear that your home-buying process was smooth and manageable. It was a pleasure assisting you, and I'm delighted my guidance and proactive communication made a positive impact. Your kind words about my dedication and expertise...

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About

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Mortgage Refinance

Specialities

Home Loans

Refinance Loan

Home Purchase Loans

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Addresses and Serving Areas

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Year Started

2021

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #330735

Hobbies

Paddle Boarding

Disclaimer

©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.