Ginny Richards

Name: Kind Lending - Ukiah, CA
Address: 309 West Perkins Street, Ukiah, California, 95482
Telephone: +1-707-489-5633
Rating: 4.97

Sr. Loan Officer | NMLS #330735

Kind Lending - Ukiah, CA

4.97

(383)

Mortgage

Mortgage Loan Officer

Contact Info

(707) 489-5633

Ukiah, CA

https://kindlending.com/grichards

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4.97

(383)

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So happy to have Ginny as my loan officer. I trust her judgement and integrity without question. She is transparent, upfront and extremely responsive throughout an incredibly stressful process. I hope to continue to do business with her and...

Reply from Ginny Richards

January 28th, 2026 04:45 PM

I'm grateful to hear about the trust and confidence you have in my services, Elizabeth. Being transparent and responsive throughout your loan process is something I strive for, and it’s reassuring to know it made a difference. I look forward...

Ginny is always very helpful. Still today she is there for us if we have questions about our mortgage.

Reply from Ginny Richards

December 8th, 2025 07:05 PM

It's wonderful to know that I can continue to be a resource for any mortgage questions you might have. I'm glad to be of help throughout your journey. If you need further assistance, please feel free to reach out anytime.

She is straight forward and informitive. Could not ask for a better person to deal with finances on my behalf. Thank you so much, she needs 10,000 raises and to head up your training and development department.

Reply from Ginny Richards

December 3rd, 2025 04:21 PM

I'm appreciative of your kind words, Jerry. It's rewarding to know that you found our interactions straightforward and informative. Your feedback about my role and potential in training and development is very encouraging. If you need any assistance...

Ginny was amazing throughout this whole process. I appreciate her efforts and will definitely be recommending her to others!

Reply from Ginny Richards

November 24th, 2025 10:53 PM

It's great to know that you felt supported throughout the process, Kimberlee. I appreciate your intent to recommend my services to others. If there's anything more I can assist you with in the future, please feel free to reach out. Thank you...

Another great job, Ginny!

Reply from Ginny Richards

November 22nd, 2025 03:43 PM

Thanks for your feedback, Nancy. I'm grateful for the opportunity to work with you once more. If there's anything else I can do for you, please let me know.

Ginny Richards is absolutely the best! She’s incredibly hardworking, detail-oriented, and always goes above and beyond for her clients. Ginny catches every little thing and makes sure the process runs smoothly from start to finish. You can...

Reply from Ginny Richards

October 30th, 2025 05:50 PM

I appreciate your kind words and feedback, Alex. Ensuring a smooth process for my clients is always a top priority, and I'm glad to know my efforts are making a positive impact. Your support is invaluable, and I'm here whenever you need assistance...

Ginny Richards has received a review with 5 star rating from Ian R

Reply from Owner

October 8th, 2025 08:01 PM

Thank you, Ian. Always a pleasure to work with you. Thank you for choosing Kind

Second time we've used Ginny, she's always very helpful and communicative. Explains the process briefly and clearly but will always take the time to go over the details if necessary. We'll definitely use her and kind lending again in the future....

Reply from Ginny Richards

October 8th, 2025 05:18 PM

It's wonderful to know that you've returned to work with me again and found the experience helpful and communicative. I strive to provide clear explanations and am always here to delve into the details whenever needed. I appreciate your continued...

We had a fantastic experience working with Ginny Richards at Kind Lending. From start to finish, Ginny made the entire loan process smooth, stress-free, and even enjoyable. Her deep industry knowledge and years of experience were evident in...

Reply from Ginny Richards

August 19th, 2025 03:14 PM

Brittany, I'm truly grateful for your kind words. It means so much to know that I was able to make the loan process a positive experience for you. I'm glad that my communication and attention to detail helped you feel supported and confident...

Ginny Richards has received a review with 5 star rating from Carlos C

Reply from Owner

March 23rd, 2026 04:24 PM

I appreciate the excellent rating, Carlos. If there's ever anything else you need, feel free to reach out.

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About

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Down Payment Assistance

Mortgage Refinance

Specialities

Home Loans

Refinance Loan

Home Purchase Loans

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Addresses and Serving Areas

Primary Serving Area

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Year Started

2021

Time Zone

Pacific Standard Time (PST)

Licenses

NMLS #330735

Hobbies

Paddle Boarding

Disclaimer

©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.