Ginny Richards
Producing Branch Manager | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Reviews from Web
Ginny is a valuable asset to Kind lending and the company is lucky to have her. If it was not for her I would have used a different company.
Kindly,
Stacie Lynch
Reply from Ginny Richards
March 23rd, 2026 04:24 PM
I'm grateful for your words, Stacie. Knowing that my efforts were a significant part of your decision to choose Kind Lending means a lot. If you need any further assistance or have questions in the future, I'm here to help. Thank you for taking...
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Ginny Richards has received a review with 5 star rating from Leo D L T
Reply from Owner
February 11th, 2026 10:53 PM
I appreciate your positive rating, Leo. Thank you for your support.
Ginny was outstanding and she is one of a kind. She went above and beyond by providing the best service!
Reply from Ginny Richards
February 10th, 2026 04:26 PM
Leonardo, it's great to know that you felt the service went above and beyond. I always aim to deliver the best possible experience, and your feedback is truly appreciated. If there's anything more I can do for you, please let me know.
So happy to have Ginny as my loan officer. I trust her judgement and integrity without question. She is transparent, upfront and extremely responsive throughout an incredibly stressful process. I hope to continue to do business with her and...
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Reply from Ginny Richards
January 28th, 2026 04:45 PM
I'm grateful to hear about the trust and confidence you have in my services, Elizabeth. Being transparent and responsive throughout your loan process is something I strive for, and it’s reassuring to know it made a difference. I look forward...
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Ginny is always very helpful. Still today she is there for us if we have questions about our mortgage.
Reply from Ginny Richards
December 8th, 2025 07:05 PM
It's wonderful to know that I can continue to be a resource for any mortgage questions you might have. I'm glad to be of help throughout your journey. If you need further assistance, please feel free to reach out anytime.
She is straight forward and informitive. Could not ask for a better person to deal with finances on my behalf. Thank you so much, she needs 10,000 raises and to head up your training and development department.
Reply from Ginny Richards
December 3rd, 2025 04:21 PM
I'm appreciative of your kind words, Jerry. It's rewarding to know that you found our interactions straightforward and informative. Your feedback about my role and potential in training and development is very encouraging. If you need any assistance...
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Ginny was amazing throughout this whole process. I appreciate her efforts and will definitely be recommending her to others!
Reply from Ginny Richards
November 24th, 2025 10:53 PM
It's great to know that you felt supported throughout the process, Kimberlee. I appreciate your intent to recommend my services to others. If there's anything more I can assist you with in the future, please feel free to reach out. Thank you...
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Another great job, Ginny!
Reply from Ginny Richards
November 22nd, 2025 03:43 PM
Thanks for your feedback, Nancy. I'm grateful for the opportunity to work with you once more. If there's anything else I can do for you, please let me know.
Ginny Richards is absolutely the best! She’s incredibly hardworking, detail-oriented, and always goes above and beyond for her clients. Ginny catches every little thing and makes sure the process runs smoothly from start to finish. You can...
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Reply from Ginny Richards
October 30th, 2025 05:50 PM
I appreciate your kind words and feedback, Alex. Ensuring a smooth process for my clients is always a top priority, and I'm glad to know my efforts are making a positive impact. Your support is invaluable, and I'm here whenever you need assistance...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.