Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was wonderful to work with, from the first encounter to the final closing. She was attentive, organized, knowledgeable, straight forward and available. Although the process of obtaining a mortgage can be daunting, she was there every...
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Ginny and Ross and the processing team are amazing!! I am an escrow office and have the pleasure of working with them on many transactions and when I was buying a house I knew that they are the ones I wanted to use. Ginny anticipate any possible...
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Super awesome service! Ginny went above and beyond to make this process as painless as possible.
PROFESSIONAL, THOROUGH, PUNCTUAL, COURTEOUS, RESPECTFUL. PATIENT, HELPFUL, SUPPORTIVE, : bEST EXPERIENCE ONE COULD ASK FOR
Ginny was great to work with. She made sure the whole process was as smooth and stress free as can be.
We recently bought our first home and Ginny made the experience absolutely amazing. Buying our first home was a little overwhelming and intimidating but with Ginny’s guidance we were able to have a pretty easy home buying experience.
Ginny is very knowledgeable, experienced,
professional and friendly.
Ginny listened and knew what we were looking for. She is detail oriented and found significant savings for us on collateral issues. We’ve gone to her for years and we’ll turn to her again. Thank you Ginny
Our experience with Ginny Richards at Stearns Lending was fabulous. Ginny provided us with the tools we needed to get through the difficult home financing process. Each hurdle we encountered was met with a clear and logical explanation. We...
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Ginny was very straight forward and to the point which I appreciated very much she answered any and all questions I had and made the whole process very smooth and comforting.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.