Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was knowledgeable, caring and professional.
Ginny is knowledgable and great at communicating. I’m thankful for all her hard work, she made rhe process as easy as one like this can be.
Thanks Ginny!
Ginny Richards is hands down the best in the business, not only is she a respected colleague but an amazing friend. She truly knows her stuff and talks you through anything you don't understand. We love Ginny!!
be calm---explain slowly and in simple terms....make sure the customer understands all the issues...make sure the finances on the settlement are done carefully--and dont leave unanswered issues not complete....
Ginny was nothing but patient, kind, and transparent with me, all traits that make a world of difference for a first-time home buyer like myself. I can and will recommend her to friends and family. Thank you for helping me to make my dreams...
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Ginny made purchasing our first home easy and stress free. Professional, courteous, and just a phone call she was available to us for any questions or concerns we had during the process. We would recommend Ginny Richards to anyone looking to...
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Ginny made this the best house buying experience I have ever had, bar none!
Ginny was always available by phone/text and followed through quickly. We needed to close on the sell of our house and the purchase of our new house simultaneously, she made it happen. She is very clear about what is needed to make the process...
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It was a pleasure working with Ginny. She was professional, extremely organized, responsive, straight forward and mostly importantly — personable. Ginny made the transaction smooth and easy by anticipating possible issues instead of trying...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.