Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was very proactive and let me know exactly what was needed from me from the start. She communicated every step of the way. She was very pleasant to work with and I would recommend her to anyone who is purchasing a home. Buying a home...
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Very knowledgeable, available, and professional. Thank you Ginny!
Ginny was absolutely amazing. She was very informative, she was helpful and pleasant, and made it very easy to understand the process in which we were dealing with. I would highly recommend Stearns lending and Ginny Richards if you are interested...
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Very clear Instructions with all the answers to my many questions. Being a first time buyer. Genny was so informative. Anthony Lance
Ginny made this process very easy. I am so appreciative of her communication with us and how quickly things moved along to close. She is extremely knowledgeable and truly amazing.
Was a wonderful experience
Her professionalism and expertise along with her friendly personality makes doing business with her an absolute pleasure.
The essence of professionalism bonded with care, concern, and diligence. Her experience, knowledge, and can-do attitude made what is normally a challenging and harrying transaction into a controlled and well performed exercise. Thank you Ginny...
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Genny Richards was amazing, she went above and beyond to help get approval for house! All I can say is YOU CAN REALLY DEPEND ON HER, SHE'LL GET IT DONE! Thank you Genny Richards for everything, you rock!
I would give Ginny a "Great" rather than an "OK" review except that my total closing cost was underestimated and I had to pay over $2500 more. Having purchased 2 homes in the past, I have never encountered the situation where the total closing...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.