Ginny Richards
Producing Branch Manager | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny was great to work with. She made sure the whole process was as smooth and stress free as can be.
We recently bought our first home and Ginny made the experience absolutely amazing. Buying our first home was a little overwhelming and intimidating but with Ginny’s guidance we were able to have a pretty easy home buying experience.
Ginny is very knowledgeable, experienced,
professional and friendly.
Ginny listened and knew what we were looking for. She is detail oriented and found significant savings for us on collateral issues. We’ve gone to her for years and we’ll turn to her again. Thank you Ginny
Our experience with Ginny Richards at Stearns Lending was fabulous. Ginny provided us with the tools we needed to get through the difficult home financing process. Each hurdle we encountered was met with a clear and logical explanation. We...
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Ginny was very straight forward and to the point which I appreciated very much she answered any and all questions I had and made the whole process very smooth and comforting.
Ginny was very proactive and let me know exactly what was needed from me from the start. She communicated every step of the way. She was very pleasant to work with and I would recommend her to anyone who is purchasing a home. Buying a home...
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Very knowledgeable, available, and professional. Thank you Ginny!
Ginny was absolutely amazing. She was very informative, she was helpful and pleasant, and made it very easy to understand the process in which we were dealing with. I would highly recommend Stearns lending and Ginny Richards if you are interested...
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Very clear Instructions with all the answers to my many questions. Being a first time buyer. Genny was so informative. Anthony Lance
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.