Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny Richards brought talent, diligence and hard work to this process. Sharing her knowledge made this an easier process for me and gave me a boost to move forward when I was flagging,
I am very grateful for the assistance. Thanks.
Mrs. Richards, keeps me informed but not to the point where it's redundant information. She is very professional and also very personable I highly recommend her for all your mortgage needs.
Ginny went above and beyond for us dealing with difficult real estate and title agents. She really came through and helped us navigate the process with expertise and professionalism! Thank you Ginny for all your hard work!!!
Ginny was extremely helpful. I have never been through a large loan process or home buying. I’m just your regular okie and she was able to walk me through every step. Extremely friendly and outgoing. I could message her and she would respond...
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Ginney was so easy to work with. She answered all our questions and was so helpful. I would recommend some one who was buying a house to go see her. Thanks Ginney
Ginny was great! She was always available by email, text, or phone to answer my questions and concerns. She took the time to make sure i understood all of the docs and kept me informed every step of the way.
Ginny was very patient with me in understanding all the logistics of everything involved. She took the time to insure I understood everything that was happening from beginning to end. Ginny's extensive knowledge in this industry made it a very...
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Buying a home is an exciting experience but it is also very scary and complicated. Ginny made it manageable. She repeatedly took the time to answer my questions and was friendly and patient throughout the entire process.
Ginny recognized that I would need to have constant reminders because of my work schedule and she definitely kept me on task and without her active involvement I would not have been able to get this done in such a timely manner.
As repeat clients of Ginny, we were once again not let down! From our first time sitting down going over options to keeping us updated through closing Ginny was always professional and helpful. We even closed 12 days earlier than anticipated....
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.