

Ginny Richards
Sr. Loan Officer | NMLS #330735

Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny Richards
Ginny really went above and beyond in helping my husband and I. She was friendly and knew her stuff!
Ginny is great to work with.
Ginny was so patient and personable and worked with my husband and I and helped us navigate the complex process of being a first time home buyer. She is honest and excellent at what she does. I would recommend her 100%! She makes sure nothing...
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Ginny stuck with my wife and I for a long time. She answered all our questions. Not only answered them, but answered them in a timely manner. Ginny was very pleasant to work with. We appreciate her wide range of knowledge and her patience....
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Being a first time home buyer can be overwhelming but Ginny went above and beyond to answer all questions. My fiancé and I appreciated her professionalism and patience.
Ginny was very helpful and great to work with.
Ginny made the process so smooth. She was there for me and guided me through every step. She offered me so much great advice from her years of experience. She's awesome!
Was very very helpful
Ginny was well informed. She worked around my work schedule to help me acquire a loan. She understands the buisness and has well established and professional working relationships with all individuals involved in the escrow closing process....
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.