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Ginny Richards - Sr. Loan Officer  |  NMLS #330735 in Ukiah, CA

Ginny Richards

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Sr. Loan Officer | NMLS #330735

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Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She ... Show More
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  • Reviews From Previous Organization
    J
    Jennifer K
    Redwood Valley, CA
    Posted on July 12th, 2019 02:33 PM
    Ginny was honest, up front, very clear and helpful. We’ve had a prior very bad experience and it was refreshing to work with someone who knew our goals and helped us achieve them as close as possible. She was avail during and after business...
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  • Reviews From Previous Organization
    D
    Daniel M
    Ukiah, CA
    Posted on July 10th, 2019 05:42 AM
    Ginny made the process so easy for us. She kept us updated every step of the way. She was always more than willing to answer every question we had. She was so on top of everything that we never had to wonder what was going on. She made what...
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  • Reviews From Previous Organization
    M
    Michael N
    Ukiah, CA
    Posted on July 8th, 2019 03:23 PM
    THANK YOU SO MUCH FOR EVERYTHING, GREAT EXPERIENCE!
  • Zillow
    M
    Mother O T
    Posted on July 6th, 2019 01:19 PM
    I recommend Ginny Richards from Stearns Lending. She provided excellent customer service and made the entire process go smoothly. She worked with us from beginning to end by answering questions, providing options, and guiding the loan process...
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  • Zillow
    M
    Mother O T
    Ukiah, CA
    Posted on July 6th, 2019 12:00 AM
    I recommend Ginny Richards from Stearns Lending. She provided excellent customer service and made the entire process go smoothly. She worked with us from beginning to end by answering questions, providing options, and guiding the loan process...
    read more
  • Reviews From Previous Organization
    D
    Dana A
    Ukiah, CA
    Posted on July 4th, 2019 01:31 AM
    I recommend Ginny Richards from Stearns Lending. She is always friendly and helpful. She is very focused on customer service and is responsive when needed. She goes above and beyond and makes the lending process seem easy. She is available...
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  • Reviews From Previous Organization
    A
    Alexandria N
    Ukiah, CA
    Posted on July 3rd, 2019 02:48 AM
    Ginny was awesome! She made our transaction go as smooth as possible! She was on top of everything! Thank you Ginny!
  • Reviews From Previous Organization
    J
    Justin R
    Redwood Valley, CA
    Posted on July 2nd, 2019 03:11 AM
    Ginny made the home buying process easy and fast. I highly recommend her for anyone looking for a home loan.
  • Reviews From Previous Organization
    B
    Brenda L
    Ukiah, CA
    Posted on June 30th, 2019 08:09 PM
    Ginny is truly a rarity in her field-she cares about her clients and the decisions they are making. She guides you along the way with a friendly nudge to keep you on track. Her integrity is outstanding! Do yourself a favor and call Ginny to...
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  • Zillow
    U
    User99515315
    Willits, CA
    Posted on June 26th, 2019 12:00 AM
    The knowledge, assistance and helpful no punches agent in Ginny. She went above and beyond and helped us to keep our cool a stressful time. She was great to deal with and we would go to her again in a heartbeat.
    Reply from Owner
    June 27th, 2019 12:00 AM
    Thank you. It was my pleasure to assist you with your home purchase
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    About
    Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time. She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Mortgage Refinance
    Specialities
    Home Loans
    Refinance Loan
    Home Purchase Loans
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    Addresses and Serving Areas

    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #330735
    Hobbies
    • Paddle Boarding
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.