Ginny Richards
Producing Branch Manager | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Fantastic!!!
Ginny was efficient and made everything happy so quickly with our loan. She was personable and friendly and so easy to work with!
Ginny was great about explaining everything I needed to know in a way that was simple enough to understand. She was easy to communicate with and very friendly. I would definitely recommend Ginny to anyone looking to buy and finance a home....
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Working with Ginny was a total delightful experience. Ginny is professional, knowledgeable and understanding of your needs. We would highly recommend Ginny to our family and friends .
Ginny was very knowledgeable and made my transaction fast and smooth while getting me a great interest rate! I would highly recommend doing business with her.
Ginny is straight and to the point. She is honest, and very helpful with all of our questions. Her level of professionalism is top notch.
Ginny was honest, up front, very clear and helpful. We’ve had a prior very bad experience and it was refreshing to work with someone who knew our goals and helped us achieve them as close as possible. She was avail during and after business...
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Ginny made the process so easy for us. She kept us updated every step of the way. She was always more than willing to answer every question we had. She was so on top of everything that we never had to wonder what was going on. She made what...
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THANK YOU SO MUCH FOR EVERYTHING, GREAT EXPERIENCE!
I recommend Ginny Richards from Stearns Lending. She provided excellent customer service and made the entire process go smoothly. She worked with us from beginning to end by answering questions, providing options, and guiding the loan process...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.