Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny is a great lender to have on your side! She always takes the time to explain any questions and is very quickly and professionally!
Reply from Ginny Richards
August 9th, 2026 05:03 PM
Nikki, I appreciate your kind words about my dedication to answering questions thoroughly and professionally. Having the opportunity to support you is important to me. Thank you for sharing your experience! Looking forward to our next transaction...
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They made it easy and painless to navigate the house buying proces. She was available to answer our questions and concerns at any given time.
Reply from Ginny Richards
August 8th, 2026 04:45 PM
Luis, I'm happy to know that you found the house buying process easy and painless. Being available to answer your questions was important to me. Thank you for sharing your experience.
Ginny Richards literally puts the KIND in Kind Lending! She is truly a Genie in a Bottle, She worked miracles for us. We were on a strict time line for our loan and Ginny got it done in record time! When one angle didn't work for us, Ginny...
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Reply from Ginny Richards
July 10th, 2026 02:54 PM
Betty, I'm truly thankful for your kind words and the trust you placed in me during your loan process. It's wonderful to know that my approach made the experience enjoyable and that I could assist in finding solutions that worked for you. Your...
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Ginny Richards knows what to do when it comes to real estate lending.
Reply from Owner
July 10th, 2026 02:55 PM
Adam, I appreciate your recognition of my expertise in real estate lending. I'm glad to have been able to assist you effectively. Thank you for your kind words!
I have worked with Ginny Richards for decades. She is the best. The service she gives is outstanding, specially with first time buyers.
That is why I send people to her.
Reply from Ginny Richards
July 6th, 2026 08:58 PM
Adam, I appreciate your long-standing trust and support. It's wonderful to know that you find my service valuable, especially for first-time buyers. Thank you for continuing to refer people to me; it truly means a lot.
Ginny was amazing through it all! She is the best individual to service your needs when it comes to explaining the loan process and what you need to do to achieve it all! She is wonderful and I am greatful ahe was there for our family!
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Reply from Ginny Richards
July 3rd, 2026 05:56 PM
Samuel, I appreciate your kind words about my support throughout the loan process. It's important to me that my clients feel informed and confident every step of the way. I'm thankful to have been part of your family's journey, and I'm here...
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Excellent all the way around
Reply from Owner
July 2nd, 2026 03:40 PM
Sean, I'm pleased to hear that you had an excellent experience. Your feedback is greatly appreciated, and if you ever need assistance in the future, I'm here to help!
Ginny is the best
Reply from Ginny Richards
July 1st, 2026 11:08 PM
Sean, I appreciate your kind words and am pleased to know you had a positive experience. Thank you for sharing your thoughts!
Ginny Richards has received a review with 5 star rating from Property M
Reply from Owner
June 15th, 2026 03:02 PM
Thank you for the great rating! I'm grateful for your support and look forward to continuing to assist you.
Great experienc, Ginny is very knowledgeable and did everything in a timely manner.
Reply from Ginny Richards
June 15th, 2026 03:02 PM
I'm grateful for your kind words, Lisa. It's nice to know that my knowledge and timely service made for a great experience. If there's anything more I can do for you, please let me know.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.