Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Great experience
Reply from Ginny Richards
August 31st, 2026 06:51 PM
Aaron, I appreciate your kind words. I'm happy to hear you had a great experience with Kind Lending. If you ever have any questions or need assistance in the future, feel free to reach out.
Ginny was great and super communicative!
Reply from Ginny Richards
August 31st, 2026 02:40 PM
Madalyn, I appreciate your kind words. I'm happy to know that you found my communication helpful. If there's anything else I can assist you with, please let me know. Congratulations on your new home!
Ginny was phenomenal throughout the process of working with our mutual client. This specific transaction had veen been in the works for over a year and Ginny never once gave up even theoufh through many difficult obstacles. She explained everything...
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Reply from Ginny Richards
August 30th, 2026 11:18 PM
Cerra, I'm grateful for your kind words and for acknowledging the effort that went into this transaction. Navigating challenges together and ensuring clear communication is always my goal. I couldn't have done it without you! I truly appreciate...
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Ginny Richards has received a review with 5 star rating from K O
Reply from Owner
August 30th, 2026 11:13 PM
Thank you for the 5-star rating, K. I’m pleased to know you had a positive experience with Kind Lending. Thank you for your business!
The best experience! i couldn't ask for anything more!
Reply from Ginny Richards
August 27th, 2026 06:15 PM
Melanie, I'm pleased to know you had such a great experience. Your kind words truly mean a lot to me. If there's anything else I can assist you with, please feel free to reach out.
Ginny Richards has received a review with 5 star rating from Isabella M
Reply from Owner
August 27th, 2026 06:44 PM
Thank you, Isabella, for the great rating. I truly appreciate your support and am here if you ever need assistance in the future.
Ginny was so helpful. Program was difficult to use and upload documents but she was able to work around that for us. She communicated all possibilities and helped us prepare with such efficiency. I am very happy with our experience. Thank you...
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Reply from Ginny Richards
August 25th, 2026 03:51 PM
Isabella, I appreciate your kind words and am pleased to know I could assist you with navigating the program. It's great to hear that my communication and efficiency made a positive impact on your experience. If you have any future questions...
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gr to work with made the whole process. Super easy loved working with her would definitely recommend her.
Reply from Ginny Richards
August 25th, 2026 03:50 PM
Stanley, I appreciate your kind words and am happy to hear that the process was easy for you. Thank you for recommending me; it means a lot.
Ginny was so great to work with! She was upfront and honest with us about our options, worked hard to get us the loan that best fit our needs and was always so responsive any time we had questions or concerns. It was clear that she had great...
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Reply from Owner
August 12th, 2026 12:53 AM
Amanda, thank you so much for the wonderful review! It was a pleasure working with you and helping you find the loan that best fit your needs. I truly appreciate your trust and kind words about my responsiveness and the team of professionals...
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Ginny was wonderful to work with she was upfron, honest, respectful and so helpful through the process . Sbe She made us feel so comfortable throughout the entire process and was quick to answer and questions we had. i wiuld higy recommend...
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Reply from Ginny Richards
August 11th, 2026 03:35 PM
Amanda, I'm pleased to hear that you felt comfortable and supported throughout the process. Your kind words about my honesty and helpfulness are truly appreciated. Thank you for recommending me and Kind Lending to others. If you have any future...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.