Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny made it great.
Ginny was great to work with on our home loan. We would absolutely recommend her to anyone seeking financing on a new home. She was very easy to communicate with, provided us with daily updates regarding the status of our loan and she was really...
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Ginny was straight forward, honest, and friendly. We loved her down to earth attitude. She really wanted to help us get into our home without going over our heads or being stuck in a bad loan. She explained different types of loans and go us...
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Ginny was always there to answer questions and help me understand the process. Very fun and professional to work with!!
Ginny is amazing to work with! Her customer service is excellent and she made the whole loan process so easy. I would recommend her to anyone.
Ginny was a delight to work with. She made the whole process as effortless as possible. My wife and I were very impressed. Thank you Ginny for all of your hard work.
Working with Ginny made a exciting but stressful experience doable! On a personal level she was very pleasant and easy to deal with, on a professional level she provided excellent communication, clearly laid out what each step in the financing...
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She was great, answered any and all questions we had. Gave us great advised and helped us with picking the best option for us. She was wonderful!
Ginny is very professional & knows her business.
She was very helpful, gave us great advice and made sure to have clean and clear communication. A wonderful experience.
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.