Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Thanks Ginny!
This was my first home, and Ginny was absolutely amazing. Everything we could have wanted and more. She made the process easy and understandable. She answered every question and worked tirelessly for us. Thank you so much, Ginny. Sincerely,...
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Thank you so much, Ginny!
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Ginny was referred to me by a coworker and a friend of mine. Both people spoke very highly of Ginny and how knowledgeable and thorough she was... my wife and I were first time home buyers. I can highly recommend Ginny to anyone looking to purchase...
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I had never met Ginny before recently buying a home. But from day one, she made me feel like we were old friends. Ginny is extremely professional and knowledgeable in her field, yet warm, supportive and encouraging at the same time. Additionally,...
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I had never met Ginny before recently buying a home. But from day one, she made me feel like we were old friends. Ginny is extremely professional and knowledgeable in her field, yet warm, supportive and encouraging at the same time. Additionally,...
read more
I had never met Ginny before recently buying a home. But from day one, she made me feel like we were old friends. Ginny is extremely professional and knowledgeable in her field, yet warm, supportive and encouraging at the same time. Additionally,...
read more
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.