Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny is a go getter!! She made this process painless and quick for me. She definitely knows what she’s doing and does everything she can to see that everything is in place and works well. She is trustworthy. Not once did I have to question...
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Ginny has helped my wife and I with all three of our past mortgages. We've kept coming back because she's so amazing. Not only is Ginny knowledgeable and great at what she does, she's attentive, friendly, and goes the extra mile. Ginny has...
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Ginny went above and beyond for me and I will always be grateful for that.
Thank you!
Great service and very helpful
Ginny is clear and concise, explains everything thoroughly. She's quick to call with updates and reminders throughout the process. We couldn't have asked for better service!
Ginny is always professional and straight forward on what is needed and next steps. It’s always a smooth process and we will use her again in future as well as recommend her to others.
Ginny is top-flight! The perfect balance of expertise, caring and efficiency.
Ginny
Ginny is fantastic to work with. She always has your best interests first. Very informative, and is with you through the entire process. Always is on top of communicating options, ideas, and where the process is at all times. She was there...
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.