Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny went above and beyond! She made the entire process extremely painless. We can’t thank her enough!!!
Ginny is hands down the best around. She worked hard to get this deal done, and I didn't have to worry at all even when we have problems on my end. She is the best and I recommend her to anyone and everyone I know. You ROCK Ginny!!
Constant communication about our options and up to date info on the rates we needed closely watched for the best deal.
We really enjoyed working with Ginny.
I loved working with Ginny. She knows her stuff and made my refi very easy and painless. Ginny offers excellent advice given all her experience. I would recommend Ginny to all my friends and family. I am fortunate to have had the experience...
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Ginny helped me with buying my home then 4 1/2 years later she got me through a refinance. She goes above and beyond to get the job done, working after hours/weekends. Very knowledgeable!! I had complete faith and confidence in her. She made...
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Ginny is pro-active, efficient, and makes her clients’ best interest her top priority.
Ginny helped me with buying my home then 4 1/2 years later she got me through a refinance. She goes above and beyond to get the job done, working after hours/weekends. Very knowledgeable!! I had complete faith and confidence in her. She made...
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Ginny has helped my wife and I with all three of our past mortgages (including our recent refinance). We've kept coming back because she's so amazing. Not only is Ginny knowledgeable and great at what she does, she's attentive, friendly, and...
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Ginny has helped my wife and I with all three of our past mortgages (including our recent refinance). We've kept coming back because she's so amazing. Not only is Ginny knowledgeable and great at what she does, she's attentive, friendly, and...
read more
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.