Ginny Richards
Sr. Loan Officer | NMLS #330735
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She ... Show More
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Ginny is very friendly, efficient and professional.
Ginny's responsiveness was exceptional. All calls or texts were responded to within minutes. We really felt like she was doing her best to get us the best loan possible.
Ginny's level of knowledge and professionalism was top level. Her super fast response time was invigorating, and we had the refinance done so quickly, I still can't believe it is done! We live 7 hours away from each other, but the online signing...
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Ginny's level of knowledge and professionalism was top level. Her super fast response time was invigorating, and we had the refinance done so quickly, I still can't believe it is done! We live 7 hours away from each other, but the online signing...
read more
Kind and succinct service! Thank you so much!
Ginny made the process very easy for us.
Ginny is really all able helping her clients!
Ginny was absolutely wonderful to work with. She truly was our hero and advocate throughout the entire process. I was always kept updated and informed and was able to reach out to her with any questions I had. Ginny made the entire home buying...
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Ginny is extremely knowledgeable and friendly. She made buying a home a great experience.
Ginny was amazing when we purchased our first home. She gave us great advice, helped us negotiate a closing credit and was always understanding patient and helpful. She always had our best interest in mind and did a stellar job!
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About
Since 1988, Ginny’s been making the loan process quick and easy for people purchasing and refinancing homes and other properties. People love working with her because she plans ahead and double-checks the details. Every. Single. Time.
She assists all types of buyers and homeowners, including first-time homebuyers, military veterans, people who are growing into bigger homes, people who choose to downsize, and those who want to refinance their property. She works with many loan products: conventional, FHA, VA, USDA, and jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Specialities
Home Loans
Refinance Loan
Home Purchase Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #330735
Hobbies
- Paddle Boarding
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.